Allotment of Securities

July 07, 2026 National Stock Exchange of India Limited BSE Limited Exchange Plaza, Corporate Relations Department, Plot No. C/1, G Block, 1st Floor, New Trading Ring, Bandra - Kurla Complex, Bandra (East), P. J. Towers, Dalal Street, Mumbai - 400 051. Mumbai - 400 001. Symbol: LTF Security Code No.: 533519 Kind Attn: Head – Listing Department / Dept of Corporate Communications Sub: Allotment of Non-Convertible Debentures on private placement basis Dear Sir / Madam, Pursuant to Regulation 30 and other applicable provisions of Securities and Exchange Board of India (“SEBI”) (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“SEBI Listing Regulations”), read with SEBI master circular dated January 30, 2026, SEBI (Issue and Listing of Non- Convertible Securities) Regulations, 2021, the General Information Document dated March 13, 2026 and Key Information Document dated July 02, 2026, we wish to inform that the Company has allotted 1,00,000 (One Lakh) senior, secured, rated, listed, redeemable, non-convertible debentures of the face value of Rs. 1,00,000 (Rupees One Lakh only) on a private placement basis, in dematerialised form for cash for an aggregate nominal value of Rs. 10,00,00,00,000 (Rupees One Thousand Crores Only), to the identified investors on July 07, 2026. The required details in relation to the issue are annexed below. We request you to take the aforesaid on records. Thanking you, Yours faithfully, For L&T Finance Limited Apurva Rathod Company Secretary and Compliance Officer Encl: as above Annexure Particulars Terms of Debentures Issuer L&T Finance Limited Instrument/Type of senior, secured, rated, listed, redeemable, non-convertible debentures securities issued (“NCDs”) or (“Debentures”) Type of Issuance Private placement Total number of Option I Debentures: securities offered 50,000 (Fifty Thousand) senior, secured, rated, listed, redeemable, NCDs having face value of Rs. 1,00,000 (Rupees One Lakh only) each, having a base issue size of Rs. 500,00,00,000 (Rupees Five Hundred Crores Only) Option II Debentures: 50,000 (Fifty Thousand) senior, secured, rated, listed, redeemable, NCDs having face value of Rs. 1,00,000 (Rupees One Lakh only) each, having a base issue size of Rs. 500,00,00,000 (Rupees Five Hundred Crores Only) Allotment Option I Debentures: 50,000 (Fifty Thousand) senior, secured, rated, listed, redeemable, NCDs having face value of Rs. 1,00,000 (Rupees One Lakh only) each, having a base issue size of Rs. 500,00,00,000 (Rupees Five Hundred Crores Only) Option II Debentures: 50,000 (Fifty Thousand) senior, secured, rated, listed, redeemable, NCDs having face value of Rs. 1,00,000 (Rupees One Lakh only) each, having a base issue size of Rs. 500,00,00,000 (Rupees Five Hundred Crores Only) Listing The Debentures are proposed to be listed on the NTRP under New Debt Market of the National Stock Exchange Original Tenor Option I Debentures: 1893 days Option II Debentures: 1179 days Residual Tenor Option I Debentures: 1816 days Option II Debentures: N.A. Date of Allotment July 07, 2026 Date of Maturity/ Option I Debentures: June 27, 2031 Redemption Option II Debentures: September 28, 2029 Coupon Rate Option I Debentures: 7.7942% p.a. first coupon payable on June 27, 2027 and annually thereafter Option II Debentures: 7.8384% p.a. first coupon payable on September 28, 2026 and annually thereafter Schedule of payment No. of of Cash Coupon Days in Coupon Payout Amount (in Flows Payment Date* Coupon Date* Rupees) coupon Period (Option I Debentures) Sunday, June 27, Monday, June 28, Coupon 365 7,794.2000 2027 2027 Particulars Terms of Debentures Tuesday, June Tuesday, June Coupon 366 7,794.2000 27, 2028 27, 2028 Wednesday, June Wednesday, June Coupon 365 7,794.2000 27, 2029 27, 2029 Thursday, June Thursday, June Coupon 365 7,794.2000 27, 2030 27, 2030 Friday, June 27, Friday, June 27, Coupon 365 7,794.2000 2031 2031 *The above table is in accordance with the SEBI Master Circular and as amended from time to time. Note: Interest payments would be rounded off to the nearest rupee. (In the event any due date is a holiday, payments will be made in accordance with the Business Day Convention as set under Section 3 of the Key Information Document) Schedule of payment No. of of Days from Cash Principal due for Principal Payout Amount (in principal Original Flows Payment Date* Rupees) (Option I Debentures) Issue Friday, June 27, Friday, June 27, Principal 2031 1,893 2031 1,00,000.0000 *The above table is in accordance with the SEBI Master Circular and as amended from time to time. ^ “Original Issue Date” means Deemed Date of Allotment for the first issue under this ISIN, i.e. 21st April, 2026 (In the event any due date is a holiday, payments will be made in accordance with the Business Day Convention as set under Section 3 of the Key Information Document) Schedule of payment No. of of Cash Coupon Payment Days in Coupon Payout Amount (in Flows Date* Coupon Date* Rupees) coupon Period (Option II Debentures) Monday, September 28, Monday, September Coupon 83 1,782.4307 2026 28, 2026 Tuesday, September 28, Tuesday, September Coupon 365 7,838.4000 2027 28, 2027 Thursday, September Thursday, September Coupon 366 7,838.4000 28, 2028 28, 2028 Friday, September 28, Friday, September Coupon 365 7,838.4000 2029 28, 2029 *The above table is in accordance with the SEBI Master Circular and as amended from time to time. Note: Interest payments would be rounded off to the nearest rupee. (In the event any due date is a holiday, payments will be made in accordance with the Business Day Convention as set under Section 3 of the Key Information Document) Schedule of payment No. of of Days from Cash Principal due for Principal Payout Amount (in principal Original Flows Payment Date* Rupees) (Option II Debentures) Issue Friday, September Friday, September 28, 2029 Principal 28, 2029 1,179 1,00,000.0000 *The above table is in accordance with the SEBI Master Circular and as amended from time to time. (In the event any due date is a holiday, payments will be made in accordance with the Business Day Convention as set under Section 3 of the Key Information Document) Particulars Terms of Debentures Charge / Security, if The debentures shall be secured by an exclusive and first ranking charge by any created over the way of hypothecation over identified fixed deposits of the Issuer and/or an assets exclusive and first ranking charge by way of hypothecation on identified standard receivables (“Hypothecated Assets”) of the Issuer, to the extent that the principal amount of such Hypothecated Assets (or amount in case of fixed deposits) is equivalent to 1 time of the principal amount and coupon outstanding. Special right / interest / Nil privileges attached to the instrument and changes thereof Delay in payment of In case of default in payment of coupon rate and/ or principal redemption on interest / principal the due dates, additional interest of @ 2% p.a. over the coupon rate shall be amount for a period of payable by the Company for the defaulting period. more than three months from the due date or default in payment of interest/ principal Details of any letter or Not Applicable comments regarding payment/non- payment of interest, principal on due dates, or any other matter concerning the security and /or the assets along with its comments thereon, if Details of redemption NCDs will be redeemed at redemption price of Rs. 1,00,000/- (Rupees One of debentures Lakh Only) per NCD on the date of maturity.