We wish to inform you that the 40th Annual General Meeting ('AGM') of the Members of the Company is scheduled to be held on Thursday, September 24, 2026, at 09:00 A.M. at Golden Palace, ....

August 29, 2026 The Listing Department BSE Limited 25th Floor, P. J. Towers, Dalal Street, Fort, Mumbai – 400 001 Scrip Code: 532007 Subject: Submission of 40th Annual Report pursuant to Regulation 34(1) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 Dear Sir/Madam, We wish to inform you that the 40th Annual General Meeting (“AGM”) of the Members of the Company is scheduled to be held on Thursday, September 24, 2026, at 09:00 A.M. at Golden Palace, 122, K-8, Sarojini Nagar, Kanpur, Uttar Pradesh – 208012. In this regard, please find enclosed the 40th Annual Report of the Company for the financial year 2025–2026, pursuant to Regulation 34(1) of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015. The 40th Annual Report of the Company for FY 2025-2026 is also available on the Company’s website at the following weblink: https://svfl.co.in/pdf/Annual%20Report/Annual%20Report%202025-26.pdf You are requested to kindly take the above information on record. Thanking You, Yours faithfully, For SHREEVATSAA FINANCE AND LEASING LIMITED Ashish Thakur Company Secretary & Compliance Officer Encl.: 40th Annual Report for FY 2025–2026 Corporate Office R-720, New Rajinder Nagar, New Delhi-110060 Registered Office: Room No. 559, Third Floor, Padam Tower-I, 14/113, Civil Lines, Kanpur, Uttar Pradesh-208001 Telephone No.: 01145093380, CIN: L45201UP1986PLC008364 Website: www.svfl.co.in, E-mail: investors.svfl@rediffmail.com 40TH ANNUAL REPORT 2026 SHREEVATSAA FINANCE & LEASING LIMITED EMPOWERING GROWTH! ENABLING ASPIRATIONS! DELIVERING VALUE! RBI REGISTERED NBFC | LISTED COMPANY CONTENTS S. No PARTICULARS PAGE NO. 1. Corporate Information 1 2. MD’s Message 2 3. Notice 3-13 4. Directors’ Report & its Annexures 14-31 6. Management Discussion & Analysis Report 32-36 7. Report on Corporate Governance 37-57 8. Independent Auditors Report 58-68 9. Balance Sheet 69 10. Statement of Profit and Loss 70 11. Statement of Cash Flows 71 12. Statement of Changes in Equity 72 13. Notes to Financial Statements 73-97 14. Attendance Slip 98 15. Proxy Form 99 CORPORATE INFORMATION: Internal Auditors: Board of Directors: M/s. Alok Basudeo & Co., • Mr. Anil Kumar Sharma, (DIN-02463893) Chartered Accountants Chairman and Managing Director Secretarial Auditors: • Ms. Madhu Rani, (DIN-08025773) Non-Executive and Non-Independent Director M/s. Rabi Satapathy & Associates, Company Secretaries • Ms. Shweta Agarwal, (DIN-07732756) Non-Executive and Independent Director Listed on: BSE • Mr. Sudhir Kapoor, (DIN-08258684) CIN: L45201UP1986PLC008364 Non-Executive and Independent Director ISIN No: INE981C01019 Scrip Code- 532007 Chief Financial Officer Tel. No: 01145093380 • Mr. Rajesh Mahuley Website and E-mail: Company Secretary and Compliance Officer • Mr. Ashish Thakur www.svfl.co.in investors.svfl@rediffmail.com Registered Office: Bankers: Room No. 559, Third Floor, Padam Tower-I, 14/113, Civil Lines, Kanpur, Uttar Pradesh-208001 Axis Bank Corporate Office: Audit Committee: R-720, New Rajinder Nagar, • Mr. Sudhir Kapoor – Chairperson New Delhi-110060 • Ms. Shweta Agarwal –Member • Mr. Anil Kumar Sharma– Member Registrar & Transfer Agent: Nomination and Remuneration Committee: Maheshwari Datamatics Private Limited 23, R N Mukherjee Road, • Mr. Sudhir Kapoor – Chairperson 5th Floor, • Ms. Shweta Agarwal –Member Kolkata-700001 • Ms. Madhu Rani – Member Statutory Auditors: Stakeholder Relationship Committee: M/s. Tandon & Mahendra, Chartered Accountants 14/75, Gopal Vihar, Civil Lines Kanpur- 208 001 • Ms. Shweta Agarwal – Chairperson • Mr. Sudhir Kapoor–Member • Mr. Anil Kumar Sharma– Member MD’s Message Dear shareholders, It gives me immense pleasure to present the Annual Report of the Company for the financial year ended 31st March 2026. The Indian economy continued to demonstrate remarkable resilience during FY 2025–26, supported by robust domestic demand, continued public investment, improving infrastructure and sustained policy support. Despite global economic uncertainties, geopolitical developments and volatile financial markets, India remained one of the fastest-growing major economies, creating significant opportunities for the financial services sector. The financial year 2025–26 was marked by a resilient domestic economy, supported by sustained economic growth, continued infrastructure development, healthy credit demand and improving digital adoption across the financial services sector. The Non-Banking Financial Company (NBFC) Sector continued to play a significant role in expanding access to credit and supporting economic activity while operating in an evolving regulatory environment. Against this backdrop, your Company remained focused on sustainable growth, prudent risk management, customer-centricity and regulatory compliance. We continued to strengthen our lending portfolio while maintaining a disciplined approach towards credit underwriting, asset quality, liquidity management and governance. Our emphasis on responsible lending and operational excellence enabled us to navigate the changing business environment with confidence. During the year, the Company continued to invest in technology-driven processes to enhance operational efficiency, improve customer experience and strengthen internal controls. Digital initiatives, process automation and robust information security measures remained key priorities in our journey towards building a more agile and future-ready organization. The Company's success is built upon the trust and confidence of its stakeholders. I sincerely thank our valued customers, shareholders, lenders, investors, business partners and regulators for their continued support and confidence in the Company. I also express my heartfelt appreciation to our Board of Directors for their strategic guidance and unwavering support throughout the year. Risk management continues to remain at the core of our business strategy. We have further strengthened our enterprise risk management framework by enhancing credit appraisal systems, monitoring asset quality, maintaining adequate liquidity buffers and ensuring compliance with the regulatory framework prescribed by the Reserve Bank of India. Our governance practices continue to be guided by the principles of transparency, accountability and ethical business conduct. Most importantly, I extend my gratitude to our employees whose dedication, professionalism and commitment continue to drive the Company's growth and success. Their collective efforts have enabled us to deliver value while maintaining the highest standards of integrity and service excellence. Looking ahead, we remain optimistic about the long-term growth prospects of the Indian economy and the NBFC sector. We will continue to focus on strengthening our core business, embracing digital transformation, maintaining sound governance practices and creating sustainable long-term value for all our stakeholders. On behalf of the management team, I thank each one of you for your continued trust and support. We look forward to another year of responsible growth, innovation and value creation. With warm regards, Anil Kumar Sharma (Managing Director) DIN: 02463893 NOTICE Notice is hereby given that the 40th ANNUAL GENERAL MEETING of SHREEVATSAA FINANCE AND LEASING LIMITED will be held at Golden Palace, 122, K-8, Sarojini Nagar, Kanpur, Uttar Pradesh-208012 on Thursday, 24th September, 2026 at 09:00 A.M. to transact the following business: ORDINARY BUSINESS: 1. To receive, consider and adopt the Audited Financial Statements of the Company along with the Board and Auditor’s Report thereon, for the financial year ended March 31, 2026 and, in this regard, to consider and if thought fit, to pass, the following resolution as an Ordinary Resolution: “RESOLVED THAT the audited Financial Statements of the Company for the financial year ending on 31st March, 2026 and the reports of Board of Direc [Showing first 8,000 characters — download PDF for full document]