With reference to the above, we hereby submit a copy of the Annual Report of the Company for the Financial Year 2025-26 along with Notice of 43rd Annual General Meeting as required under ....

NEIL INDUSTRIES LIMITED GIN - L51109WB1983PLCO36091 August 24, 2026 Corporate Relation Department BSE Limited Phiroze Jeejeebhoy Towers, Dalal Street, Mumbai - 400001 Scrip Code: 539016 Subject: Notice of 43" Annual General Meeting & Annual Report for the financial vear 2025-26 Dear Sir/ Madam, The Annual Report for the financial year 2025-26, including the notice convening 43" Annual General Meeting of the Members of the Company scheduled to be held Saturday, September 26, 2026 at 11:00 a.m. (IST) through Video Conference /Other Audio Visual means is enclosed. The Annual Report including AGM Notice are also available on the Company's website at https://neil.co.in/Investors Direct Link to access Annual Report: https:/www.neil.co.in/upload/PDF/00000579.pdf Direct Link to access Notice of AGM: https://www.neil.co.in/upload/PDF/00000580.pdf Further the cut-off date for the purpose of determining shareholder for E-Voting is 18" September, 2026 and Book closure will start from 19" September, 2026 and will end on 26" September, 2026. E-voting will start from 23" September, 2026 (09:00 A.M) till 25" September, 2026 (05:00 P.M). This is for your information and record. Thanking You, Yours sincerely, For Neil Industries Limited Suryansh Nigam (Company Secretary & Compliance Officer) ACS 79015 Encl.: as above R/o : 88 B,( Ground Floor), Lake View Road, Kolkata- 700029, Ph.:033-40088545 Corp.0ff.: 14/113, Civil Lines, 402-403, Kan Chambers, Kanpur-208001,M.: 8953338815 E-mail : neilindustrieslimited@gmail.com, neilil@rediffmail.com . Web : www.neil.co.in 43rdANNUAL REPORT 2025-26 Table of Contents Sr. No. Contents Page Nos. 1 Company Snapshot 2-4 2 Message from Managing Director 5 3 Corporate Information 6 4 Management Discussion and Analysis 7-10 5 Board’s Report 11-26 6 Annexures to Board’s Report 7 Certificate from Practicing Company Secretary on 27 Compliance of Conditions of Corporate Governance 8 Certificate on Non-Disqualification of Directors 28 9 Managing Director & CFO Certification 29 10 Secretarial Audit Report (MR-3) 30-33 11 Corporate Governance Report 34-53 12 Financial Statements 13 Independent Auditor’s report 54-64 14 Balance Sheet 65 15 Statement of Profit and Loss 66 16 Cash Flow Statement 67 17 Notes forming part of the Financial Statements 68-93 18 Notice of AGM 94-108 Page | 1 Company Snapshot Neil Industries Limited (the “NEIL/Company”) was set up in March 1983. It is a Non-Banking Finance Company (NBFC) registered with Reserve Bank of India (RBI) and is listed on the Bombay Stock Exchange (BSE Limited). Our present product range includes - loans for Business or Capacity expansion, Working Capital loans, loans for Purchase of Equipment and Machinery, Term Loans against Property and loans for Purchase of Commercial Property. Neil Industries Limited has grown rapidly over the past three decades on the foundation of committed customer service, transparent business practices, well - organized, secure financial policies and trusted customer base. It’s our people, locations and work culture that make us unique. We are committed for higher standards in everything that we do in servicing our customers, shareholders and business Associates. Neil Industries Limited (“NEIL”) is committed to providing projects with financial investment, managerial expertise and inputs that ensure efficiency in service delivery. We offer a wide range of services viz. financial, project development and management services. These services include investment, project financing, project development, management and implementation, asset management services. Successful projects require the close involvement of an array of stakeholders. NEIL has sponsored various projects in the Project space in association with a range of partners including communities. NEIL identifies need- driven projects which can be commercially viable. NEIL then uses innovative structural / financial techniques to enhance project viability and has already successfully pioneered numerous such projects. Over the years, building on experience gained in the project space, NEIL has widened its business scope from mere development of project to encompass a full range of related activities. Page | 2 Business Portfolio Asset Financing • Funding a client for acquiring assets using the asset as collateral. Acquisition funding can also be done in the form of bridge financing where in the funding is later sold down to other lenders. Promoter Funding • Funding against promoter’s shareholding for capital investment in businesses for expansion and diversification. • Structured Debt Finance • Finance against specific cash inflow/assets to increase the scope of financing by customizing financing structures as per business needs. Stressed Assets Funding • Turn-around of stressed assets by way of debt financing / hybrid financing structures. Margin Financing • Funding the long-term portion of working capital financing. Page | 3 Types of SME Loans provided by the Company Working Capital Loans • No business can be run without proper financial aid. Our working capital loans facilitate your daily business needs. With our hassle-free and easy working capital loans, we ensure that your business is run as smoothly as possible. Purchase of Equipment and Machinery Loan • Take the advantage of our finance options to acquire equipment and machinery that may be critical for your business. Our unique SME loans are designed to cater to your unique needs, be it for equipment leasing or other refinancing options. Business or Capacity expansion Loan • NEIL helps micro and small enterprises grow and capitalize on business opportunities in an expanding economy. Our Business Loans are designed to serve a wide variety of business needs – from working capital for stocks and manufacturing to loans for capital expenses. Term Loans against Property • Property is always precious and helpful when you are in need of loans. Your property can help get you funds instantly to fuel your business and accelerate growth. Product Offerings ❖ Term Loans against Property (Residential and Commercial) ❖ Term Loans for Purchase of Property (Commercial and Industrial) ❖ Term Loan against Property Rentals (Commercial Property) Page | 4 Message from Managing Director Dear Shareholders, It gives me immense pleasure to share with you the 43rd Annual Report. This is indeed a momentous phase in the growth of your Company, and I feel privileged to have led Neil Industries Limited as Managing Director for Financial Year 2025-26. NBFCs have been at the forefront of financial inclusion in India, lending to underserved, uncovered and deepening access to formal credit which has helped in inclusive economic growth of our Country. We at NEIL take immense pride in being one such institution that is at the vanguard of providing quick and easy credit access to MSMEs as well as other sectors. The easy availability of credit will enable these enterprises to grow in their line of business which will ultimately lead to the overall growth of the economy. Being an NBFC which is an integral part of India's financial system, our Company acts as a critical link in the overall financial system catering to a large market. It’s a proven fact that NBFC's have emerged as lenders to both companies and individuals. When it comes to lending, NBFCs are generally regarded to be complementary to banks and are often able to offer better range of products and services to their customers. Our Company's performance in the year under review, by all measures, is remarkable. There has been incredible increase in the Net profit of our Company for the financial year ended March 31, 2026, as compared to the previous financial year in which, Although, in this reporting year, your Company booked Net profit of Rs. 148.39 Lakhs. I would like to take this opportunity to thank all our employees for their sustained contribution. Further, I would like to express my heart felt gratitude to all the esteemed Bo [Showing first 8,000 characters — download PDF for full document]