General Updates

July 6, 2026 The Manager, The Manager, National Stock Exchange of India Ltd., BSE Limited, Exchange Plaza, C-1, Block G, 25th Floor, P. J. Towers, Bandra Kurla Complex, Dalal Street, Bandra East, Mumbai-400051 Mumbai-400001 Symbol: SATIN Scrip Code: 539404 Sub: Business update of M/s Satin Creditcare Network Limited (“the Company”) Ref: Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended (“SEBI Listing Regulations”) Dear Sir/Madam, Pursuant to Regulation 30 of SEBI Listing Regulations and in terms of other applicable laws, if any, please find enclosed herewith Business update for Q1FY27 of the Company. This is for your information and record. Thanking you. Yours faithfully, For Satin Creditcare Network Limited (Vikas Gupta) Company Secretary & Chief Compliance Officer Encl: A/a Q3/9M-FY26 Satin Creditcare Network LtdSatin Creditcare Network Ltd. Investor Finance with a Purpose ! Presentation Investor Presentation Q3-FY26 Business Update- Q1FY27 Growth. Diversification. Growth. Diversification. Value Value Exceptional Start to FY27 Through Purpose-Driven Growth ➢ Strongest-Ever Q1 Performance, driving Consolidated AUM to ~₹ 16,000 Crores and Standalone AUM at ~₹ 13,400 Crores. Consolidated Standalone ~16,000 ~16,000 ~13,400 12,499 15,174 ~13,400 10,956 12,853 Q1FY26 Q1FY27 Q4FY26 Q1FY27 Q1FY26 Q1FY27 Q4FY26 Q1FY27 ➢ Non-MFI share increased to 19% in Q1FY27 from 14% in Q1FY26. Note: Numbers are provisional; Numbers are in ₹ Crores 2 Exceptional Start to FY27 Through Purpose-Driven Growth ➢ Disbursements totalled ₹ 3,453 Crores in Q1FY27, demonstrating a 54% YoY growth. Standalone Consolidated 3,453 54% 3,003 2,242 2,065 Q1FY26 Q1FY27 Q1FY26 Q1FY27 Note: Numbers are in ₹ Crores Exceptional Start to FY27 Through Purpose-Driven Growth Branch Network • 53 new branches added in Q1FY27 expanding the network to 1,867 branches at Standalone level. Branches at Consolidated level stand at 2,045. • Strategic Entry into Kerala in June 2026 – strengthening South India presence across Tamil Nadu, Karnataka, Andhra Pradesh & Telangana. Credit Cost and Collection Efficiency • Credit Cost for Q1FY27 was in the range of 2.5%-3.0% against the guidance of 3.0%-3.5% for the year. Credit cost in Q1FY26 was 6.0%. • GNPA improved to 2.0%-2.5% in Q1 FY27 from 3.7% in Q1 FY26. • X-Bucket Collection Efficiency for Q1FY27 stood at ~99.9%. Exceptional Start to FY27 Through Purpose-Driven Growth Liquidity Position • Raised ~₹ 3,000 Crores via diversified debt instruments, underscoring strong institutional trust. Additional sub debt of ₹ 285 Crores augmenting CRAR. • Marginal Cost of Borrowing* reduced by 37 bps YoY • Promoter agreed to infuse ₹ 100 Crores Equity Share Capital at ~17% premium to minimum issue price as per SEBI Regulations – demonstrating strong promoter confidence and market endorsement. Received approval from shareholders with 99% voting in favour of the resolution. Borrower and Employee Base • ~2.2 lakhs New borrowers added in Q1FY27, expanding the total client base to 32.6 lakhs • Team strength reaches 16,560, registering 11% YoY Growth *excluding sub-debt Finance with a Purpose ! Please note - The information given in this presentation includes provisional unaudited numbers and is Q3/9M-FY26 subject to be reviewed by statutory auditors of the company and approval by the audit committee and board of directors of the company Satin Creditcare Network Ltd. Investor For further details, please contact: Presentation Investor Presentation Ms. Aditi Singh Ms. Shilpa Bajaj Q3-FY26 Chief Strategy Officer Lead – Investor Relations Tel: (124) 4715400 Tel: (1G24r) 4o71w540t0h. Diversification. Growth. Diversification. Email: aditi.singh@satincreditcare.com Email: shilpa.bajaj@satincreditcare.com Value Value