Disclosure under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015

September 30, 2026 BSE Limited National Stock Exchange of India Limited Scrip Code: 543942, 975790, 959644, Symbol: UTKARSHBNK 976203, 978213 Dear Sir/Madam, Sub: Intimation under Regulations 30 and 51 of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“SEBI Listing Regulations”) Pursuant to Regulations 30 and 51 read with Schedule III of SEBI Listing Regulations and other applicable provisions, if any, we hereby inform that the authorised Management Committee of the Bank, at its meeting held today i.e. September 30, 2026, has approved a proposal for sale of stressed unsecured loans pool comprising Non-Performing Assets (“NPAs”) and written-off loans to an Non-Banking Financial Company, as detailed below: Aggregate Principal Outstanding as Consideration Nature of Loans Accounts on 31.08.2026 Pool - Portfolio of Stressed Up to ₹75.16 Crore ₹15.50 crore Unsecured Loans This disclosure will also be available on the website of the Bank i.e. www.utkarsh.bank.in. This is for your information and records. For Utkarsh Small Finance Bank Limited Muthiah Ganapathy Company Secretary & Compliance Officer