Issue of Securities

HFFCIL/BSE/NSE/EQ/64/2026-27 Date: 21-08-2026 To, To, BSE Limited, The National Stock Exchange of India Limited, Department of Corporate Services, The Listing Department, Phiroze Jeejeebhoy Towers, Exchange Plaza, C-1, Block G, Bandra Kurla Complex, Dalal Street, Fort, Mumbai- 400001. Bandra (E), Mumbai- 400051. Scrip Code- 543259 Scrip Symbol- HOMEFIRST Sub: Outcome of the meeting of Committee of Directors and Review Committee and Disclosure under Regulation 30 of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“SEBI Listing Regulations”) Dear Sir/Madam, Pursuant to the provisions of Regulation 30 of the SEBI Listing Regulations, we wish to inform you that the Committee of Directors and Review Committee at their Meeting held today i.e. Friday, August 21, 2026 has pursuant to the authority entrusted by the Board of Directors and within the limits as approved by the Members of the Company and in the resolution dated May 6, 2026 of the board of directors of the Company, inter alia approved the issuance of up to 15,000 (fifteen thousand) senior, secured, rated, listed, taxable, redeemable, transferable non-convertible debentures denominated in Indian Rupees ("INR"), having a face value of INR 1,00,000 (Indian Rupees One Lakh) each and an aggregate nominal value of INR 150,00,00,000 (Indian Rupees One Hundred and Fifty Crore) ("Debentures" or "NCDs") or such other number, face value or amounts as may be agreed, for cash at par on a private placement basis, in dematerialised form to certain identified investors ("Issue"), proposed to be listed on the wholesale debt market segment of BSE Limited, in accordance with the provisions of Section 42 and 71 of the Companies Act, 2013, Securities and Exchange Board of India (Issue and Listing of Non- Convertible Securities) Regulations, 2021 and other applicable SEBI Regulations. The details of the issue as required under Regulation 30 of the SEBI Listing Regulations read with SEBI Master Circular no. SEBI HO/49/14/14(7)2025-CFD-POD2/I/3762/2026 dated January 30, 2026 is enclosed herewith as Annexure A Please note that the said Meeting commenced at 12:30 P.M. (IST) and concluded at 12:55 P.M.(IST). This information is also uploaded on the website of the Company at www.homefirstindia.com For Home First Finance Company India Limited Shreyans Bachhawat Company Secretary, Compliance Officer and Head – Legal ACS NO: 26700 Annexure A Disclosure as per paragraph 2(g) of Annexure 18 of SEBI HO/49/14/14(7)2025-CFD-POD2/I/3762/2026 dated January 30, 2026 Sr. Particulars Details 1. Type of securities proposed to be issued (viz. equity Senior, secured, rated, listed, taxable, redeemable, shares, convertibles etc transferable, non-convertible debentures 2. Type of issuance (further public offering, rights Issuance of the Debentures on a private placement issue, depository receipts (ADR/GDR), qualified basis. institutions placement, preferential allotment etc.) 3. Total number of securities proposed to be issued or Issuance of 15,000 (fifteen thousand) senior, the total amount for which the securities will be secured, rated, listed, taxable, redeemable, issued transferable, non-convertible debentures denominated in Indian Rupees ("INR"), having a face value of INR 1,00,000 (Indian Rupees One Lakh) each and an aggregate nominal value of INR 150,00,00,000 (Indian Rupees One Hundred and Fifty Crore). 4. Size of the Issue. INR 150,00,00,000 (Indian Rupees One Hundred and Fifty Crore). 5. Whether proposed to be listed? If yes, name of the The Debentures are proposed to be listed on the stock exchange(s) wholesale debt market (WDM) segment of BSE Limited. 6. Tenure of Instrument – Date of Allotment and Date Tenure: 59 (fifty-nine) months and 25 (twenty- of Maturity five) days from the Deemed Date of Allotment. Date of allotment: August 28, 2026 (proposed) ("Deemed Date of Allotment") Date of maturity: August 22, 2031 (proposed) ("Final Redemption Date") 7. Coupon/Interest offered, schedule of payment of Interest Rate/Coupon Rate: The aggregate of (a) coupon/interest and principal the prevailing 3 (three) month overnight indexed swap (OIS) based lending rate, derived from the Mumbai interbank outright rate (MIBOR) ("FBIL 3M MIBOR-OIS"), determined in accordance with the debenture trust deed ("DTD") executed/ to be executed between the Company and the debenture trustee ("Debenture Trustee"), or such other benchmark rate as may be determined in accordance with the DTD, and (b) the spread as may be set out in the DTD, per annum payable quarterly ("Interest Rate"), subject to any benchmark rate reset or step up in accordance with the terms of the DTD. Interest Payment Dates: The interest/coupon in respect of the Debentures is payable by the Company on a quarterly basis in accordance with the Transaction Documents (as defined below). Principal Payment Dates: The principal amounts (face value to be redeemed) in respect of the Debentures shall be payable by the Company on the redemption dates set out in the DTD. 8. Charge/security, if any, created over the assets The Debentures and the outstanding amounts in respect thereof shall be secured on or prior to the Deemed Date of Allotment by way of (a) a first ranking pari passu continuing charge to be created in favour of the Debenture Trustee pursuant to an unattested deed of hypothecation executed or to be executed and delivered by the Company in a form acceptable to the Debenture Trustee over the receivables (including identified cash and cash equivalents) of the Company as described therein (the "Hypothecated Assets"), and (b) such other security interest as may be agreed between the Company and the Debenture Holders. The charge over the Hypothecated Assets shall at all times, commencing from the Deemed Date of Allotment until the final settlement date ("Final Settlement Date"), after taking into account all other charges in respect of the Hypothecated Assets, be at least 1.11 (one decimal one one) times the value of the outstanding amounts. 9. Special right/interest/privileges attached to the None. instrument and changes thereof All rights/interests/privileges of the holders of the Debentures are set out in the DTD and the other transaction documents executed/to be executed in respect of the Debentures (together with the DTD, the "Transaction Documents"). 10. Delay in payment of interest / principal amount for The Company shall pay additional interest at 2% a period of more than three months from the due (two percent) per annum over the prevailing date or default in payment of interest / principal; Interest Rate in respect of the Debentures on the outstanding principal amounts from the date of the occurrence of a payment default until such payment default is cured or the secured obligations are repaid (whichever is earlier), on each interest payment date occurring during the aforementioned period. 11. Details of any letter or comments regarding Not Applicable payment/non-payment of interest, principal on due dates, or any other matter concerning the security and /or the assets along with its comments thereon, if any; 12. Details of redemption of preference shares Each Debenture shall be fully redeemed on a pari indicating the manner of redemption (whether out passu basis by making the payment of the of profits or out of fresh issue) and debentures outstanding principal amounts on the redemption dates set out in the DTD and the Final Redemption Date in accordance with the DTD and the other Transaction Documents. 13. Any cancellation or termination of proposal for Not applicable. issuance of securities including reasons thereof