Outcome of Debenture Issue and Allotment Committee meeting

28.08.2026 BSE Limited National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers, Exchange Plaza, C-1, Block G, Dalal Street, Mumbai – 400 001 Bandra Kurla Complex, Bandra (E) Mumbai – 400 051 Scrip Code: 544055 Scrip Code: MUTHOOTMF Dear Sir/Madam, Sub: Outcome of the Debenture Issue and Allotment Committee held on August 28, 2026, under Reg 50 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 ("SEBI Listing Regulations") Pursuant to Regulation 50(1) & 30 of SEBI (Listing Obligations and disclosure Requirements) Regulations, 2015, we wish to inform you that the Debenture Issue and Allotment Committee at its meeting held on August 28, 2026, has approved the following items, as set forth below, within the limits approved by the Board of Directors and the Shareholders of the Company; 1. 250000 (Two Lakh Fifty Thousand) Secured, Rated, Listed, Redeemable, Non-Convertible Debentures (“NCDs”), having face value of ₹ 10,000/- (Indian Rupees Ten Thousand only) each for an aggregate nominal value of ₹250,00,00,000 (Indian Rupees Two Hundred and Fifty Crores). The relevant details of the issuance as required under SEBI Master Circular No. SEBI/HO/CFD/PoD2/CIR/P/0155 dated November 11, 2024, are given as Annexure I. Meeting commenced at 06.10 PM and concluded at 06.30 PM Thanking you, Yours faithfully, For Muthoot Microfin Limited Neethu Ajay Chief Compliance Officer and Company Secretary ANNEXURE – I Details of the Issuance is as follows: Sl No. Particulars 1 Type of securities proposed to be issued (viz. equity Listed, Rated, Secured, Redeemable shares, convertibles etc.) Non-Convertible Debentures (“NCDs”) 2 Type of issuance (further public offering, rights issue, Private Placement depository receipts (ADR/GDR), qualified institutions placement, preferential allotment etc.) 3 Total number of securities proposed to be issued or Up to 250000 (Two Lakh Fifty the total amount for which the securities will be Thousand) Secured, Rated, Listed, issued (approximately); Redeemable, Non-Convertible Debentures (“NCDs”), having face value of ₹ 10,000/- (Indian Rupees Ten Thousand only) each 4 Size of the issue(approximately); 250000 (Two Lakh Fifty Thousand) Secured, Rated, Listed, Redeemable, Non-Convertible Debentures (“NCDs”), having face value of ₹ 10,000/- (Indian Rupees Ten Thousand only) each for an aggregate nominal value of ₹250,00,00,000 (Indian Rupees Two Hundred and Fifty Crores). 5 Whether proposed to be listed? If yes, name of the Yes stock exchange(s); BSE Limited 6 Tenure of the instrument - date of allotment and date 24 months of maturity; September 8,2026 (Deemed Date of Allotment) September 8, 2028 (Maturity) 7 Coupon/interest offered, schedule of payment of 9.25% (Nine point Two Five coupon/interest and principal; percentage) per annum Schedule: Monthly 8 Charge/security, if any, created over the assets; The outstanding principal amount, together with accrued interest, if any shall be secured by a first ranking and exclusive charge of 1.0x over (including but not limited to) receivables, including present and future receivables (“Company’s Receivables”) which are free from any encumbrances/charge/lien. 9 Special right/interest/privileges attached to the Nil instrument and changes thereof; 10 Delay in payment of interest / principal amount for a Nil period of more than three months from the due date or default in payment of interest / principal; 11 Details of any letter or comments regarding Nil payment/non-payment of interest, principal on due dates, or any other matter concerning the security and /or the assets along with its comments thereon, if any; 12 Details of redemption of preference shares indicating Not Applicable the manner of redemption (whether out of profits or out of fresh issue) and debentures;