Migration of Core Banking System

August 19, 2026 BSE Limited National Stock Exchange of India Limited Scrip Code: 543942, 975790, 959644, Symbol: UTKARSHBNK 976203 Dear Sir/Madam, Sub: Disclosure under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“SEBI Listing Regulations”) – Migration of Core Banking System As part of its ongoing technology transformation and modernization initiative, and to facilitate enhanced, smooth and seamless customer experience, we inform that the Bank is undertaking migration to a new Core Banking System and has scheduled a planned downtime from August 21, 2026 (10:00 P.M.) to August 24, 2026 (06:00 A.M.), during which all the banking services would remain unavailable. The Bank has put in place a comprehensive migration strategy, including appropriate risk mitigation measures, business continuity arrangements, and customer communication mechanisms. The disclosure will also be available on the Bank’s website at www.utkarsh.bank.in. This is for your information and records. Thanking You Yours faithfully, For Utkarsh Small Finance Bank Limited Muthiah Ganapathy Company Secretary & Compliance Officer