Allotment of Securities

MCSL/SEC/26-27/184 August 24, 2026 BSE Limited National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers Exchange Plaza, C-1, Block G, Dalal Street, Mumbai - 400 001, Maharashtra Bandra Kurla Complex, Bandra (E) Scrip Code (Equity) - 511766 Mumbai - 400 051, Maharashtra Scrip Code (Debenture and CP) - 975282, Trading Symbol - MUTHOOTCAP 975513, 975662, 976146, 976183, 976213, 976233, 976363, 976458, 976806, 976898, 976933, 976965, 729732, 729733 and 730251 Dear Sir / Ma’am, Sub: Allotment of Non-Convertible Debentures on Private Placement basis Pursuant to Regulation 30 and other applicable Regulations of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, please note that the Debenture Issue and Allotment Committee has today, i.e., on August 24, 2026, approved the allotment of 1,00,000 (One Lakh) Senior, Secured, Rated, Listed, Redeemable, Taxable, Transferrable, Non-Convertible Debentures each having a face value of ₹ 10,000/- (Rupees Ten Thousand only) aggregating to up to ₹ 100 Crores (Rupees One Hundred Crores only), on private placement basis, in accordance with the terms and conditions as mentioned in the transaction documents executed in connection with the issuance. The NCDs have a coupon rate of 9.25 % p.a., payable monthly, and are proposed to be listed on BSE Limited. The relevant details of the allotment are given in Annexure I. Further, it may be noted that the Meeting commenced at 10:00 a.m. and concluded at 10:45 a.m. This is for your kind information and records. Thanking you, Yours faithfully, For Muthoot Capital Services Limited Deepa G Company Secretary & Compliance Officer Membership No.: A68790 Muthoot Capital Services Limited, Registered Office: 3rd Floor, Muthoot Towers, M.G. Road, Kochi - 682 035, Kerala P: +91-484-6619600, Email: secretarial@muthootcap.com, www.muthootcap.com CIN: L67120KL1994PLC007726 Annexure A Particulars Details Type of Securities proposed to be issued Senior, Secured, Rated, Listed, Redeemable, Taxable, Transferrable, Non-Convertible Debentures (“NCDs”) Type of Issuance Private Placement Total Number of Securities proposed to be 1,00,000 NCDs of Face Value of ₹ 10,000 issued or the total amount for which the each, aggregating up to ₹ 100 Crores (Rupees Securities will be issued (approximately) One Hundred Crores only) Size of Issue The proposed issue will be up to ₹ 100 Crores (Rupees One Hundred Crores only), within the limits as approved by the Board. Whether proposed to be listed? If yes, Yes, BSE Limited name of the stock exchange Tenure of the Instrument 36 months Deemed Date of Allotment August 24, 2026 Deemed Date of Maturity August 24, 2029 Coupon / interest offered and Schedule of Coupon Rate: 9.25% per annum payment of coupon / interest and principal Coupon Frequency: Monthly Principal Payment Frequency: Bullet Charge / security, if any, created over the Pari Passu with existing secured creditors on assets standard loan receivables and current assets (both present and future) of the Issuer, in favour of the Debenture Trustee, to be held on pari passu basis among the present and/or future NCD holders holding, as may be applicable, with a minimum asset coverage ratio of 1.1 times of the value of the outstanding amounts of the Debentures and it shall be maintained at all times until the redemption of the Debentures. Special right / interest / privileges attached Step up in coupon of up to 25 basis points for to the instrument and changes thereof each notch downgrade in the debentures from the current rating i.e ‘AA-" during the tenor of the debentures. However, in case rating is upgraded after any rating downgrade, the coupon shall be decreased by 25 basis points for each notch upgrade in the rating of the debenture by such rating agency up to the existing rating i.e. restored to ‘AA’. It is hereby clarified that, in no circumstance, the coupon rate shall go below the initial Coupon Rate. Muthoot Capital Services Limited, Registered Office: 3rd Floor, Muthoot Towers, M.G. Road, Kochi - 682 035, Kerala P: +91-484-6619600, Email: secretarial@muthootcap.com, www.muthootcap.com CIN: L67120KL1994PLC007726 Particulars Details Delay in payment of interest / principal Default interest rate of 2% p.a. over and amount for a period of more than three above the Coupon Rate per annum, for the months from the due date or default in defaulting period, if the Issuer fails to make payment of interest / principal interest or principal payments on respective due dates. Details of any letter or comments Not Applicable regarding payment / non-payment of interest, principal on due dates, or any other matter concerning the security and / or the assets along with its comments thereon, if any Details of redemption of preference As per the terms as may be mutually agreed shares indicating the manner of between the parties. redemption (whether out of profits or out of fresh issue) and debentures Muthoot Capital Services Limited, Registered Office: 3rd Floor, Muthoot Towers, M.G. Road, Kochi - 682 035, Kerala P: +91-484-6619600, Email: secretarial@muthootcap.com, www.muthootcap.com CIN: L67120KL1994PLC007726