Outcome of Business Operation Committee Meeting of the Board of Directors of Laxmi India Finance Limited ('the Company') and Disclosure under Regulation 30 and 51 of the SEBI Listing Regulations-Issuance ....

Ref. No.: LIFL/SLC/2026-27/37 Date: August 25, 2026 To, To, Listing Compliance Department L i sting Compliance Department BSE Limited N ational Stock Exchange of India Limited Phiroze Jeejeebhoy Towers, Dalal Street E x change Plaza, C-1, Block G, Mumbai – 400 001(Maharashtra) Bandra Kurla Complex, Bandra (East) Scrip Code: 544465, 977574, 975797 M u m b a i - 4 0 0 0 5 1 ( M aharashtra) Symbol: LAXMIINDIA Subject: Outcome of Business Operation Committee Meeting of the Board of Directors of Laxmi India Finance Limited (Formerly known as Laxmi India Finance Private Limited) (“the Company”) and Disclosure under Regulation 30 and 51 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“SEBI Listing Regulations”)-Issuance of Non- Convertible Debentures by the Company Dear Sir/Ma’am, Pursuant to Regulation 30 and 51 and other applicable provisions of the SEBI Listing Regulations read with Schedule III made therein and the applicable provisions of the SEBI Master Circular No. SEBI/HO/DDHS/DDHS-PoD/P/CIR/2025/0000000137 dated October 15, 2025, we hereby inform you that the Board delegated Committee i.e. Business Operation Committee of the Board of Directors of the Company, at its meeting held today i.e. August 25, 2026, has approved the issuance of up to 1,00,000 (One Lakh) Rated, Listed, Unsubordinated, Secured, Transferable, Redeemable, Non-Convertible Debentures (“NCDs”) denominated in India Rupees (“INR”), each having a face value of INR 10,000 (Indian Rupees Ten Thousand Only) and an aggregate nominal value of INR 100,00,00,000 (Indian Rupees One Hundred Crore Only) including a green shoe option of up to 20,000 (Twenty Thousand) Rated, Listed, Unsubordinated, Secured, Transferable, Redeemable, Non-Convertible Debentures (“NCDs”) denominated in India Rupees (“INR”), each having a face value of INR 10,000 (Indian Rupees Ten Thousand Only) and an aggregate nominal value of INR 20,00,00,000( Indian Rupees Twenty Crore Only) on a private placement basis in dematerialized form, on the following terms and conditions: In this regard, the disclosures with respect to issuance of securities as required under SEBI Master Circular no. HO/49/14/14(7)2025-CFD-POD2/I/3762/2026 dated January 30, 2026 issued by the Securities and Exchange Board of India are as follows: Particulars Terms Type of securities proposed to be issued (viz. Rated, Listed, Unsubordinated, Secured, Transferable, equity shares, convertibles etc.) Redeemable, Non-Convertible Debentures. Type of issuance (further public offering, Issuance of Non-Convertible Debentures on private rights issue, depository receipts (ADR/GDR), placement basis. qualified institutions placement, preferential allotment etc.) Total number of securities proposed to be issued Issuance of up to 1,00,000 (One Lakh) Rated, Listed, or the total amount for which the securities will Unsubordinated, Secured, Transferable, Redeemable, be issued (approximately) Non-Convertible Debentures (“NCDs”) denominated in India Rupees (“INR”), each having a face value of INR Size of the Issue 10,000 (Indian Rupees Ten Thousand Only) and an aggregate nominal value of INR 100,00,00,000 (Indian Rupees One Hundred Crore Only) including a green shoe option of up to 20,000 (Twenty Thousand) Rated, Listed, Unsubordinated, Secured, Transferable, Redeemable, Non-Convertible Debentures (“NCDs”) denominated in India Rupees (“INR”), each having a face value of INR 10,000 (Indian Rupees Then Thousand Only) and an aggregate nominal value of INR 20,00,00,000 (Indian Rupees Twenty Crore Only). Whether proposed to be listed? If yes, name of Yes, the NCDs are proposed to be listed on the Wholesale the stock exchange(s) Debt market segment of BSE Limited. Tenure of the instrument -date of allotment and As specified in the Key Information Document. date of maturity Coupon/interest offered, schedule of As specified in the Key Information Document. payment of coupon/interest and principal Charge/security, if any, created over the assets NCDs shall be secured by a first and exclusive charge basis on the identified receivables, by way of hypothecation in favour of the Debenture Trustee for the benefit of the Debenture Holders over the Hypothecated Assets as per the terms and conditions stipulated under the heading “Security Creation” of Term Sheet. Special right/interest/privileges attached to the As specified in the Key Information Document. instrument and changes thereof Delay in payment of interest / principal amount As specified under the Term Sheet for a period of more than three months from the due date or default in payment of interest / principal Details of any letter or comments regarding As specified in the General Information Document/ Key payment/non-payment of interest, principal on Information Document. due dates, or any other matter concerning the security and /or the assets along with its comments thereon, if any Details of redemption of Debentures, As specified in the Key Information Document. indicating the manner of redemption Any cancellation or termination of proposal Nil for issuance of securities including reasons thereof. Further to our intimation dated August 20, 2026, we wish to clarify that the said intimation was submitted to approve the raising of funds by way of issue of 50,000 (Fifty Thousand Only) Rated, Listed, Unsubordinated, Secured, Transferable, Redeemable, Non-Convertible Debentures on private placement basis, having face value of INR 10,000/- (Indian Rupees Ten Thousand Only) each aggregating up to INR 50,00,00,000/- (Indian Rupees Fifty Crores Only) (“Base Issue Size”) with an option to retain oversubscription of up to INR 50,00,00,000/- (Indian Rupees Fifty Crores Only) (“Green Shoe Option”) aggregating to INR 100,00,00,000/- (Indian Rupees One Hundred Crores Only). However, the Business Operation Committee, at its meeting held today, has approved the raising of funds by way of issue of NCDs on private placement basis of up to 1,00,000 (One Lakh) Rated, Listed, Unsubordinated, Secured, Transferable, Redeemable, Non-Convertible Debentures (“NCDs”) denominated in India Rupees (“INR”), each having a face value of INR 10,000 (Indian Rupees Ten Thousand Only) and an aggregate nominal value of INR 100,00,00,000 (Indian Rupees One Hundred Crore Only) including a green shoe option of up to 20,000 (Twenty Thousand) Rated, Listed, Unsubordinated, Secured, Transferable, Redeemable, Non-Convertible Debentures (“NCDs”) denominated in India Rupees (“INR”), each having a face value of INR 10,000 (Indian Rupees Then Thousand Only) and an aggregate nominal value of INR 20,00,00,000( Indian Rupees Twenty Crore Only) on a private placement basis in dematerialized form. The above said Business Operation Committee meeting commenced at 07:15 P.M. and concluded at 07:45 P.M. The above information is also being uploaded on the Company’s website at: www.lifc.co.in. We request you to kindly take on record the aforesaid information. Thanking you, Yours faithfully, For Laxmi India Finance Limited (Formerly known as Laxmi India Finance Private Limited) Sourabh Mishra Company Secretary & Chief Compliance Officer M. No.: A51872 CC: -1) IDBI Trusteeship 2) Acuite Ratings & Research 3) Mitcon Credentia Trusteeship Services Limited Limited Services Limited Ground Floor, Universal A-812, The Capital, G-Block, 1402/1403, 14th Floor, Dalamal Insurance Building, Sir BKC, Bandra (East), Mumbai – Tower, B-Wing, Free Press Phirozshah Mehta Rd, Fort, 400 051 Journal Marg, 211, Nariman Point, Mumbai, Maharashtra 400001 Mumbai – 400021