General Updates

August 21, 2026 BSE Limited National Stock Exchange of India Limited Listing Department Listing Department Phiroze Jeejeebhoy Towers Exchange Plaza, 5th Floor Dalal Street Plot No. C/1, G Block Mumbai 400 001 Bandra-Kurla Complex Bandra (East) Mumbai 400 051 Dear Sir/Madam, Sub: Presentation by Managing Director & Chief Executive Officer – 32nd Annual General Meeting – August 21, 2026 We are enclosing a copy of the presentation to be made at the 32nd Annual General Meeting of the Bank by Mr. Sandeep Bakhshi, Managing Director & Chief Executive Officer. Yours sincerely, For ICICI Bank Limited Vivek Ranjan Leadership Team Encl.: as above. Copy to- (i) New York Stock Exchange I (iii) Singapore Stock Exchange (ii) Japan Securities Dealers Association ( (iv) SIX Swiss Exchange Limited ICICI Bank: Key highlights Annual General Meeting August 21, 2026 Certain definitions in this release relating to a future period of time (including inter alia concerning our future business plans or growth prospects) are forward-looking statements intended to qualify for the 'safe harbor' under applicable securities laws including the US Private Securities Litigation Reform Act of 1995. Such forward-looking statements involve a number of risks and uncertainties that could cause actual results to differ materially from those in such forward-looking statements. These risks and uncertainties include, but are not limited to statutory and regulatory changes, international economic and business conditions; political or economic instability in the jurisdictions where we have operations or which affect global or Indian economic conditions, increase in non-performing loans, unanticipated changes in interest rates, foreign exchange rates, equity prices or other rates or prices, our growth and expansion in business, the adequacy of our allowance for credit losses, the actual growth in demand for banking products and services, investment income, cash flow projections, our exposure to market risks, changes in India’s sovereign rating, as well as other risks detailed in the reports filed by us with the United States Securities and Exchange Commission. Any forward-looking statements contained herein are based on assumptions that we believe to be reasonable as of the date of this release. ICICI Bank undertakes no obligation to update forward-looking statements to reflect events or circumstances after the date thereof. Additional risks that could affect our future operating results are more fully described in our filings with the United States Securities and Exchange Commission. These filings are available at www.sec.gov. Our Approach PRINCIPLES COVERAGE DELIVERY FRAMEWORK Return of Capital Focus on Quality Fair to Customer, Fair to Bank Micromarkets One Bank, Process Customer One Team Decongestion 360 o Agile Risk Ecosystems Collaborations Management & Partnerships Bank to Bank Tech Compliance with Taking entire bank Conscience to the customer Integrity Execution Simplify Maximising profit before tax 1 To be the trusted financial service provider 1. Excluding treasury FY2026 performance review (1/5) Profit before tax excluding treasury Profit after tax (₹ billion ) (₹ billion ) 650.21 607.13 501.47 472.27 544.79 408.88 424.73 318.96 297.06 233.39 FY2022 FY2023 FY2024 FY2025 FY2026 FY2022 FY2023 FY2024 FY2025 FY2026 Disciplined execution of our strategy continues to deliver profitable growth FY2026 performance review (2/5) Period - end deposits ( ₹ billion) Average CASA deposits (₹ billion) 17,946.25 16,103.48 6,147.36 14,128.25 5,606.25 5,067.47 11,808.41 4,758.90 58.6% 10,645.72 4,198.86 58.2% 57.8% 54.2% 51.3% 26.5% 27.4% 28.5% 33.8% 32.2% 14.9% 13.7% 13.7% 14.5% 14.9% Mar3 341.9, % Mar 31, Mar 31, Mar 31, Mar 31, FY2022 FY2023 FY2024 FY2025 FY2026 202142.7% 2103.233% 142.60%24 14.9%2025 13.7% 2026 Current Savings Term Total deposits grew by 11.4% y-o-y and term Average CASA deposits grew by deposits grew by 12.2% y-o-y at Mar 31, 2026 9.7% y-o-y in FY2026 FY2026 performance review (3/5) (₹ billion) 15,538.93 13,417.66 11,844.06 50.5% 10,196.38 53.5% 8,590.20 55.6% 54.2% 6.5% 52.5% 5.8% 6.3% 21.1% 6.2% 19.6% 6.7% 16.6% 15.6% 14.5% 19.2% 21.5% 20.6% 18.6% 18.8% 4.8% 3.3% 2.8% 2.3% 2.7% March 31, 2022 March 31, 2023 March 31, 2024 March 31, 2025 March 31, 2026 Retail Rural Business Banking Domestic Corporate & Others Overseas Total advances grew by 15.8% year-on-year at March 31, 2026 FY2026 performance review ( 4/5) Gross NPAs 1 (₹ billion) Net NPA ratio 1 0.76% 339.20 311.84 279.62 0.48% 241.66 0.42% 230.52 0.39% 0.33% March 31, March 31, March 31, March 31, March 31, March 31, March 31, March 31, March 31, March 31, 2022 2023 2024 2025 2026 2022 2023 2024 2025 2026 Asset quality continues to be stable; Healthy PCR2 of 75.8% at March 31, 2026 1. Based on customer assets 2. Provision Coverage Ratio FY2026 performance review (5/5) 19.16% 18.34% 18.35% 1 16.33% 16.55% 17.18% 17.60% 17.60% 16.35% 17.12% 15.60% 15.94% 16.35% 15.60% 15.94% Mar 31, 2022 Mar 31, 2023 Mar 31, 2024 Mar 31, 2025 Mar 31, 2026 Maintained a healthy capital position; the Board has recommended a dividend of ₹ 12 per share for FY2026 1. After reckoning the impact of proposed dividend Key highlights for Q1 - 2027 Profit before tax excluding treasury grew by 20.9% y-o-y to ₹ 189.75 billion Profit after tax grew by 15.9% y-o-y to ₹ 148.05 billion Total period-end deposits grew by 14.0% y-o-y to ₹ 18,335.86 billion at June 30, 2026 Average deposits grew by 14.0% y-o-y to ₹ 17,480.28 billion in Q1-2027 Total advances grew by 19.6% y-o-y to ₹ 16,312.60 billion at June 30, 2026 Domestic advances grew by 18.8% y-o-y to ₹ 15,809.85 billion at June 30, 2026 Net NPA ratio was 0.35% and provision coverage ratio was 74.7% at June 30, 2026 Contingency provision of ₹ 131.00 billion (0.8% of advances) held at June 30, 2026 CET-11 ratio was 16.19%2 and total capital adequacy ratio was 16.84%2 at June 30, 2026 1. Common Equity Tier 1 2. Including profits for Q1 -2027 Environmental, Social and Governance (ESG) Environment Social Governance Promoting sustainable Striving to create value Being responsible and environmental practices for all stakeholders transparent in business • Progressing on target for • Construction of new cancer care • Reorganised the mandates carbon neutrality in Scope 1 & facilities in Navi Mumbai and of Board’s ESG & CSR 2 emissions in own operations Vishakhapatnam progressing Committee and Risk well • Renewable energy in total Committee to strengthen electricity consumption • Over 19.8 million individuals oversight on the Bank’s increased to 48% in fiscal 2026 benefitted till March 31, 2026 ESG action plan, climate - (FY2025: 38%), including through CSR initiatives in related risks and through IRECs 1 healthcare, livelihood, opportunities environment and community • Continue to invest in rainwater • Digital tool implemented for development harvesting, sewage treatment ESG data management, and atmospheric water calculation of emissions, generation capacity and and reporting improve circularity in water 1. International Renewable Energy Certificates Thank you