Business Responsibility and Sustainability Report

Date: August 28, 2026 The Manager The Listing Department Department of Corporate Relationship National Stock Exchange of India Limited BSE Limited Exchange Plaza, Bandra Kurla Complex 25th Floor P. J. Towers, Dalal Street Bandra (East) Mumbai -400 001 Mumbai -400 051 SCRIP CODE : Equity- 532900 SCRIP SYMBOL : PAISALO NCDs-975107, 975202, 975251, 975329, 975437, 975640, 975865, 976752, 977004, 977097, 977278, 977279, 977358, 977371, 977643, 941165, 941167, 941169, 941171, 941173, 941175 and CPs- 731429, 731434, 731455, 731624, 732088 Sub: Business Responsibility and Sustainability Report Sir/Madam Pursuant to Regulation 34(2)(f) of the Securities and Exchange Board of India (Listing Obligation and Disclosure Requirement) Regulations, 2015, please find the enclosed Business Responsibility and Sustainability Report (“BRSR”) for the Financial Year 2025-26, which also forms part of the Annual Report for FY 2025-26. This is for your information and record. Thanking you, Yours faithfully, For Paisalo Digital Limited (Manendra Singh) Company Secretary Encl. As above Business ANNEXURE 'D' Section A: General disclosures I. Details of the listed entity Responsibility 1. Corporate Identity Number (CIN) of the Listed Entity L65921DL1992PLC120483 2. Name of the Entity Paisalo Digital Limited (herein referred to as “Paisalo” or “The Company” or “We”) 3. Year of Incorporation 05-Mar-92 & Sustainability 4. Registered office address CSC, Pocket-52, CR Park, Near Police Station, New Delhi–110019 5. Corporate address CSC, Pocket-52, CR Park, Near Police Station, New Delhi–110019 6. E-mail delhi@paisalo.in 7. Telephone +91 11 4351 8888 Repor t 8. Website www.paisalo.in 9. Financial year for which reporting is being done April 1, 2025 - March 31, 2026 (i.e FY2025-26) 10. Name of the Stock Exchange(s) where shares are listed 1. National Stock Exchange of India Limited (NSE) 2. BSE Limited 11. Paid-up Capital INR 909.52 Mn (As on March 31, 2026) 12. Name and contact details (telephone, email address) of the Name - Manendra Singh person who may be contacted in case of any queries on the Designation - Chief Compliance Officer & Company Secretary BRSR report Contact details - +91 11 43518888 Email id - cs@paisalo.in 13. Reporting boundary The disclosures in this report are made on a standalone basis, Are the disclosures under this report made on a standalone unless stated otherwise. basis (i.e., only for the entity) or on a consolidated basis (i.e., for the entity and all the entities which form a part of its consolidated financial statements, taken together). 14. Name of assurance provider Paisalo has not engaged with any third party for obtaining external assurance 15. Type of assurance obtained Not Applicable (N/A) II. Products/services 16. Details of business activities (accounting for 90% of the turnover): % Of Turnover of the Entity SL. No. Description of Main Activity Description of Business Activity (FY 2025-26) 1 Financial services Non-Banking Financial Company 100% engaged in providing loans for supporting businesses, small and medium enterprises and the purchase of vehicles. Corporate Loans MSME & SME Loans Vehicle Loans Paisalo offers small business Paisalo offers tailored MSME, SME Paisalo offers asset-based financing income-generation loans to support and commercial loan solutions aligned for electric vehicles and used cars, micro-enterprises and livelihood- with the diverse financing needs and extending affordable credit and quality enhancing activities, including the profiles of borrowers. service to underserved segments purchase of seeds, fodder, livestock across rural and semi-urban markets, and other productive assets. while addressing the mobility and 2026 livelihood needs of Bharat. Paisalo offers a diverse portfolio of loan products designed to address the financial needs of rural and semi-urban communities, enabling greater access to credit for underserved segments across Bharat 132 Annexure D: Business Responsibility & Sustainability Report Annexure D: Business Responsibility & Sustainability Report 133 17. Products/Services sold by the entity (accounting for 90% of the entity’s Turnover) (need to collect) Paisalo continues to deepen access to formal finance, strengthen economic participation, and support long- term income generation within underserved communities. % Of Total Turnover SL. No. Product/Service NIC Code Contributed IV. Employees 1 Small Income Generation Loans 65923 9.39% 2 MSME & SME Commercial Loans 65923 86.31% 20. Details as at the end of Financial Year: 3 Vehicles Loans 65923 4.30% i. Employees and workers (including differently abled): Male Female S. No. Particulars Total (A) III. Operations No. (B) % (B/A) No. (C) % (C/A) Employees 18. Number of locations where plants and/or operations/offices of the entity are situated: 1 Permanent (D) 3,076 2,978 96.81% 98 3.19% Location Number of operational locations Number of offices# Total 2 Other than Permanent (E) 0 0 0 0 0 National N/A* 422# (5299 Touch Points)** 422# (5299 Touch Points)** 3 Total employees (D + E) 3,076 2,978 96.81% 98 3.19% International 0 0 Workers* *Paisalo Digital Limited and its subsidiary provides financial services and does not undertake any manufacturing activity. #Includes all the branches, registered and head offices as on March 31, 2026. 4 Permanent (F) **Total geographic footprint stood at to 5299 touch points (422 Branches + 1496 Business Correspondent CSPs + 3381 Distribution Points) 5 Other than Permanent (G) 0 6 Total employees (F + G) 19. Markets served by the entity: Note:*Paisalo Digital Limited does not employ any permanent or contractual workers considering the nature of business operations a. Number of locations Locations Number ii. Differently abled Employees National (No. of States) 22 Male Female S. No. Particulars Total (A) International (No. of Countries) 0 No. (B) % (B/A) No. (C) % (C/A) Employees b. What is the contribution of exports as a percentage of the total turnover of the entity? (Please check the 1 Permanent (D) 1 1 100% 0 0% response): 2 Other than Permanent (E) 0 0 0% 0 0% Paisalo is a Non-Banking Financial Company (NBFC) serving underserved communities across India through accessible financial services. The Company operates exclusively within the domestic market and does not offer 3 Total employees (D + E) 1 1 100% 0 0% its products or services internationally. iii. Differently abled Workers*: c. A brief on types of customers: Male Female Paisalo’s lending strategy is focused on addressing the diverse credit requirements of financially underserved S. No. Particulars Total (A) customer segments through a differentiated product portfolio that supports livelihood creation, enterprise No. (B) % (B/A) No. (C) % (C/A) development, and mobility-led income generation. Workers Small Income Generation Loans are extended to self-employed individuals, first-time borrowers, and small 1 Permanent (D) business owners, primarily in rural and semi-urban geographies. These loans cater to a wide range of income- 2 Other than Permanent (E) N/A generating activities, including food and tea stalls, tailoring, street vending, poultry, and other small-scale business operations. With simplified onboarding, minimal documentation, and flexible repayment structures, this 3 Total employees (D + E) segment facilitates the inclusion of underserved borrowers into the formal financial ecosystem while supporting Note: *Paisalo Digital Limited does not employ any permanent or contractual workers considering the nature of business operations sustainable livelihood development. 21. Participation/Inclusion/Representation of women M SME and SME Loans are offered to small businesses, retailers, traders, manufacturers, and emerging entrepreneurs requiring financing for business expansion, working capital, and acquisition of business-related Total No. and percentage of Females Category assets. Through this segment, Paisalo supports enterprise growth across sectors such a [Showing first 8,000 characters — download PDF for full document]