Allotment of Securities

HFFCIL/BSE/NSE/EQ/68/2026-27 Date: 28-08-2026 To, To, BSE Limited, The National Stock Exchange of India Limited, Department of Corporate Services, The Listing Department, Phiroze Jeejeebhoy Towers, Exchange Plaza, C-1, Block G, Bandra Kurla Complex, Dalal Street, Fort, Mumbai- 400001. Bandra (E), Mumbai- 400051. Scrip Code- 543259 Scrip Symbol- HOMEFIRST Sub: Intimation for allotment of 15000 (fifteen thousand) Senior, Secured, Rated, Listed, Taxable, Redeemable, Transferable Non-Convertible Debentures, having a face value of INR 1,00,000 (Indian Rupees One Lakh) each and an aggregate nominal value of INR 150,00,00,000 on Private Placement Basis Dear Sir/Madam, Pursuant to the provisions of Regulation 30 read with Para A of Part A of Schedule III of the SEBI Listing Regulations, we wish to inform you that the Committee of Directors and Review Committee, by way of Circular Resolution on Friday, August 28, 2026 has approved the allotment of 15,000 Senior, Secured, Rated, Listed, Taxable, Redeemable, Transferable Non- Convertible Debentures (“NCDs”) denominated in Indian Rupees (“INR”), having a face value of INR 1,00,000 (Indian Rupees One Lakh) each and an aggregate nominal value of INR 150,00,00,000 (Indian Rupees One Hundred and Fifty Crore only) to be redeemed after a period of 59 (fifty nine) months and 25 (twenty five) days from the Date of Allotment, i.e., until August 22, 2031 (subject to exercise of any premature/ early redemption option in accordance with the terms of the DTD) at a coupon rate of 7.55% per annum (as on Date of Allotment) to Kotak Mahindra Bank Ltd. The Brief terms of the said allotment as per SEBI Master Circular no. SEBI HO/49/14/14(7)2025-CFD-POD2/I/3762/2026 dated January 30, 2026 is enclosed herewith as Annexure A This information is also uploaded on the website of the Company at www.homefirstindia.com Kindly take the same on record. For Home First Finance Company India Limited Shreyans Bachhawat Company Secretary, Compliance Officer and Head – Legal ACS NO: 26700 Annexure A Disclosure as per paragraph 2(g) of Annexure 18 of SEBI HO/49/14/14(7)2025-CFD-POD2/I/3762/2026 dated January 30, 2026 Sr. No. Particulars Details 1. Size of the Issue. INR 150,00,00,000 (Indian Rupees One Hundred and Fifty Crore). 2. Whether proposed to be listed? If yes, name The Debentures are proposed to be listed on the wholesale debt of the stock exchange(s) market (WDM) segment of BSE Limited. 3. Tenure of Instrument – Date of Allotment Tenure: 59 (fifty-nine) months and 25 (twenty-five) days from and Date of Maturity the Date of Allotment. Date of allotment: August 28, 2026 Date of maturity: August 22, 2031 4. Coupon/Interest offered, schedule of Interest Rate/Coupon Rate: payment of coupon/interest and principal Floating interest/coupon rate which is the aggregate of (a) the prevailing 3 (three) month overnight indexed swap (OIS) based lending rate, derived from the Mumbai interbank outright rate (MIBOR) ("FBIL 3M MIBOR-OIS"), determined in accordance with the DTD, and (b) the spread of 2.16% (two decimal one six percent), subject to any benchmark rate reset or step up in accordance with the terms of the DTD, being 7.55% (seven decimal five five percent) per annum (as on the Date of Allotment), payable quarterly, in accordance with the terms of the DTD. Interest Payment Dates: The interest/coupon in respect of the Debentures is payable by the Company on a quarterly basis in accordance with the Transaction Documents (as defined below). Principal Payment Dates: The principal amounts (face value to be redeemed) shall be payable by the Company on a quarterly basis in accordance with the Transaction Documents (as defined below). 8. Charge/security, if any, created over the The Debentures and the outstanding amounts in respect thereof assets shall be secured on or prior to the Deemed Date of Allotment by way of (a) a first ranking pari passu continuing charge to be created in favour of the Debenture Trustee pursuant to an unattested deed of hypothecation executed or to be executed and delivered by the Company in a form acceptable to the Debenture Trustee over the receivables (including identified cash and cash equivalents) of the Company as described therein (the "Hypothecated Assets"), and (b) such other security interest as may be agreed between the Company and the Debenture Holders. The charge over the Hypothecated Assets shall at all times, commencing from the Deemed Date of Allotment until the final settlement date ("Final Settlement Date"), after taking into account all other charges in respect of the Hypothecated Assets, be at least 1.11 (one decimal one one) times the value of the outstanding amounts. 9. Special right/interest/privileges attached to None. the instrument and changes thereof All rights/interests/privileges of the holders of the Debentures are set out in the DTD and the other transaction documents executed/to be executed in respect of the Debentures (together with the DTD, the “Transaction Documents”). 10. Delay in payment of interest / principal The Company shall pay additional interest at 2% (two percent) amount for a period of more than three per annum over the prevailing Interest Rate in respect of the months from the due date or default in Debentures on the outstanding principal amounts from the date payment of interest / principal; of the occurrence of a payment default until such payment default is cured or the secured obligations are repaid (whichever is earlier), on each interest payment date occurring during the aforementioned period. 11. Details of any letter or comments regarding Not Applicable payment/non-payment of interest, principal on due dates, or any other matter concerning the security and /or the assets along with its comments thereon, if any; 12. Details of redemption of preference shares Each Debenture shall be fully redeemed on a pari passu basis indicating the manner of redemption by making the payment of the outstanding principal amounts on (whether out of profits or out of fresh issue) the redemption dates set out in the DTD and the Final and debentures Redemption Date in accordance with the DTD and the other Transaction Documents. 13. Any cancellation or termination of proposal Not applicable. for issuance of securities including reasons thereof