Newspaper Publication on Unaudited Financial Results for thr quarter and half year ended September 30, 2026

November 04, 2026 BSE Limited National Stock Exchange of India Limited Scrip Code: 543942, 975790, 959644, Symbol: UTKARSHBNK 976203, 978213 Dear Sir/Madam, Sub: Newspaper Advertisement - Disclosure under Regulation 47 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“SEBI Listing Regulations”) Ref: Newspaper publication – Publication of Financial Results Pursuant to Regulation 47 of the SEBI Listing Regulations, enclosed herewith the copies of newspaper publications of Unaudited Financial Results for the quarter and half year ended September 30, 2026 of the Bank published in Financial Express (English), Jansatta (Hindi) and Aaj (Hindi) on November 04, 2026. This disclosure is also available on the Bank’s website i.e. www.utkarsh.bank.in. This is for your information and records. Yours faithfully, For Utkarsh Small Finance Bank Limited Muthiah Ganapathy Company Secretary & Compliance Officer Encl:. As above 4 ³f½fa¶fSX, 2026 Registeredofficeaddress:UtkarshTower,NH-31(AirportRoad),Sehmalpur,KaziSarai,Harhua,Varanasi,UttarPradesh,PIN-221105. GrossLoanPortfolio(`cr) 7.5% SecuredAdvances(`cr) TotalDeposits(`cr) CASA+RTD(`cr) *H1FY27 **AdvancesforthepurposeofGNPA/NNPAcalculationincludesIBPC (`inlakhs) QuarterEnded Halfyearended YearEnded Particulars September30, September30, September30, March31, 2026 2025 2026 2026 Unaudited Unaudited Unaudited Audited *asperRBIguidelines. **DebtrepresentstotalborrowingsoftheBank&EquityconsistofShareCapitalplusReserves Notestothefinancialresults: 1.TheaboveisanextractoftheformatofquarterandhalfyearendedSeptember30,2026,financialresultsreviewedbytheAuditCommitteeandapprovedbytheBoardof DirectorsoftheBankatitsrespectivemeetingheldonNovember03,2026.ThefinancialresultshavebeenreviewedbytheJointStatutoryAuditorsasrequiredunder Regulation33andRegulation52oftheSEBI(ListingObligationsandDisclosureRequirements)Regulations,2015(“ListingRegulations”).TheJointStatutoryAuditors haveissuedunmodifiedconclusion.TheFullFormatofthequarterandhalfyearendedFinancialResultsareavailableonthewebsiteoftheStockExchanges, www.nseindia.com&www.bseindia.com&oftheBank-www.utkarsh.bank.in 2. Informationrelatedtothetotalcomprehensiveincome&othercomprehensiveincomearenotfurnishedasIndASisnotyetmadeapplicabletoBank. 3.Asperregulation33andregulation52(4)ofSEBI(ListingObligation&DisclosureRequirements)Regulations2015,theequityanddebtlistedentitiesarerequiredto disclosecertainratiosandaccordinglyratiosrelevanttoBankingsectorhavebeendisclosedabove. 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