Dear Sir, Please find the attachment. Regards, For First Fintec Limited Compliance Officer /Authorised Signatory

Date: 01.09.2026 The Manager Department of corporate services Bombay Stock Exchange Limited P.J.Towers, Dalal Street Mumbai-400 001. Dear Madam/Sir, Sub: First FintecLimited - Annual Report for FY 2025-26 under Regulation 34(1) of SEBI (LODR) Regulations, 2015. Ref: Scrip Code: 532379. We are hereby submitting a copy of the 26thAnnual Report for the FY 2025-26 including the Audited Financial Statements of the Company for the financial year ended March 31, 2026 along with the reports of the Board of Directors and Auditors thereon. This report has been submitted pursuant to Regulation 34(1) of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015. The same is also available on the Company's website viz., www.firstfintec.com. Request you to kindly take the same on record. Thanking you, Yours faithfully, For First Fintec Limited V.S.R. Sastry Director Place: Mumbai 304, SHIV ASHISH COMPLEX,ABOVE BATA SHOWROOM, 19TH ROAD, CHEMBUR , MUMBAI – 400071 TELEPHONE: +91 9702611079; EMAIL: INFO@FIRSTFINTEC.COM; WEBSITE: WWW.FIRSTFINTEC.COM; CIN: L72200MH2000PLC239534 26TH ANNUAL REPORT 2025-26 CORPORATE INFORMATION Board of Directors: Abhishek Kotulkar Chairman & Director Dr. V.S.R.Sastry Director Dr. (Mrs.) Leena Vivek Director (upto 29.09.2025) Mrs. Saritha Urrinkala Director (w.e.f. 29.09.2025) COO : Stock Exchange (Company Listed): BSE Ltd, Scrip Code: 532379 U. J. Rao Auditors: Internal Auditors: M/s P C Surana & Co (w.e.f 29.09.2026), JBRK & Co., & Chartered Accountants M/s. RPSP Associates., 205-6, Standard House 83, Maharshi Karve Road Marine Lines, Mumbai -400002 Auditors: Company Secretary: M/s. JMT & Associates (Upto 29.09.2026), Ms. Deepshika Agrawal Chartered Accountants . Bankers: Depositories: Axis Bank Limited Central Depository Services Limited Dhanalakshmi Bank Limited National Security Depository Services Limited Registered Office Address: First Fintec Limited Contents (Formerly Firstobject Technologies Limited) 304, Shi Ashish Commercial Complex, Corporate Information ………………....................…. 1 Above Bata Showroom, 19th Road Chembur, Mumbai - 400071 Chairman's Speech………………................………… 2 Maharashtra, India. Tel: +91-22-8655861014 Notice of AGM…………………………………......…… 3 Email : info@firstfintec.com Directors Report…………………………................…. 12 Website: www.firstfintec.com CIN: L72200MH2000PLC239534 Management Discussion and Analysis…….............. 21 Performance at a Glance………………….............… 26 Corporate Governance……………………................. 27 Registrars: Auditors Report………………………..................…… 60 Bigshare Services Pvt Ltd, Balance Sheet…………………………...................…. 68 Office No S6-2, 6th floor Pinnacle Business Park Next to Ahura Centre, Mahakali Caves Road Profit & Loss Account…………..................…………. 69 Andheri (East) Mumbai - 400093, India. Cashflow Statement……………………................…. 70 Tel : 022 – 62638200 Notes to Financial Statements .…………............… 71 Fax : 022 - 62638299 Email : investor@bigshareonline.com 26TH ANNUAL REPORT 2025-26 MESSAGE FROM CHAIRMAN, BOARD OF DIRECTORS, MR. ABHISHEK KOTULKAR Dear Shareholders, I have great pleasure in welcoming you to this 23rd Annual General Meeting (AGM) of M/s. First Fintec Limited (Formerly It is a privilege to welcome you to the 26th Annual General Meeting of First Fintec Limited. Firstobject Technologies Limited). The Notice convening this meeting, alongside the Board's Report, the Audited Financial Statements for the financial year ended I trust the Notice convening this Annual General Meeting, the Board’s Report, and the Audited Accounts along with the Report March 31, 2026, and the Auditors' Report, have been duly circulated to you. With your permission, I shall take them as read. of Auditors thereon for the year ended March 2023 have reached you on time. With your permission, I take them as read. Year in Review: Consolidation & Resilient Growth The past year has been defined by strategic consolidation and measured growth. While we maintain a lean operational scale, our On the business front, your company is exploring various strategic initiatives to strengthen its operations. Your company’s determination remains unwavering as we steadily reinforce our market presence in the high-potential FinTech and EdTech sectors. operations have been drastically impacted due to the COVID-19 and its impact on Edtec due to the closure of schools during ● In the FinTech Sector: We continue to design simple, practical, and highly accessible solutions specifically engineered to pandemic and subsequent changes in techonolgy. Facing the tough times, the company has restructured its business empower small businesses and individual users. offerings, and Company’s focus is on Fintec and Edtec solutions. We are of the view that the Company would come out of all ● In the EdTech Sector: Our team is developing affordable, impactful digital learning tools tailored for schools and institutions the current hurdles with flying colours as the business scenario improving slowly and steadily. implementing technology in a phased manner. I wish to thank all of our loyal shareholders for standing by us in tough times. I would also like to thank our precious Building a Sustainable Foundation customers, business partners, suppliers, professional advisers, and bankers for their continuous support and confidence Although our current scale is modest, we have successfully established a robust foundation for long-term growth. We are taking in the company. calculated steps to expand our product offerings, optimize operational efficiencies, and forge strategic partnerships. This approach allows us to scale effectively while maintaining absolute financial discipline, focusing on small-scale innovation, prudent resource I would like to express my sincere gratitude to my fellow Board members and shareholders of company for their valuable management, and customer-centric value. guidance and support in growth of the Company. I would also like to highlight the dedication, patience and hard work put in Strategic Priorities Moving Forward by all of our staff members and management over the years. As we look ahead, our immediate focus centers on three key growth pillars: I would like to conclude by commending the hard work and sincere efforts put in by all the employees of the Company. ● Targeted Expansion: Penetrating niche markets where our specialized solutions deliver clear, competitive value. Thank you, ● Strategic Alliances: Deepening collaborations with small and medium enterprises (SMEs) to accelerate product marketing and distribution. ● Diversification: Gradually entering adjacent domains, specifically digital skilling platforms and basic financial literacy tools. Expressions of Gratitude I would like to express my sincere appreciation to our shareholders for your enduring patience, trust, and support as we steer the Company forward. I also extend my gratitude to our customers, business partners, suppliers, advisors, and bankers for their continued collaboration and alliance. Furthermore, I am deeply grateful to my colleagues on the Board for their invaluable guidance, and to our management team and employees, whose dedication and hard work remain the true cornerstone of this organization. Looking to the Future While we operate as a lean enterprise today, I am confident that our unwavering focus, consistent efforts, and the shared trust of our stakeholders will enable First Fintec Limited to convert market challenges into sustainable opportunities for steady, long-term growth. Thank you, Mr. Abhishek Kotulkar Chairman Place: Mumbai 26TH ANNUAL REPORT 2025-26 NOTICE TO THE SHAREHOLDERS NOTICE NOTICE is hereby given that the 26th Annual General Meeting (AGM) of the Members of First Fintec Limited will be held on Tuesday, September 29, 2026, at 3:00 p.m. Indian Standard Time ("IST") through Video Conferencing / Other Audio-Visual Means ("VC/OAVM") F [Showing first 8,000 characters — download PDF for full document]