General Updates

8 July 2026 To To Corporate Relations Department. Corporate Listing Department. BSE Limited National Stock Exchange of India Ltd 1st Floor, New Trading Ring, Exchange Plaza, 5th Floor Rotunda Building, P J Tower, Plot No.C-1, G Block, Dalal Street, Fort, Bandra-Kurla Complex, Bandra (East), Mumbai 400 001 Mumbai 400 051 BSE Code: 532978 NSE Code: BAJAJFINSV Dear Sir/Madam, Sub.: Business Responsibility and Sustainability Report for FY2026 Pursuant to the Regulation 34(2)(f) of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended, please find enclosed herewith Business Responsibility and Sustainability Report (‘BRSR’) for the financial year ended 31 March 2026 including Assurance Report (Reasonable and Limited) issued by SGS India Private Ltd., which also forms part of the Annual Report for FY2026. The aforesaid documents are also available on the Company’s website at https://www.aboutbajajfinserv.com/investor-relations-annual-reports. We request you to kindly take the same on record. Thanking you. FOR BAJAJ FINSERV LIMITED UMA SHENDE COMPANY SECRETARY Email ID: investors@bajajfinserv.in Encl.: As above Page 1 of 1 https://www.aboutbajajfinserv.com/about-us Corporate Office: 6th Floor, Bajaj Finserv Corporate Office, Off Pune - Ahmednagar Road, Viman Nagar, Pune - 411 014, Maharashtra, India Tel: +91 20 7150 5700 | Fax: +91 20 7150 5792 Registered Office: C/o Bajaj Auto Limited Complex, Mumbai - Pune Road, Akurdi, Pune - 411 035, Maharashtra, India Corporate ID No.: L65923PN2007PLC130075 | Email ID: investors@bajajfinserv.in Corporate Statutory Financial Overview Reports Statements Business Responsibility and Sustainability Report Section A: General Disclosures I. Details of the listed entity 1. Corporate identity number (CIN) of the L65923PN2007PLC130075 listed entity 2. Name of the listed entity Bajaj Finserv Ltd. (also referred to as ‘BFS’ and ‘the Company’ in this report) 3. Year of incorporation 2007 4. Registered office address C/o Bajaj Auto Ltd. Complex, Mumbai - Pune Road, Pune - 411035 5. Corporate address 6th Floor, Bajaj Finserv Corporate office, off Pune-Ahmednagar Road, Viman Nagar, Pune – 411014 6. E-mail investors@bajajfinserv.in 7. Telephone +91 20 7150 5700 8. Website https://www.aboutbajajfinserv.com/about-us 9. Financial year for which reporting is being 2025-26 done 10. Name of the stock exchange(s) where BSE Ltd. and National Stock Exchange of India Ltd. (NSE) shares are listed 11. Paid-up capital ₹ 160.05 crore 12. Name and contact details (telephone, Name of the person Ms. Uma Shende, Company Secretary e-mail address) of the person who may be contacted in case of any queries on the Telephone number +91 20 7157 6064 BRSR report E-mail ID uma.shende@bajajfinserv.in 13. Reporting boundary Consolidated basis, collectively referred to as ‘BFS group’ (For more details on entities considered for consolidation refer #23 below) 14. Name of assessment or assurance provider SGS India Pvt. Ltd. 15. Type of assessment or assurance obtained BRSR core: Reasonable assurance (SEBI’s circular SEBI/HO/ CFD/CFD-SEC-2/P/CIR/2023/122 dated 12 July 2023) BRSR comprehensive (excluding BRSR core): Limited assurance 100 years in business and nation building In 2026, the Bajaj group completes 100 years—a milestone that reflects not just longevity, but a legacy of trust built on unwavering values. Through changing economic landscapes, the Group has remained guided by the principles of ethical business, transparency, and service to the nation. Bajaj Finserv and its companies have continuously innovated to make financial services more accessible, relevant, and impactful. Today, we are proud to be a lifecycle partner to millions of Indians, supporting their aspirations at every stage. While our businesses have evolved with time, our foundations remain unchanged-strong governance, prudent risk management, disciplined long-term thinking, and a culture that empowers with accountability. Business Responsibility and Sustainability Report 11 Our CSR efforts continue to focus on skilling, child health, education, and child protection—areas critical to build a more inclusive and resilient society. As we move forward, we remain committed to 'Building a financially empowered India through integrity, inclusion and innovation, creating long-term sustainable value for our people, stakeholders and the nation'. II. Products/services 16. Details of business activities (accounting for 90% of the turnover): no. Description of main activity Description of business activity % of turnover of the entity 1 Financial and insurance services Non-banking finance company engaged in 54% lending and allied activities 2 Financial and insurance activities Non-life insurance business 23% 3 Financial and insurance activities Life insurance 23% Note: On a standalone basis, the Company has no business operations except the 138 windmills with 65.2 MW capacity (generating over 9 crore units of renewable energy) it has installed to fulfil its contribution to the environment. These windmills generate more renewable energy annually than the energy the entire BFS group consumes annually. 17. Products/services sold by the entity (accounting for 90% of the entity’s turnover): Sr. % of total turnover no. Product/service NIC Code contributed 1 Other financial activities: non-banking finance company 65923 54% engaged in lending and allied activities 2 Non-life insurance business 65120 23% 3 Life insurance 65110 23% III. Operations 18. Number of locations where plants and/or operations/offices of the entity are situated: Location Number of plants# Number of offices* Total National 4,991 4,991 International 3 3 * Includes branches, representative offices, and corporate offices as on 31 March 2026. # Bajaj Finserv group provides financial services and does not undertake any manufacturing activities. 19. Markets served by the entity: a. Number of locations Locations Number National (No. of states) 28 states and 8 union territories International (No. of countries) 2 b. What is the contribution of exports as a percentage of the total turnover of the entity? B FS operations are largely concentrated within India. However, through its subsidiary Bajaj Finserv Health Ltd. a small proportion of services are rendered outside India which is less than 1% of the total revenue. 2 19th Annual Report 2025-26 Corporate Statutory Financial Overview Reports Statements c. A brief on types of customers: Customer Lifecycle Partner Enablers through Created a payments, rewards strong market a f s eo en xr a pd g m p r ra l ia e enr s nt u sn cl ae ecrr u s a sh n ti op d m er PA R T AN DE DR ES DH I SP ES R & V IV CA DE iL S U itE UtiC litO ieN sS UMER LENDING f l f heo o onr r dc in sio n edn g hivs op iu d ldrm uo sade alur , c dts Consumption Consumer C MSMEs S pra ov ti en cg ts a nn nd e eds WARDS OA YN AD TIES EnR tee rc tar ae nu D tsa vei il chy eo sld Durable SR pe et na dil R E DI T LI N Established strong of the customers RE R M data analytics through life Tr aa nv de l ProfeB su ss ioin ne as l s L/ oans S M E to deepen insurance coupled Dining wallet share with securities and strengthen b mu os sin e res cs a nn td t sh se T N E TraF nu sn fd e rs CUSTOMERS AssL eif te Cs rt ey ale ti on GTROM s be uc su inr ee sd lending management Y Company P Investments FiA nass ne ct Health and wellness B R O KI N G Savings Protection InsuL rif ae n ce H Wea eal lt ln nh d ec sa sr e Proa ten cd t ion GE IN NE SR UA RL Simultaneously, pao ra olm us ep ua o ctn on te e cc n aue nt ss dt ts o a mr ay d ASSET MANAGEMENT INSL UI RF AE N CE ELL N E S S g b reue tn i al rte ear ba ts l sti sn r io ns anu ereg sra sinn c se offerings Objective: To be the financial services lifecycle partner to every Indian create constant value across the customer lifecycle, build sustainable business. Finance and lending • BFS participates in lending business through its 51.32% subsidiary—Bajaj Finance Ltd. (BFL). B [Showing first 8,000 characters — download PDF for full document]