Allotment of Securities

Date: July 20, 2026 To, To, BSE Limited National Stock Exchange of India Limited Listing Dept. / Dept. of Corporate Services, Listing Dept., Exchange Plaza, 5th Floor, Phiroze Jeejeebhoy Towers, Plot No. C/1, G. Block, Bandra-Kurla Complex, Dalal Street, Mumbai - 400 001. Bandra (E), Mumbai - 400 051 Security Code: 544176 Symbol: AADHARHFC Security ID : AADHARHFC Sub.: Intimation under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 - Allotment of 35,000 (Thirty Five Thousand) Senior, Secured, Rated, Listed, Redeemable, Non-Convertible Debentures (“NCDs”) on Private Placement basis Dear Sir/Madam, Pursuant to Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, this is to inform you that the Management Committee of the Board of Directors of the Company at its meeting held today i.e., July 20, 2026, has allotted 35,000 (Thirty Five Thousand) Senior, Secured, Rated, Listed, Redeemable NCDs having a face value of INR 1,00,000 (Indian Rupees One lakh only) per Debenture aggregating to INR 350 crore (Indian Rupees Three hundred fifty crore only) on private placement basis. The brief terms of the issue in terms of SEBI Circular HO/49/14/14(7)2025-CFD-POD2/I/3762/2026 dated January 30, 2026, are given in Annexure A. The meeting commenced at 12.30 p.m. and concluded at 12.45 p.m. Kindly take the above information on your record. Thanking you. For Aadhar Housing Finance Limited Harshada Pathak Company Secretary and Compliance officer ACS: 19534 The brief terms of the issue in terms of SEBI Circular HO/49/14/14(7)2025-CFD- POD2/I/3762/2026 dated January 30, 2026 are as follows: Sr. Particulars Details 1 Type of Security Senior Secured Rated Redeemable Listed Non- Convertible Debentures 2 Type of issuance Private Placement 3 Total number of securities 35,000 Non- Convertible Debentures issued and allotted 4 Issue Size Rs. 350 crores 5 ISIN INE883F07421 8 Listing Proposed to be listed on the ‘Wholesale Debt Market Segment’ of BSE Limited 9 Tenor 4 Years 11 months and 25 days 10 Deemed Date of July 20, 2026 Allotment 11 Redemption Date July 15, 2031 12 Coupon Rate/ Coupon Initial coupon rate will be average of 3M MIBOR-OIS of 3 working days from 10th July to 14th July, 2026+Spread. Benchmark shall be arrived as 3 month MIBOR-OIS closing yield for one day prior to the coupon reset date (rounded off to nearest two decimals) 13 Schedule of payment of Interest payment Schedule: coupon/interest and October 20, 2026 principal January 20, 2027 April 20, 2027 July 20, 2027 October 20, 2027 January 20, 2028 April 20, 2028 July 20, 2028 October 20, 2028 January 20, 2029 April 20, 2029 July 20, 2029 October 20, 2029 January 20, 2030 April 20, 2030 July 20, 2030 October 20, 2030 January 20, 2031 April 20, 2031 July 15, 2031 Principal payment Schedule: July 20, 2027 July 20, 2028 July 20, 2029 July 20, 2030 July 15, 2031 14 Rating of Instrument ICRA Limited has assigned rating of “ICRA AA Positive (Double A; Outlook: Positive)” 15 Charge/security, if any, Pari Passu first charge by way of (present & future) created over the assets hypothecation on all the standard book debts / outstanding moneys / receivables except for those book debts and receivables charged / to be charged in favour of National Housing Bank for refinance availed / to be availed from them, and current assets & investments except for those current asset & Investments eligible for high quality liquid assets (HQLA) as per RBI guidelines. 16 Special Not Applicable right/interest/privileges attached to the instrument and changes thereof 17 Delay in payment of Not Applicable interest / principal amount for a period of more than three months from the due date or default in payment of interest / principal 18 Details of any letter or Not Applicable comments regarding payment/non-payment of interest, principal on due dates, or any other matter concerning the security and /or the assets along with its comments thereon, if any 19 Details of redemption of Partial redemption on annual basis and redeemable on maturity debentures