Credit Rating- Revision

Date: August 28, 2026 To, To, BSE Limited National Stock Exchange of India Limited Listing Dept. / Dept. of Corporate Services, Listing Dept., Exchange Plaza, 5th Floor, Phiroze Jeejeebhoy Towers, Plot No. C/1, G. Block, Bandra-Kurla Complex, Dalal Street, Mumbai - 400 001 Bandra (E), Mumbai - 400 051 Security Code: 544176 Symbol: AADHARHFC Security ID: AADHARHFC Sub: - Intimation of credit rating assigned by India Ratings and Research Private Limited. Dear Sir/Madam, Pursuant to Regulation 30(6) and 51(2) read with Schedule III of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended from time to time, we wish to inform you that India Ratings and Research Private Limited has communicated revision in rating and outlook as shown below for various instruments of the Company. Details of credit rating by India Ratings and Research Private Limited Current rating details Sr. ISIN# Amount Credit Outlook Rating Action Specify Date of Verification Date of No rated rating (Stable/ (New/ other Credit status of verification (Rs. in assigned Positive/ Upgrade/ rating rating Credit Cr.) Negative/ Downgrade/ action Rating No Re-Affirm/ Agencies Outlook) Other) 1 2 3 4 5 6 7 8 9 10 1 Non- 7,250.00 IND AA+ Stable Upgraded to NA 28.08.2026 Yes 28.08.2026 Convertible IND AA+ and Debentures outlook revised to Stable from Positive 2 Bank Loan 5,000.00 IND AA+ Stable Upgraded to NA 28.08.2026 Yes 28.08.2026 Facilities IND AA+ and outlook revised to Stable from Positive Total 12,250.00 #Under various series The copy of the rating letter received from India Ratings and Research Private Limited is attached herewith. Date and time of occurrence of event/information: August 28, 2026 and 05:50 P.M Kindly note the same and take the above information on your record. Thanking you. For Aadhar Housing Finance Limited Harshada Pathak Company Secretary and Compliance Officer CC: Debenture Trustees- a) Beacon Trusteeship Limited b) IDBI Trusteeship Services Limited Anmol Gupta Chief Treasury Officer 501 & 503, Lightbridge Saki Vihar Rd, Tunga Village, Chandivali, Mumbai, Maharashtra 400072 August 28, 2026 Dear Sir/Madam, Re: Rating Letter for Aadhar Housing Finance Limited India Ratings and Research (Ind-Ra) has upgraded Aadhar Housing Finance Limited’s (Aadhar) debt instruments rating to ‘IND AA+’ from ‘IND AA’. The Outlook is Stable. The instrument-wise rating actions are as follows: Instrument Type Regulator of Date of Issuance Coupon Rate Maturity Size of Issue Rating Assigned Rating Instrument Date (INR million) with Action Outlook/Watch Non-convertible Refer ISIN - - - 7,250 IND Upgraded debenture^ annexure (reduced AA+/Stable from 10,000) Bank loan facilities RBI - - - 5,000 IND Upgraded AA+/Stable ^Details in Annexure In issuing and maintaining its ratings, India Ratings relies on factual information it receives from issuers and underwriters and from other sources India Ratings believes to be credible. India Ratings conducts a reasonable investigation of the factual information relied upon by it in accordance with its ratings methodology, and obtains reasonable verification of that information from independent sources, to the extent such sources are available for a given security. 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