Notice of 31st Annual General Meeting of the Company

To, Date: 28.08.2026 BSE Limited, Phiroze Jeejeebhoy Towers, Dalal Street, Mumbai-400001 Scrip Code: 539494 Sub: Submission of Notice of 31st Annual General Meeting. Dear Sir/Madam, This is to inform you that the 31st Annual General Meeting ("AGM") of the members of the Company is scheduled to be held on Monday, 21st September, 2026 at 11:30 A.M. through Video Conferencing mode (”VC”) / Other Audio-Visual means (“OAVM”) in accordance with the relevant circular issued by Ministry of Corporate Affairs (MCA). The copy of notice of AGM is enclosed herewith. Further, member of the company holding shares of the company in physical or dematerialized form as on Monday, 14th September, 2026 (cut-off date for eligibility to vote) shall be entitled to vote by electronic means. The Register of Members and Share Transfer Books of the Company will remain closed from Tuesday, 15th day of September, 2026 to Monday, 21st day of September, 2026 (both days inclusive). The remote e-voting facility will be available during the following voting period: Commencement of remote e-voting Friday, September18, 2026 at 9:00 A.M. (IST) End of remote e-voting Sunday, September 20, 2026 at 5:00 P.M. (IST) Cut-off date Monday, 14th September, 2026 Book Closure Date Tuesday, 15th September, 2026 to Monday, 21st September, 2026 Kindly, take the same on your records. Thanking You. Your Sincerely, For, Smart Finsec Limited Rajvinder Kaur Company Secretary and Compliance Officer ANNUAL REPORT 2025-26 SMART FINSEC LIMITED NOTICE OF 31st ANNUAL GENERAL MEETING SMART FINSEC LIMITED Registered Office: F-88, West District Centre, Shivaji Enclave, Rajouri Garden, Opp. TDI Paragon Mall, New Delhi 110027 Corporate Identity Number: L74899DL1995PLC063562 Website: www.smartfinsec.com; Email: smartfinsec@gmail.com Tel: +011 – 45004425 NOTICE is hereby given that the 31st Annual General Meeting of the Members of SMART FINSEC LIMITED (“the Company”) will be held on Monday, September 21, 2026 at 11:30 a.m. (IST) through Video Conferencing (VC)/ Other Audio-Visual Means (OAVM). The venue of the meeting shall be deemed to be the registered office of the Company to transact the following businesses: ORDINARY BUSINESS: 1. To receive, consider and adopt the Audited Standalone Financial Statement of the company for the financial year ended March 31, 2026, together with the reports of the Board of Directors and the Auditors thereon. To consider and, if thought fit, to pass the following resolution as an Ordinary Resolution: “RESOLVED THAT the Audited Standalone Financial Statements of the Company for the financial year ended March 31, 2026 and the reports of the Board of Directors and Statutory Auditors thereon, be and are hereby considered, approved and adopted.” 2. To appoint a director in place of Ms. Vimmi Sachdev (DIN: 01712051), who retires by rotation and being eligible, offers herself for re-appointment. To consider and if thought fit, to pass the following resolution as an Ordinary Resolution: “RESOLVED THAT pursuant to the provisions of Section 152 and other applicable provisions, if any, of the Companies Act, 2013 read with rules framed thereunder, Ms. Vimmi Sachdev (DIN: 01712051), who retires by rotation and being eligible for re-appointment, be and is hereby re-appointed as the Director of the Company.” SPECIAL BUSINESS: 3. Increase in borrowing limits pursuant to section 180(1)(c) of the companies act, 2013. To consider and, if thought fit, to pass the following resolution as a Special Resolution: “RESOLVED THAT pursuant to the provisions of Section 180(1)(c) and other applicable provisions, if any, of the Companies Act, 2013 and the rules made thereunder (including any statutory modifications or re-enactment thereof, for the time being in force), consent of the Members be and is hereby accorded, to the Board of Directors of the Company (hereinafter referred to as the “Board” which term shall be deemed to include any committee), to borrow any sum or sums of monies for and on behalf of the Company from time to time, as the Board may determine and think fit, such that monies to borrowed, together with the monies already borrowed by the Company (apart from temporary loans obtained or to be obtained from the Company’s bankers in the ordinary course of business) may exceed the aggregate of the paid-up share capital, free reserves and securities premium of the Company provided that such borrowings at any point of time shall not exceed Rs. ANNUAL REPORT 2025-26 SMART FINSEC LIMITED 100 crore (Rupees One Hundred Crore Only) and that the Board be and is hereby empowered and authorised to arrange or fix the terms and conditions of all such monies to be borrowed from time to time as to interest, repayment, security or otherwise as it may, in its absolute discretion, think fit. RESOLVED FURTHER THAT the Board and such person(s) authorized by the Board be and are hereby authorized to do all such acts, deeds and things, to execute all such documents, instruments, agreements, deeds and writings as may be required to give effect to this resolution.” 4. To Approve creation of charge/providing security under section 180(1)(a) of the companies act, 2013. To consider and if thought fit, to pass the following resolution as a Special Resolution: "RESOLVED FURTHER THAT pursuant to provisions of Section 180(1)(a) and other applicable provisions, if any, of the Companies Act, 2013 and the rules made thereunder (including any statutory modifications or re-enactment thereof, for the time being in force) the consent of the members of the company be and is hereby accorded to the Board of Directors of the Company, (hereinafter referred to as the “Board” which term shall be deemed to include any committee) for creation of charge / mortgage / pledge/hypothecation/security on such terms as the Board may determine, on all or any of the movable and/or immovable properties of the Company, both present and future, or the whole or substantial whole of the undertaking or the undertakings of the Company for securing the borrowing availed / to be availed by the Company together with interest, all other costs, charges and expenses and other moneys payable by the Company, up to a sum of Rs.100 Crores (Rupees One Hundred Crores only). RESOLVED FURTHER THAT the Board and such persons authorized by the Board, be and are hereby authorized, sign and execute all deeds, agreements and documents, and to take all such steps and to do all such acts, deeds and things as may be deemed proper, necessary, desirable or expedient for the purpose of giving effect to this resolution and for matters connected therewith or incidental thereto.” By the Order of the Board For Smart Finsec Limited Sd/- Date: August 25, 2026 Rajvinder Kaur Place: New Delhi Company Secretary Notes: 1. The Ministry of Corporate Affairs (“MCA”) vide its General Circulars No. 14/2020 dated April 08, 2020, 17/2020 dated April 13, 2020, 20/2020 dated May 05, 2020, and other relevant circulars including General Circular No. 03/2025 dated September 22, 2025 (“MCA Circulars”), permitted holding of the Annual General Meeting (“AGM”) through Video Conferencing (“VC”)/ Other Audio Visual Means (“OAVM”) without the physical presence of the members at a common venue. Accordingly, in compliance with the MCA Circulars, the AGM of the Company is being held through VC / OAVM. The proceedings of the AGM shall be deemed to be conducted at the Registered Office of the Company which shall be the deemed Venue of the AGM. 2. Explanatory Statement pursuant to the provisions of Section 102 of the Act in respect of Special Business stating material facts and reasons for the proposed resolutions is annexed hereto. ANNUAL REPORT 2025-26 SMART FINSEC LIMITED 3. A statement giving relevant details of the directors seeking appointment/ reappointment, as required under SEBI (Listing Obligations & Disclosure Requirements) Regulations, 2015 is annexed herewith as Annexure-I. 4. Pursuant to the provisions of [Showing first 8,000 characters — download PDF for full document]