Audio Link for Earnings Call Q1 FY2026-27

August 03, 2026 BSE Limited National Stock Exchange of India Limited Scrip Code: 543942, 975790, 959644, Symbol: UTKARSHBNK 976203 Dear Sir/Madam, Sub: Audio recording of earnings conference call with the investors and analysts held on August 03, 2026 - Disclosure under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 ("SEBI Listing Regulations") Ref: Earnings conference call with Investors and Analysts on August 03, 2026 Further to our letter dated July 29, 2026 and pursuant to Regulation 30 read with Para A of Part A of Schedule III of the SEBI Listing Regulations, the audio recording of earnings conference call with investors and analysts held on Monday, August 03, 2026 at 04:00 p.m. (IST) with respect to the Unaudited Financial Results for the quarter ended June 30, 2026, is available on the website of the Bank at the below link: Link for Audio The Investor Presentation of aforesaid call has already been submitted with the stock exchanges vide Bank’s letter dated August 01, 2026, and the same is also available on the Bank’s website at www.utkarsh.bank.in. The transcript of aforesaid call will be submitted in accordance with the SEBI Listing Regulations. This is for your information and records. Thanking You Yours faithfully, For Utkarsh Small Finance Bank Limited Muthiah Ganapathy Company Secretary & Compliance Officer