Utkarsh Small Finance Bank Ltd

Utkarsh Small Finance Bank Ltd

Utkarsh Small Finance Bank Ltd has announced the credit rating for its proposed Tier II bonds and existing Tier II bonds, assigned and reaffirmed by Care Ratings Limited as CARE A- (Stable).

Utkarsh Small Finance Bank Ltd

Utkarsh Small Finance Bank Ltd has scheduled an investor meet on September 02, 2026, at Grand Hyatt, Santacruz, Mumbai, to discuss the company's performance and future prospects. The meeting will be held in person and will include a group conference and one-to-one interactions. The company has assured that only publicly available information will be shared during the meet.

Utkarsh Small Finance Bank Ltd

Utkarsh Small Finance Bank Ltd has received an ESG score of '63' from ESG Risk Assessments and Insights Limited, as per SEBI Listing Regulations.

Utkarsh Small Finance Bank Ltd

Utkarsh Small Finance Bank is migrating to a new Core Banking System, with a planned downtime from August 21, 2026, 10:00 P.M. to August 24, 2026, 06:00 A.M., during which all banking services will be unavailable.

Utkarsh Small Finance Bank Ltd

Utkarsh Small Finance Bank Ltd has received an ESG score of 71.80 from SES ESG Research Private Limited, as per the SEBI Listing Regulations.

Utkarsh Small Finance Bank Ltd

Utkarsh Small Finance Bank Ltd's Q1 FY27 earnings call transcript reveals a strengthening of businesses across both JLG and non-JLG segments, with total disbursements growing by 49% YoY, and portfolio performance improving. Asset quality also strengthened, with X-bucket collection efficiency in the JLG segment remaining at 99.7%. The bank's objective remains to grow assets of the right quality and risk profile rather than pursuing growth for its own sake.

Utkarsh Small Finance Bank Ltd

Utkarsh Small Finance Bank Ltd has announced the results of its 10th Annual General Meeting (AGM) held on August 4, 2026, where all resolutions were passed with the requisite majority. The meeting was conducted through video conferencing and remote e-voting, with the Bank's shares listed on BSE and NSE.

Utkarsh Small Finance Bank Ltd

Utkarsh Small Finance Bank Ltd has made available the audio recording of its earnings conference call with investors and analysts held on August 03, 2026, regarding the unaudited financial results for the quarter ended June 30, 2026.

Utkarsh Small Finance Bank Ltd

Utkarsh Small Finance Bank Ltd has published unaudited financial results for the quarter ended June 30, 2026, in newspapers and on its website, as per Regulation 47 of the SEBI Listing Regulations.

Utkarsh Small Finance Bank Ltd

Utkarsh Small Finance Bank Ltd has released its unaudited financial results for the quarter ended June 30, 2026, showing a 48.5% YoY growth in total disbursements and a 30.1% QoQ growth. The bank's gross loan portfolio grew by 2.0% QoQ and 15.7% YoY, with a secured portfolio mix of 51% and an unsecured portfolio mix of 49%. The bank's net worth stood at ₹2,745 crores, with a book value per share of ₹15.4. The bank has also reported a 5.9% GNPA and 2.8% NNPA, with a credit cost of 2.3%. The bank has a diversified asset mix, with a focus on secured loans, and has a robust momentum in retail deposit growth.

Utkarsh Small Finance Bank Ltd

Utkarsh Small Finance Bank Ltd announced its unaudited financial results for the quarter ended June 30, 2026, with a net loss of ₹34 crore, a 86% decrease from the previous year's loss of ₹239 crore. Key highlights include a 48.5% YoY growth in disbursements, a 2.0% YoY growth in gross loan portfolio, and a 2.6% YoY growth in deposits. The bank's cost of funds improved by ~40 bps YoY to 7.7%, leading to a ~20 bps YoY expansion in NIM to 6.1%.

Utkarsh Small Finance Bank Ltd

Utkarsh Small Finance Bank Ltd has announced its unaudited financial results for the quarter ended June 30, 2026, with the Board of Directors approving the results at a meeting held on August 1, 2026. The results are available on the company's website.

Utkarsh Small Finance Bank Ltd

Utkarsh Small Finance Bank Ltd has announced the outcome of its Board Meeting held on August 01, 2026, where the Board approved the unaudited financial results for the quarter ended June 30, 2026, along with a Limited Review Report issued by the Joint Statutory Auditors.

Utkarsh Small Finance Bank Ltd

Utkarsh Small Finance Bank Ltd has announced that its Board of Directors will meet on August 1, 2026, to consider and approve the unaudited financial results for the quarter ended June 30, 2026. An earnings conference call will be held on August 3, 2026, at 4:00 p.m. IST to discuss the results.

Utkarsh Small Finance Bank Ltd

Utkarsh Small Finance Bank Ltd has scheduled a board meeting on August 1, 2026, to consider and approve the unaudited financial results for the quarter ended June 30, 2026. The bank will also hold an earnings conference call on August 3, 2026, to discuss the results.

Utkarsh Small Finance Bank Ltd

Utkarsh Small Finance Bank Ltd has issued a call option notice for early redemption of its rated, listed, unsecured, sub-ordinated, redeemable, lower tier II bonds in the form of non-convertible debentures (NCDs) with a face value of ₹10,00,000 each and aggregating to ₹195,00,00,000. The call option exercise date is August 13, 2026, and the record date is July 29, 2026.

Utkarsh Small Finance Bank Ltd

Utkarsh Small Finance Bank Ltd fixes record date for call option on non-convertible debentures, to be exercised on August 13, 2026.

Utkarsh Small Finance Bank Ltd

Utkarsh Small Finance Bank Ltd has informed that the meeting of the Capital Structuring and Fund Raise Committee held on July 21, 2026, approved the execution of a supplementary debenture trust deed and the exercise of a call option to redeem ₹ 195 crores of lower tier II bonds on August 13, 2026. The record date for the call option has been fixed as July 29, 2026.