Please find enclosed Digital Day presentation.

September 29, 2026 The Manager The Manager Listing Department Listing Department BSE Limited National Stock Exchange of India Limited Phiroze Jeejeebhoy Tower Exchange Plaza, 5th Floor, Plot C/1, Dalal Street G Block, Bandra-Kurla Complex Mumbai - 400001 Mumbai - 400051 Scrip Code: Equity (BSE: 540716/ NSE: ICICIGI) Dear Sir/Madam, Sub.: Disclosure under Regulation 30 read with Schedule III and Regulation 46(2) of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 This is in continuation to our earlier intimation dated September 18, 2026 regarding the Analyst Digital Day Meet 2026 scheduled for September 29, 2026. Please find enclosed the presentation to be used during the Meet. Kindly note that no unpublished price sensitive information shall be shared during the meeting(s). The above disclosure will be available on the website of the Company at https://www.icicilombard.com. You are requested to kindly take the same on records. Thanking you, Yours Sincerely, For ICICI Lombard General Insurance Company Limited Vikas Mehra Company Secretary Encl: As above ICICI Lombard General Insurance Company Limited IRDA Reg. No. 115 CIN: L67200MH2000PLC129408 You can contact us at: Mailing Address: Registered Office: Toll free No.: 1800 2666 Sixth floor- Interface 16, ICICI Lombard House, 414, Veer Savarkar Marg, Email: customersupport@icicilombard.com Office no 601 & 602, Near Siddhi Vinayak Temple, Prabhadevi Website: www.icicilombard.com New linking Road, Malad Mumbai - 400 025. west, Mumbai - 400064. India’s GI Market Large Headroom for Growth Low penetration + rising affluence create a long-term growth opportunity Insurance penetration remains low Strong economic growth 9.4% 7.8% GDP growth | Q1 FY27 Premium as % of GDP (CY24) 5.3% 4.8% Favorable demographics 2.6% 2.4% 2.0% 1.9% 1.9% 0.6% Median age ~29 years USA South Canada UK South Japan China Brazil Indonesia Korea Africa Accelerating digital adoption 65%+ Internet penetration | Digital economy Insurance density remains modest to contribute one-fifth by 2030 7995 Premium per capita (CY24, USD) Low insurance penetration 2580 1894 ~1% of GDP vs ~4.3% Global average 1359 193 151 2255 Regulatory direction USA Canada South UK Japan China Brazil South Indonesia IInnddiiaa Korea Africa “ Insurance for all ” by 2047 Source: MoSPI, UN, IAMAI, PIB, IRDAI​, SwissRe Institute, MeitY Opportunities Ahead India’s protection gap and structural growth runway Motor Health Commercial Lines UNINSURED VEHICLE PROTECTION GAP MISSING MIDDLE ENTERPRISE INDIA 42% 400Mn ~$1.1T Vehicles on Indian roads are uninsured Individuals lack health insurance cover Total capex announced in FY26 INDIA’S MOTORIZATION RATE EMERGING CONSUMERS UNDER-INSURED RISKS 33 $26T+ India’s Assets exposed To Nat-cat Risk Vehicles per 1,000 people of consumer spend by India’s Gen Z ~93% Nat-cat risk is uninsured Notes: Vehicles: Private Car & Commercial Vehicles | $1= ₹95.8​ | Brazil, China, Russia, South Africa Source: MoRTH, Eurostat and OICA republished by Visual Capitalist, NITI Aayog, BCG, Ministry of Finance, PIB, SwissRe Institute Structural Changes Strengthening India’s GI Market Reforms creating a more competitive and resilient GI market Distribution No Insurance, Mandatory Reforms No Fuel TP Cover Draft paper released Supreme Court directive Longer-duration motor protection Phased IND AS Risk-Based Implementation Capital Transition towards Ind AS reporting Moving towards risk-sensitive capital from Apr 1, 2026 requirements Consistent Value Creation Across Cycles Profitable Growth Risk Discipline Customer Centricity Technology Capital Efficiency 119.10% 120.30% 113.10% 117.70% 117.80% 112.50% 115.80% 112% 112.60% 117.80% Market Share 108.80% 108.60% (On 1/ n basis) 102.50% 99.40% 103.80% 101.20% 104.50% 103.30% 102.80% 103.40% 8.6% 8.7% 8.5% FY17 FY18 FY19 FY20 FY21 FY22 FY23 FY24 FY25 FY26 21.2% 19.3% 19.1% 16.6% 17.7% 17.2% 17.8% 14.0% 15.0% 14.6% Profit Share 3 11.6% 10.4% ROE 2 5.4% 1.1% 0.8% 1.7% -2.3% -4.0% -2.8% 11.9% 18.9% 19.0% 291% FY17 FY18 FY19 FY20 FY21 FY22 FY23 FY24 FY25 FY26 IL Industry COR: | ROE: Track record of underwriting discipline with 53% share of Industry’s profit in the last 10 years 1. BAGI adjusted numbers | 2. ROE Calculated on Average net worth basis | 3. PAT | Numbers are 1/n basis from 2025 | GI Market share The next chapter of profitable growth is growth is digital-centric Digital Scale Has Transformed Our Operating Capacity In-house technology capabilities create a differentiated digital advantage ~680,000 Quotes ~44,000 End-to-end in-house digital product lifecycle ~8,500 ~16,900 Quotes Calls Policies ~6,000 ~10,800 An Hour at Calls Policies ICICI Lombard An Hour at Digital Product Engineering Data Science ICICI Lombard & & & Design Management Technology AI ~19,800 ~1,300 ~10,000 Hits on Hits on Claims Claims Website Website ~7,500 ~12,300 Agents on Data & Analytics Embedded Across Agents on Nysa Nysa 1.5X Change Velocity FY 2022* FY 2026* Lower Cost ^ *Average number computed basis 9-hour day 25 month ^FY26 vs. FY24 as baseline Digital Flywheel Every Stage of the Insurance Value Chain Distribution Reach And Acquire Customers Retention Product Build Loyalty and Lifetime Value​ Design Relevant, Differentiated Propositions​ Servicing Risk Every Interaction Simple And From Pricing To Risk Management Proactive​ Claims Fast, Fair, Frictionless ​ Digital Ecosystem Powering the Insurance Value Chain Distribution Retention Product Servicing Risk Digital Powered Muse by AI Claims IL OneAssist Artemis Digital Flywheel Every Stage of the Insurance Value Chain Distribution Digital Distribution Expanding Reach Across Every Channel AI-powered platforms driving higher conversion and scale Agency Reach & Activate 1.5X+ Polices issued on Nysa of branches using Sales AI Nysa AutoNinja Alliances* Direct RIA Assistant Embed & Scale Acquire & Convert Powered by AI 62% 77% 1.8 X ILTakeCare MAU AutoNinja TW penetration^ 1.6 X Monthly traffic 1.5X Partners with API integrations API & Data Layer * Alliances : OEM, Corporate, Broking, Bancassurance, Partnerships All relative comparisons based on FY24 baseline​ ^ Since FY25 in target two-wheeler dealership universe (Active dealerships across 4 OEM makes.) Digital Flywheel Every Stage of the Insurance Value Chain Product Product Innovation Intelligent Underwriting Faster product creation and AI-powered underwriting expand our ability to serve diverse risk needs 1 Product Innovation 2 AI-Powered Underwriting Cloud Modernisation Microservices + Multiple add-ons Tele-underwriting automation go-live 4 weeks Concept to in (from 6 months) Increased straight-through issuance Digital Flywheel Every Stage of the Insurance Value Chain Risk Risk Management From Pricing to Proactive Action Real-time risk signals enable early intervention before loss Risk Management in Action | Automated Weather Alert System Track Alert Engage <5% Share of P&C large-cat losses 95 red-alert events 135K+ 870K+ vs. >10% market share Monitored across 36 cities Commercial customers connected Car owners connected * IMD: Indian Meteorological Department | GDACS: Global Disaster Awareness and Coordination System Customer connect data pertains to the monsoon season from Apr 1, 2026, onwards, for red-alert events Digital Flywheel Every Stage of the Insurance Value Chain Claims Fast, Fair, Frictionless ​ Claims Transformation Technology Reshaping the Journey Digital FNOL, AI-enabled assessment and faster settlement One connected claims experience Digitise → Automate → AI-enable Intimation Inspection Assessment Settlement 3.3 Days 19 pp Better 87% AI-enabled across the claims journey *FNOL: First Notification of Loss | pp: Percentage point | TAT is for Motor Digital Flywheel Every Stage of the Insurance Value Chain Servicing Every Interaction Simple And Proactive​ Digital Servicing Transforming the Economics of Service Lower cost, faster resolution, bette [Showing first 8,000 characters — download PDF for full document]