General Updates

7 July 2026 To To The Manager The Manager Listing Department Listing Department BSE Limited National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers, Exchange Plaza, C-1. Block G, Dalal Street, Bandra - Kurla Complex, Bandra (East) Mumbai - 400 001 Mumbai - 400 051 SCRIP CODE: 500034 SCRIP CODE: BAJFINANCE – EQ Dear Sir/Madam, Sub: Business Responsibility and Sustainability Report for FY2026 Pursuant to Regulation 34(2)(f) of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, please find enclosed herewith Business Responsibility and Sustainability Report (‘BRSR’) for the financial year ended 31 March 2026 including assurance report (Reasonable and Limited) by SGS India Private Ltd., which also forms part of Annual Report for FY2026. The aforesaid report is also available on the website of the Company at https://www.aboutbajajfinserv.com/finance-investor-relations-annual-reports. We request you to kindly take the same on record. Thanking you, Yours faithfully, For Bajaj Finance Limited R. Vijay Company Secretary Email ID: investor.service@bajajfinserv.in Encl.: As above Cc: Catalyst Trusteeship Ltd., Pune (Debenture Trustee) https://www.aboutbajajfinserv.com/finance-about-us Corporate Office: 4th Floor, Bajaj Finserv Corporate Office, Off Pune - Ahmednagar Road, Viman Nagar, Pune - 411 014, Maharashtra, India Corporate Office Extn.: 3rd Floor, Panchshil Tech Park, Viman Nagar, Pune – 411 014, Maharashtra, India Tel: +91 20 7157 6403 | Fax: +91 20 7157 6364 Registered Office: C/o Bajaj Auto Limited complex, Mumbai - Pune Road, Akurdi, Pune - 411 035, Maharashtra, India Corporate ID No.: L65910MH1987PLCO42961 | Email ID: investor.service@bajajfinserv.in Corporate Statutory Financial Overview Reports Statements BUSINESS RESPONSIBILITY & SUSTAINABILITY REPORT SECTION A: GENERAL DISCLOSURES I. Details of the listed entity 1. Corporate Identity Number (CIN) of the L65910MH1987PLC042961 Listed Entity 2. Name of the Listed Entity Bajaj Finance Limited (Referred to as ‘the Company’ / ‘BFL’) 3. Year of incorporation 1987 4. Registered office address Akurdi, Pune - 411 035 5. Corporate address 4th Floor, Bajaj Finserv Corporate office, Off Pune-Ahmednagar Road, Viman Nagar, Pune- 411 014 6. E-mail investor.service@bajajfinserv.in 7. Telephone 020-71576403 8. Website https://www.aboutbajajfinserv.com/finance-about-us 9. Financial year for which reporting is being 2025 – 2026 done 10. Name of the Stock Exchange(s) where BSE Limited and National Stock Exchange Limited (NSE Limited) shares are listed 11. Paid-up Capital C 621.79 crore* 12. Name and contact details (telephone, Name and designation R Vijay, email address) of the person who may be of the person Company Secretary contacted in case of any queries on the Contact details 020-71576403 BRSR Report Email ID vijay.r@bajajfinserv.in 13. Reporting boundary - Are the disclosures Consolidated basis (unless otherwise stated) – Collectively under this Report made on a standalone referred to as ‘BFL Group’ which includes Bajaj Finance Limited basis (i.e., only for the entity) or on a and its two subsidiaries i.e., Bajaj Housing Finance Limited, and consolidated basis (i.e., for the entity Bajaj Financial Securities Limited (wholly-owned). and all the entities which form a part of its consolidated financial statements, taken together). 14. Name of assessment or assurance provider Assurance provided by SGS India Private Limited 15. Type of assessment or assurance obtained BRSR Core: Reasonable assurance BRSR Non-Core: Limited assurance *Net of 4,605,529 equity shares of C 1 each held in trust for employees under employee stock option plan (ESOP) scheme. II. Products/services 16. Details of business activities (accounting for 90% of the turnover): No. Description of Main Activity Description of Business Activity % of Turnover of the entity 1. Financial and Insurance Services Engaged in the business of lending, 98.70% partnership and services, payments and acceptance of deposits 17. Products/Services sold by the entity (accounting for 90% of the entity’s Turnover): S. % of total Turnover No. Product/Service NIC Code Contributed 1. Non-Banking Finance Company engaged in lending 65923 85.18% and allied activities 2. Housing Finance (other credit granting)– Home loan, 65922 13.52% loan against property and construction funding Business Responsibility & Sustainability Report 0011 III. Operations 18. Number of locations where plants and/or operations/offices of the entity are situated: Location Number of plants Number of offices Total National 4,098# 4,098 International Nil Nil *BFL Group is not engaged in manufacturing activities. #Includes all the branches and corporate offices of BFL as on 31 March 2026. 19. Markets served by the entity: a. Number of locations Locations Number National (No. of States) 27 States and 6 Union Territories (UTs) International (No. of Countries) Nil b. What is the contribution of exports as a percentage of the total turnover of the entity? Nil. BFL Group does not have export business operations. c. A brief on types of customers: B FL Group has established a diversified business model with a strong focus on customer acquisition and multiple loans and services offerings, including payments solutions, to meet various financial services needs of our customers. Our product suite is spread across consumer lending (sales finance), personal loans, MSME lending, gold loan, auto financing, microfinance lending, commercial lending, rural lending, loan against securities, mortgages, public and corporate deposits, and partnership & services. Our offices are located in rural and urban locations enabling us to have a well-diversified asset mix across customer classes and geographies through a combination of secured and unsecured products. As on 31 March 2026, BFL Group’s customer franchise stood at 119.33 million, with 17.51 million new customers acquired during FY2026. B FL has a strong geographic presence across 4,098 locations nationwide, including 2,571 in rural and semi-urban areas, supported by over 242,000 active distribution points. T he customers are segregated under below given categories: B orrowers: BFL Group focuses primarily on acquiring mass affluent customers. BFL offers secured and unsecured loans to salaried, self-employed, professionals, MSME and corporate clients. BFL, through its subsidiary Bajaj Housing Finance Limited (‘BHFL’ or ‘Bajaj Housing’), which is registered with the National Housing Bank as a Housing Finance Company (HFC); focuses on mortgage loans to customers. Depositors: BFL accepts deposits from retail and corporate clients. B roking customers: Bajaj Financial Securities Limited (‘BFSL’, ‘BFinsec’, or ‘Bajaj Broking’) serves a diverse customer base that includes first-time and retail investors beginning their journey through equities, SIPs and mutual funds; active traders who participate in intraday, derivatives and F&O markets; long-term investors focused on wealth creation through mutual funds, bonds and retirement products; HNI and affluent customers seeking advisory, high-value trades, leverage and portfolio support; corporate employees requiring ESOP and demat-related services; and clients served through its franchise and partner network. Merchants: Bajaj Pay QR enables merchants to accept payments by way of UPI, Bajaj Pay wallet and Bajaj EMI. We also offer a dedicated “Bajaj Finserv for Business App” to our merchants. This application provides features like onboarding, transactions and settlement tracking, service and a host of other value added features. 0022 3399tthh AAnnnnuuaall RReeppoorrtt 22002255--2266 Corporate Statutory Financial Overview Reports Statements IV. Employees 20. Details as at the end of Financial Year: a. Employees and workers (including differently abled): Male Female Others No. Particulars Total (A) No. (B) % (B / A) No. (C) % (C / A) No. (D) % (D / A) Employees 1. Permanent (E) 71,613 67,041 93.62% 4,572 6 [Showing first 8,000 characters — download PDF for full document]