Annual Report for the Financial Year ended 31st March, 2026

August 24, 2026 BSE Limited National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers, Dalal Exchange Plaza, C-1, Block G, Bandra- Kurla Street, Mumbai- 400001 Complex, Bandra (East), Mumbai- 400051 Scrip Code: 533344 Scrip Symbol: PFS Sub.: Annual Report for the Financial Year ended 31st March, 2026 Dear Sir/ Madam, Pursuant to the provisions of Regulations 34(1), 53 of the SEBI (Listing Obligati ons and Disclosure Requirements) Regulations, 2015 and other applicable provisions, if any, read with applicable Circulars of the MCA and SEBI, we are submitting herewith the Annual Report of the Company for the Financial Year 2025-26 (the “SEBI Listing Regulations”), which is being sent through electronic mode to those shareholders whose e-mail addresses are registered with the Company/ Registrar and Share Transfer Agent (RTA)/ Depository Participant (DP). Additionally, in accordance with Regulation 36(1)(b) of the SEBI Listing Regulations, a physical letter containing the web-link and exact path of the Annual Report for the Financial Year 2025-26 is being sent at the available registered address of the Members whose e-mail addresses are not registered with the Company/RTA/DP. Key relevant details of AGM are as under: Date & Time of AGM Thursday, 24th September 2026 Mode Video Conferencing/ Other Audio-Visual Means Cut-off date for e-voting Thursday, 17th September 2026 e-voting start date and time Monday, 21st September 2026 at 9:00 AM e-voting end date and time Wednesday, 23rd September 2026 at 5:00 PM Website for e-voting https://evoting.kfintech.com/ Website for attending AGM https://emeetings.kfintech.com/ This letter is also available on the website of the Company at www.ptcfinancial.com. This is for your information and records please. Yours faithfully, For PTC India Financial Services Limited Manohar Balwani Company Secretary Enclosed: as above PTC India Financial Services Ltd. (CIN: L65999DL2006PLC153373) (A subsidiary of PTC India Limited) Registered Office: 7th Floor, Telephone Exchange Building, 8 Bhikaji Cama Place, New Delhi - 110 066, India Board: +91 11 26737300 / 26737400 Fax: 26737373 / 26737374, Website: www. ptcfinancial.com, E-mail: info@ptcfinancial.com detimiL etavirP aidnI sserP nosmohT detnirP (cid:44)(cid:49)(cid:57)(cid:40)(cid:54)(cid:55)(cid:44)(cid:49)(cid:42)(cid:3)(cid:44)(cid:49)(cid:3)(cid:44)(cid:48)(cid:51)(cid:36)(cid:38)(cid:55)(cid:15)(cid:3)(cid:3)(cid:51)(cid:50)(cid:58)(cid:40)(cid:53)(cid:40)(cid:39)(cid:3)(cid:37)(cid:60)(cid:3)(cid:51)(cid:56)(cid:53)(cid:51)(cid:50)(cid:54)(cid:40)(cid:17) PTC India Financial Services Limited ( A Subsidiary of PTC India Ltd.) CIN: L65999DL2006PLC153373 Registered Office: 7th Floor Telephone Exchange Building, 8 Bhikaji Cama Place, New Delhi 110066 INDIA Tel: +91 11 26737300/ 26737400 Fax: +91 11 26737373 Website: www.ptcfinancial.com Reference Information Registered Office : PTC India Financial Services Limited 7th Floor, Telephone Exchange Building 8 Bhikaji Cama Place New Delhi - 110 066 Tel : (011) 26737300, Fax : (011) 26737373 PTC INDIA FINANCIAL SERVICES LIMITED CIN : L65999DL2006PLC153373 Board of Directors Company Secretary : Mr. Manohar Balwani Statutory Auditors : M/s Ravi Rajan & Co. LLP Shares are listed on : National Stock Exchange of India Limited (NSE) BSE Limited (BSE) Depository : National Securities Depository Limited Central Depository Services (India) Limited Registrar and Share Transfer Agent : Kfin Technologies Limited (for Equity and Bonds) Selenium Building, Tower-B, Plot No. 31 & 32, Financial District, Nanakramguda, Serilingampally, Hyderabad, Rangareddy, Telangana - 500032, India Toll free number: 1800-309-4001 Bankers : Axis Bank Bank of Baroda Bank of India Bank of Maharashtra Canara Bank HDFC Bank IDBI Bank Ltd ICICI Bank Ltd Indian Bank IndusInd Bank Indian Overseas Bank State Bank of India The Jammu & Kashmir Bank Union Bank of India Seated (left to right): Smt. Mini Ipe, Dr. Manoj Kumar Jhawar, Shri Rajiv Malhotra and Smt. Rashmi Verma Yes Bank Ltd Standing (left to right): Shri Sanjeev Kumar, Shri Manas Ranjan Mohanty, Shri P Ramana Murthy and Shri Dilip Srivastava Debenture Trustee : IDBI Trusteeship Services Limited Universal Insurance Building, Ground Floor Sir P.M Road, Fort, Mumbai, Maharashtra – 400 001, India 022 40807000, +91 8097474599 itsl@idbitrustee.com Website : www.ptcfinancial.com E-mail : complianceofficer@ptcfinancial.com ir@ptcfinancial.com (for bondholders) info@ptcfinancial.com 1i 3 Reference Information Registered Office : PTC India Financial Services Limited 7th Floor, Telephone Exchange Building 8 Bhikaji Cama Place New Delhi - 110 066 Tel : (011) 26737300, Fax : (011) 26737373 PTC INDIA FINANCIAL SERVICES LIMITED CIN : L65999DL2006PLC153373 Board of Directors Company Secretary : Mr. Manohar Balwani Statutory Auditors : M/s Ravi Rajan & Co. LLP Shares are listed on : National Stock Exchange of India Limited (NSE) BSE Limited (BSE) Depository : National Securities Depository Limited Central Depository Services (India) Limited Registrar and Share Transfer Agent : Kfin Technologies Limited (for Equity and Bonds) Selenium Building, Tower-B, Plot No. 31 & 32, Financial District, Nanakramguda, Serilingampally, Hyderabad, Rangareddy, Telangana - 500032, India Toll free number: 1800-309-4001 Bankers : Axis Bank Bank of Baroda Bank of India Bank of Maharashtra Canara Bank HDFC Bank IDBI Bank Ltd ICICI Bank Ltd Indian Bank IndusInd Bank Indian Overseas Bank State Bank of India The Jammu & Kashmir Bank Union Bank of India Seated (left to right): Smt. Mini Ipe, Dr. Manoj Kumar Jhawar, Shri Rajiv Malhotra and Smt. Rashmi Verma Yes Bank Ltd Standing (left to right): Shri Sanjeev Kumar, Shri Manas Ranjan Mohanty, Shri P Ramana Murthy and Shri Dilip Srivastava Debenture Trustee : IDBI Trusteeship Services Limited Universal Insurance Building, Ground Floor Sir P.M Road, Fort, Mumbai, Maharashtra – 400 001, India 022 40807000, +91 8097474599 itsl@idbitrustee.com Website : www.ptcfinancial.com E-mail : complianceofficer@ptcfinancial.com ir@ptcfinancial.com (for bondholders) info@ptcfinancial.com 1 3ii Board of Directors DR. MANOJ KUMAR JHAWAR Non – Executive Chairman (Nominee – PTC India Limited) (w.e.f. 11th March 2025) SHRI RAJIV MALHOTRA SHRI DILIP SRIVASTAVA SHRI SANJEEV KUMAR Managing Director & CEO (Addl. Charge) Director (Finance) & CFO Director (Operations) (w.e.f. 1st July 2026) (w.e.f. 28th March 2025) (w.e.f. 10th June 2025) SHRI MANAS RANJAN MOHANTY SMT. MINI IPE Independent Director Independent Director (w.e.f. 18th June 2024) (w.e.f. 5th October 2025) SMT. RASHMI VERMA SHRI P RAMANA MURTHY Independent Director Independent Director (w.e.f. 24th November 2025) (w.e.f. 19th December 2025) Company Secretary SHRI MANOHAR BALWANI Company2i iS ecretary (w.e.f. 1st December 2024) detimiL etavirP aidnI sserP nosmohT detnirP (cid:44)(cid:49)(cid:57)(cid:40)(cid:54)(cid:55)(cid:44)(cid:49)(cid:42)(cid:3)(cid:44)(cid:49)(cid:3)(cid:44)(cid:48)(cid:51)(cid:36)(cid:38)(cid:55)(cid:15)(cid:3)(cid:3)(cid:51)(cid:50)(cid:58)(cid:40)(cid:53)(cid:40)(cid:39)(cid:3)(cid:37)(cid:60)(cid:3)(cid:51)(cid:56)(cid:53)(cid:51)(cid:50)(cid:54)(cid:40)(cid:17) PTC India Financial Services Limited ( A Subsidiary of PTC India Ltd.) CIN: L65999DL2006PLC153373 Registered Office: 7th Floor Telephone Exchange Building, 8 Bhikaji Cama Place, New Delhi 110066 INDIA Tel: +91 11 26737300/ 26737400 Fax: +91 11 26737373 Website: www.ptcfinancial.com Contents Page No. Notice of the 20th Annual General Meeting 1 Board’s Report 10 Report on Corporate Governance 51 Management Discussion and Analysis Report 71 Standalone Financial Statements 76 Consolidated Financial Statements 161 PTC India Financial Services Limited CIN: L65999DL2006PLC153373 Registered Office: 7th Floor, Telephone Exchange Building, 8, Bhikaji Cama Place, New Delhi - 110 066 Tel: +91 11 26737300 / 26737400 Fax: 26737373 Website: www.ptcfinancial.com; E-mail: info@ptcfinancial.com NOTIC [Showing first 8,000 characters — download PDF for full document]