36th Annual General meeting of the company is scheduled to be held on 23rd September 2026 at 11.00 AM through video conference mode

August 28, 2026 DFL/SE/AGM/Aug 2026 The Listing Department, Bombay Stock Exchange Limited Phirozejeejee Bhoy Towers, 25th Floor, Dalal Street, Mumbai 400 001. Dear Sir/madam, Sub: Notice of 36th Annual General Meeting & Annual report for the financial year 2025-26 - reg Pursuant to Regulation 30 and 34 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, please find enclosed the Notice convening 36th Annual General Meeting and the Annual Report for the financial year 2025-26 which will be circulated to the shareholders through electronic mode. The 36th AGM will be held on Wednesday, September 23, 2026 at 11.00 A.M. (IST) through Video Conference (VC) / Other Audio-Visual Means (OAVM). The Notice and the Annual Report will be made available on the Company’s website at www.dharanifinance.com/financial.php The schedule of the AGM is as set out below: Particulars Details Benpos Date for Sending Notice 21st August 2026, Friday Cut Off Date (e-Voting) 18th September 2026, Friday Remote e-Voting Start Date 20th September 2026, Sunday Remote e-Voting Start Time 09.00 AM Remote e-Voting End Date 22nd September 2026, Tuesday Remote e-Voting End Time 05.00 PM Date of AGM 23rd September 2026, Wednesday AGM convening Time 11.00 AM AGM e-voting Result Date 25th September 2026, Friday This is for your information and records. Thanking you, Yours faithfully For DHARANI FINANCE LIMITED MURUGAVEL RAMASAMY MANAGING DIRECTOR DIN 10693633 DHARANI FINANCE LIMITED 36th ANNUAL REPORT 2025-2026 Board of Directors Dr. Palani G Periasamy Chairman Mrs. Visalakshi Periasamy Director Mr. Murugavel Ramasamy Managing Director Mr. P R Shampath, IAS (R) Independent Director Mr. P G Muthusamy, IRS (R) Independent Director Mr. K Kandasamy, (till 16th May 2026) Director Key Managerial Personnel Mr. Sivabalan Nagarajan Chief Financial Officer Mrs. Saloni Jain Company Secretary & Compliance Officer Auditors Statutory Auditor Srivatsan & Associates, Chartered Accountants, Chennai - 600 028 Secretarial Auditor M Damodaran & Associates LLP., Company Secretaries, Chennai- 600 028 Internal Auditor R Balachandran & Co., Chartered Accountants,Chennai- 600 035 Bankers Indian Bank, Chennai - 600 034 HDFC Bank, Chennai - 600 034 ICICI Bank, Chennai - 600 034 Registrar & Share Transfer Agent Cameo Corporate Services Limited No.1, Club House Road, Subramanian Building, Anna Salai, Chennai – 600 002 Phone: 044-4002 0700 Registered Office ‘PGP HOUSE’ No. 59 (Old No. 57) Sterling Road, Nungambakkam, Chennai 600034 Phone: 044 - 2831 1313 | 044 – 2823 4000 Mail: secretarial@dharanifinance.com | dfl@pgpgroup.in CIN: L65191TN1990PLC019152 | website: www.dharanifinance.com 36th Annual General Meeting 36th Annual General Meeting of the Company will be held through Video Conferencing mode/other audio – Visual means on Wednesday, 23rd September 2026, 11.00 am. INDEX Particulars Page No. 36th Annual General Meeting Notice 04 Board report 16 Management Discussion & Analysis Report 29 Independent Auditors Report 31 Audited Financial statements 41 Notes to Financial Statements 59 NOTICE TO SHAREHOLDERS Notice is hereby given that the 36th Annual General Meeting (AGM) of the Members of DHARANI FINANCE LIMITED will be held on Wednesday, 23rd September 2026, 11.00 am through Video Conferencing (”VC”) / Other Audio-Visual Means (“OAVM”) to transact the following business: ORDINARY BUSINESS 1. To receive, consider and adopt the audited financial statements of the Company for the financial year ended 31st March, 2026 together with the reports of the Board of Directors and auditors thereon To consider and if thought fit, to pass the following resolution as an ORDINARY RESOLUTION: “RESOLVED THAT the audited financial statements consisting of Balance Sheet, Statement of Profit & Loss and Cash Flow Statement for the year ended on 31st March, 2026 together with the Report of Board of directors, Independent Auditor thereon be and are hereby received, considered and adopted.” 2. To appoint a director in place of Mrs. Visalakshi Periasamy, (DIN: 00064517) who retires by rotation in accordance with the provisions of the Companies Act, 2013 and, being eligible, offers herself for re-appointment To consider and if thought fit, to pass the following resolution as an ORDINARY RESOLUTION: “RESOLVED THAT pursuant to the provisions of Section 152 and other applicable provisions of the Companies Act 2013, Mrs. Visalakshi Periasamy, (DIN: 00064517), who retires by rotation and being eligible, offers herself for re-appointment and be and is hereby re-appointed as a Director of the company liable to retire by rotation.” By the order of the board For Dharani Finance Limited R.Murugavel Managing Director DIN : 10693633 Date : 10th August 2026 Place : Chennai send their certified copy of the Board Resolution/Power of Attorney/Authority Letter to the Company by e-mail at NOTES secretarial@dharanifinance.com with a copy marked to evoting@cdsl.com or upload by clicking on the “Upload The Ministry of Corporate Affairs (‘MCA’) has, vide its Board Resolution/ Authority Letter” displayed under the circular No. 3/2025 dated 22nd Sept 2025, 9/2024 dated “e-Voting” tab in their login. September 19, 2024, read along with circulars dated April 8, 2020, April 13, 2020, May 5, 2020, January 13, 2021, The Members attending the AGM through VC/OAVM December 8, 2021, December 28, 2022 and September shall be counted for the purpose of reckoning the quorum 25, 2023 (collectively referred to as ‘MCA Circulars’), under Section 103 of the Act allowed inter-alia the conducting of AGMs through Video Conferencing/Other Audio-Visual Means (“VC/OAVM”) In case of joint holders attending the AGM through VC/ without the physical presence of the Members at a OAVM, only such joint holders who are higher in the order common venue. of their names as per the Register of Members of the Company, as of the cut-off date i.e., Friday, 18th September Further, the Securities and Exchange Board of India 2026, will be entitled to vote at the Meeting. (‘SEBI’), vide Regulations 36(1), 44(4) of the SEBI Listing Regulations have provided relaxations from compliance Despatch of Annual Report: In accordance with the with certain provisions of the SEBI Listing Regulations aforesaid MCA Circulars and the SEBI Listing Regulations, relating to the sending of Annual Report to security the Notice of the AGM along with the 36th Annual report holders as well as appointing of proxy. FY2025-26 are being sent ONLY through electronic mode to those Members whose e-mail addresses are registered In compliance with the applicable provisions of the Act, with the Company/ Registrar and Transfer Agent (‘RTA’)/ SEBI Listing Regulations and MCA Circulars, the 36th Depositories/ Depository Participants and a letter will be AGM of the Company is being held through VC/OAVM sent by the Company providing the web-link, including the on Wednesday, 23 September 2026, 11.00 am. (IST). The exact path where complete details of the Annual Report proceedings of the AGM will be deemed to be conducted is available, to those shareholder(s) who have not so at the Registered Office of the Company situated at registered their e-mail addresses. ‘PGP House’, No. 59, (Old No. 57), Sterling Road, Nungambakkam, Chennai 600034. The Company shall send physical copy of the Annual Report to those Members who request for the same at Members can join the AGM in VC/OAVM mode 15 secretarial@dharanifinance.com or raise request with minutes before the scheduled time of the commencement RTA – Cameo Corporate Services Limited at murali@ of the Meeting by following the procedure mentioned in cameoindia.com by mentioning their Folio No./DP ID and the Notice. Please note that, the facility for participation at Client ID. The Notice convening the 36th AGM along with the AGM through VC/OAVM will be made available to at the Annual Report is also available on the website of the least 1,000 Members on a first come first serve [Showing first 8,000 characters — download PDF for full document]