Submission of Annual Report for the financial year 2025-26.

INVESTMENT TRUST OF INDIA LIMITED 35th A N N U A L R E P O R T 2025-26 Asset Management Broking Lending Investment Banking Chairman's Message Dear Shareholders, It is with great pride and pleasure that I present to you the Annual Report of your Company. This year has been a defining period in our journey, marked by steady progress, resilience, and a strengthened commitment to delivering value through our diversified financial services portfolio. In the last fifteen months, we have unlearnt old habits, adopted technology rapidly, and challenged ourselves to adapt to new ways of working. Navigating a Dynamic Environment Despite facing a dynamic and often uncertain global economic environment, we have continued to navigate challenges with agility and focus. The year was not without its tests, but it also presented numerous opportunities, which we have successfully leveraged to enhance our position in the industry. I am pleased to share that our Company has emerged stronger, more adaptable, and well-prepared for sustainable growth in the years to come. Strategic Progress and Digital Transformation We have made meaningful progress in executing our long-term strategic vision, with a strong emphasis on digital transformation and innovation. These initiatives have enabled us to enhance customer experiences, improve operational efficiency, and introduce offerings aligned with evolving market expectations. Our focus on prudent risk management and operational excellence remains at the core of everything we do. Consolidating Our Core Verticals During the year, we continued to consolidate our presence across our core verticals — asset management, broking, and lending. With a solid foundation in place, we are confident in our ability to accelerate growth while upholding discipline through sound risk governance and mitigation frameworks. Deepening Our Reach Over the years, we have built a robust financial platform across multiple segments and have continued to deepen our reach in rural and semi-urban India. This is an area where we have invested not only in expanding our network but also in understanding our customers’ needs. Our objective remains clear: to deliver a superior, customer-centric service experience that stands out in a competitive landscape. Looking Ahead As we look to the year ahead, our priorities remain firmly anchored in disciplined growth, deeper customer engagement, and continued investment in technology and talent. We remain committed to building an institution that is resilient by design and responsive to the needs of a changing India — one that balances ambition with prudence, and innovation with governance. Acknowledgements I take this opportunity to extend my heartfelt appreciation to our shareholders for their continued faith in the Company, to the Board of Directors for their guidance through the year, and to our leadership team and employees for the work that sits behind every page of this report. My thanks also to all our stakeholders — regulators, customers, partners and communities — whose support continues to shape our progress in ways big and small. Your confidence inspires us to continue building a brighter, more resilient future for our Company and the communities we serve. With Best Wishes, Chintan Vijay Valia Chairman The Investment Trust of India Limited Annual Report 2025-26 CORPORATE INFORMATION BOARD OF DIRECTORS AND KMPS: Internal Finance Committee - Dissolved on 13th May, 2026 Board of Directors Name of members Designation Chintan Vijay Valia Chairman Chintan Vijay Valia Non Executive Chairman Rajeev Uberoi Member Khyati Chintan Valia Non Executive Director Alok Kumar Misra Member* Asit Chimanlal Mehta Non Executive Director Papia Sengupta Member Alok Kumar Misra Independent Director (Upto 09th May, 2025) * Resigned as a Member w.e.f. 09th May, 2025 Papia Sengupta Independent Woman Director Rajeev Uberoi Independent Director Management Committee - Dissolved on 13th May, 2026 Sidharth Rath Independent Director (w.e.f. 09th May, 2025) Name of members Designation Banavar Anantharamaiah Independent Director Chintan Vijay Valia Chairman Prabhakar (w.e.f. 09th May, 2025) Rajeev Uberoi Member Alok Kumar Misra Member* Key Managerial Personnel Papia Sengupta Member Manickam Subbiah Chief Financial Officer * Resigned as a Member w.e.f. 09th May, 2025 Amit Gopal Malpani Chief Executive Officer Vidhita Sudesh Narkar Company Secretary BANKERS Axis Bank Limited HDFC Bank Limited COMMITTEES: Kotak Mahindra Bank Limited Yes Bank Limited Audit Committee STATUTORY AUDITORS Name of members Designation M/s Ramesh M. Sheth & Associates, Chartered Accountants Alok Kumar Misra Chairman * Rajeev Uberoi Chairman ** SECRETARIAL AUDITORS Chintan Vijay Valia Member M/s Himanshu Gajra & Company Papia Sengupta Member Sidharth Rath Member *** INTERNAL AUDITORS Banavar Anantharamaiah Prabhakar Member *** M/s MAKK & Co., Chartered Accountants * Resigned as a Chairman w.e.f. 09th May, 2025 ** Appointed as a Chairman w.e.f. 09th May, 2025 *** Appointed as a Member w.e.f. 09th May, 2025 CONTACT DETAILS: Stakeholders Relationship Committee The Investment Trust of India Limited Name of members Designation CIN : L65910MH1991PLC062067 Chintan Vijay Valia Chairman Registered Office : ITI House, 36 Dr. R. K. Shirodkar Marg, Parel, Mumbai 400 012 Papia Sengupta Member Telephone : 022-4027 3600 Rajeev Uberoi Member * e-mail : info@itiorg.com Alok Kumar Misra Member * Website : www.itiorg.com Sidharth Rath Member *** Banavar Anantharamaiah Prabhakar Member *** REGISTRAR AND SHARE TRANSFER AGENT : *Resigned as a Member w.e.f. 09th May, 2025 *** Appointed as a Member w.e.f. 09th May, 2025 Purva Sharegistry (India) Private Limited (Unit : The Investment Trust of India Limited) Nomination & Remuneration Committee Unit no. 9, Shiv Shakti Industrial Estate, J.R. Boricha Marg, Name of members Designation Lower Parel (E), Mumbai 400 011. Alok Kumar Misra Chairman* Telephone : +91-22-49614132/31998810 Papia Sengupta Chairman** Fax : +91-22-2301 2517 Chintan Vijay Valia Member e-mail : support@purvashare.com Rajeev Uberoi Member Website : www.purvashare.com Sidharth Rath Member *** Banavar Anantharamaiah Prabhakar Member *** CONTENT * Resigned as a Chairman w.e.f. 09th May, 2025 Corporate Information 1 ** Appointed as a Chairman w.e.f. 09th May, 2025 *** Appointed as a Member w.e.f. 09th May, 2025 Director’s Report with Annexures 2 Risk Management Committee Management Discussion & Analysis Report 32 Name of members Designation Chintan Vijay Valia Chairman* Report on Corporate Governance 47 Rajeev Uberoi Chairman** Independent Auditor’s Report (Standalone) 73 Alok Kumar Misra Member*** Papia Sengupta Member Standalone Financial Statements 80 Sidharth Rath Member**** Independent Auditor’s Report (Consolidated) 116 * Resigned as Chairman w.e.f. 09th May, 2025 **Appointed as Chairman w.e.f. 09th May, 2025 Consolidated Financial Statements 122 ***Resigned as a Member w.e.f. 09th May, 2025 ****Appointed as a Member w.e.f. 09th May, 2025 Notice of Annual General Meeting 165 The Investment Trust of India Limited DIRECTORS’ REPORT Dear Shareholders, Your Directors’ are pleased to present the Thirty-Fifth (35th) Annual Report along with the standalone and consolidated Audited Financial Statement (“Financial Statement”) of the “The Investment Trust of India Limited” (“the Company”) for the financial year ended March 31, 2026 (“FY2025-26”). FINANCIAL / BUSINESS PERFORMANCE AND INFORMATION ON STATE OF COMPANY’S AFFAIRS The Financial Statement of your Company are prepared as per Regulation 33 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“Listing Regulations”) and applicable provisions of the Companies Act, 2013 (“the Act”) read with the Rules made thereunder (as amended from time to time), the Consolidated Financial Statement of the Company for the FY2025-26 have been prepared in compliance with applicable Indian Acc [Showing first 8,000 characters — download PDF for full document]