Pursuant to Reg 34(1) of SEBI (LODR) Reg, 2015, we submit herewith Annual report for FY 25-26 alongwith Notice for AGM to be held on Tuesday, 22nd September, 2026 at 12:00 Noon via VC and ....

BYLD CAPITAL FINANCE LIMITED (Formerly Avasara Finance Limited) CIN :L74899MH1994PLC216417 25th August, 2026 Corporate Relations Department Bombay Stock Exchange Limited Phiroze Jeejeebhoy Towers, Dalal Street, Fort Mumbai- 400001 Sub: Submission of Annual Report for the Financial Year 2025-2026. Dear Sir/ Madam, Pursuant to Regulation 34 and Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, we submit herewith the Annual Report of the Company for the Financial Year 2025 – 2026 along with Notice convening 32nd Annual General Meeting ("AGM") of the Company is scheduled to be held on Tuesday, 22nd September, 2026 at 12:00 Noon through Video Conferencing (VC)/ other Audio-Visual Means (OAVM). Please take the same on your records. Yours Faithfully, For BYLD Capital Finance Limited (Formerly known as Avasara Finance Limited) Mr. Vinu Mammen Whole-Time Director DIN: 10710860 Regd. Office: 105, Vidya Chambers, Nana Chowk, Tardeo Road, Grant Road, Tardeo, Mumbai -400 007 Email: compliance@avasarafinance.com BYLD CAPITAL FINANCE LIMITED (Formerly known as Avasara Finance Limited) 32ND ANNUAL REPORT 2025-26 CONTENTS: Corporate Information 3 About us 4 Notice of 32nd Annual General Meeting 6 Director’s Report 21 Annexures to Directors Report 43 Management Discussion and Analysis Report 51 Report on Corporate Governance 55 Annual Financial Statements 75 CORPORATE INFORMATION: Board of Directors Registrar & Share Transfer Agent Purva Sharegistry(India) Pvt. Ltd Mr. Vinu Mammen No-9, Shiv Shakti Industrial Estate Whole-time Director Ground Floor, J R Boricha Marg, Opp. Kasturba Hospital Lower Parel, Mr. Venkatraman Vekitachalam Mumbai – 400 011. Non-Executive Director Bankers Union Bank of India Mr. Nityanand Shankar Nayak Independent Director Statutory Auditors Mr. Vivek Ravindra Kakati M/s. Ford Rhodes Parks & Co LLP Independent Director Chartered Accountants # 312/313, Sai Commercial Building Ms. Jaya Janardanan B.K.S. Devashi Marg Independent Director Govandi (East) Mumbai - 400099 Internal Auditors M/s. Adithya Vishwas & Co Chartered Accountants Chief Financial Officer Secretarial Auditors Mr. Raj Surendra Jain M/s. Priti J. Sheth & Associates Company Secretaries Office no 804, 8th floor, G Square, Jawahar Road, Opp Ghatkopar Station Ghatkopar (East), Mumbai- 400077 Registered Office 105, Vidya Chambers Nana Chowk, Tardeo Road Grant Road, Kemps Corner Tardeo Mumbai 400007 Website: https://byldcapital.in// Email: compliance@avasarafinance.com Telephone: 022-23884288. ABOUT US: Our Company BYLD Capital Finance Limited (Formerly known as Avasara Finance Limited) was originally incorporated as TRC Financial and Management Services Pvt. Ltd pursuant to a Certificate of Incorporation dated May 24, 1994, issued by Registrar of Companies, N.C.T of Delhi & Haryana. Upon transitioning into a public limited entity, the company altered its name to TRC Financial and Management Services Limited on October 12, 1994, and subsequently streamlined its brand identity to TRC Financial Services Limited on November 8, 1994. The company achieved a major milestone by listing on the Bombay Stock Exchange (BSE) on 06th April, 1995. Thereafter, the name of the Company was changed to Avasara Finance Limited on 12th January, 2022. Currently, the Company has changed its name to BYLD Capital Finance Limited on 22nd May, 2026. At present, the Company's Registered Office is located at 105, Vidya Chambers, Nana Chowk, Tardeo Road, Grant Road, Kemps Corner, Tardeo, Mumbai 400007. The Corporate Identification Number (CIN) of the Company is L74899MH1994PLC216417. Promoters of the Company are M/s Jupiter Capital Private Limited. BYLD Capital, being an NBFC Company engaged in the business of Loan Finance etc. Main Objects clause of Avasara, as per Memorandum of Association, includes inter-alia to “To provide comprehensive management, financial and project consultancy services, including arranging for loan syndications, carry on the business of an Investment Company and to engage in the distribution, dealing, and broking of all financial assets, including but not limited to mutual funds, portfolio management services (PMS), alternative investment funds (AIF), market-linked debentures (MLDs), bonds, corporate deposits, bank deposits, pre-IPO and unlisted shares, structured products, and other financial instruments. To act as a Registered Investment Advisor (RIA) and provide financial advisory services, including wealth management, investment consulting, and financial planning. To engage in equity and commodity broking, insurance distribution, and international broking services and deal in existing and future financial products through digital and manual platforms.” Vision & Mission Vision To be a trusted and innovative financial services partner, enabling individuals and businesses to achieve their financial aspirations through responsible lending, tailored financial solutions, and world-class advisory services. Mission 1. To deliver sustainable financial growth by offering diversified loan finance and wealth management solutions. 2. To uphold the highest standards of transparency, governance, and compliance in all operations. 3. To leverage technology and digital platforms to expand access to credit and investment opportunities across India. 4. To create long-term value for our stakeholders through innovation, customer centricity, and prudent risk management. Approach & People At BYLD Capital Finance Limited, our approach is grounded in customer-first thinking and prudent financial stewardship. We focus on combining deep market knowledge with agile execution to create solutions that are both innovative and reliable. • Client-Centric Approach: We prioritize understanding the evolving needs of our clients — whether individuals, SMEs, or NBFCs — and tailor financial products and services that address their unique requirements. • Technology-Led Growth: By embracing digital platforms, we are making our lending and advisory services more accessible, efficient, and scalable. Our digital-first approach ensures we remain future- ready in a rapidly evolving financial ecosystem. • People & Culture: Our greatest asset is our team. BYLD Capital is led by professionals with decades of experience in finance, wealth management, investment advisory, and risk management. We encourage a culture of integrity, accountability, and collaboration, ensuring that every decision is guided by strong ethical values. • Commitment to Excellence: We invest in continuous learning and leadership development, empowering our people to bring global best practices and innovative thinking to the Indian financial landscape. Through this approach, BYLD Capital Finance Limited aspires not only to grow as a business but also to play a role in fostering financial inclusion, empowering communities, and contributing to the broader economic growth of India. BYLD CAPITAL FINANCE LIMITED (Formerly known as Avasara Finance Limited) Regd. Office: 105, Vidya Chambers, Nana Chowk, Tardeo Road, Grant Road, Kemps Corner, Tardeo, Mumbai 400007 Tel: +91 022-23884288, Email: compliance@avasarafinance.com, Web: https://byldcapital.in// (CIN- L74899MH1994PLC216417) Notice of 32nd Annual General Meeting Notice is hereby given that the 32nd Annual General Meeting (“AGM”) of the members of BYLD CAPITAL FINANCE LIMITED will be held on Tuesday, September 22, 2026, at 12:00 Noon (IST) through Video Conferencing (VC)/ other Audio-Visual Means (OAVM), to transact the following business. The venue of the meeting shall be deemed to be the Registered Office of the Company at 105, Vidya Chambers, Nana Chowk, Tardeo Road, Grant Road, Kemps Corner, Tardeo, Mumbai 400007 ORDINARY BUSINESS: I. To Consider and adopt the audited financial statement of the Company for the financial year ended March 31, 2026, and the reports of the Board of Directors and Auditors thereon. II. To appoint a Director in place of Mr. Venkatraman [Showing first 8,000 characters — download PDF for full document]