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CIN L72900KA2000PLC027256 EXf..S� fE1tJ� '11 0 1-BH,o otagInadulsltriiA arle May,s u-m5 70018Ka,m atakaIn,d ia � 0821-4002El20c0omp lian.ocffeic@exerceolftscoro.com@www.ex celsoft.ccoomr p Augu2s02t,0 26 To To ThLei stDienpga rtment, ThLei stDienpga r1ment, BSEL itmeid, NatiSotnoaEclxk c haonfIg ned ia Limited, PhirJoezeej eebhoy TowersE,x chaPnlgaBeza an,dK ruarC loam plex, DalSatrle Meutm,b -a4i0 0001, Band(rEaaM sutm)b,-a 4i0 0051, MaharaIsnhdtiraa., MaharaIsnhdtiraa., ScrCiopd 5e44:6 17 ScrSiypm bEoXlC:E LSOFT ISIINNE:6 06N01019 SubjeNcetw:s paApdevtrei rsem-Reengtu la3t0oi foS nE B(LIi stOibnlgi gatiDoinlssoc saunrde RequireRmeegnutlsa2)t0 i1o5n.s , Dea rSir/Madam, PursutaoRn etg ul3a 0otfti hoSenEB I( iLstOiblnigg aatniDdoi cnsolss uRreqeusi remReegnutlsa)t20 i15o,n s, we aere nclohesrienwgcio tphio efns e wspaadpvteseirer mepnbutls iheidnF inanExcpirael(s Esn glish) anVdija ykarna(Ktaanknaat doadi)a. yAe u.gs ut2 0 2,02i6n,ta iel,ari -nformtieh Mnegm bearbso tuht2e6 th (wTenStiyx Atnnhu)a Glen erMaele t(i"nAMgG" )s chedto ubelh eedlo dnT hrusdSaeyp,t e2m4b2,e0 r2a 6t 15:30 (1STV)i dtehor oCuogn(hfe" rCVe"In)O tc heirn gA uduiaol ViMseans ("OAVM"). 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Thnakiyonug, FoErx cseolTfetcn holoLgimiietse d, (FormkenrolawysnE xceTlecshonft olPorgiivLeaistm ei ted) SM AditJhayian , CompaSneyc reCthaiCreoyfm, p cleOi ffaincaenrd ChiIenfv eRsetloarOt ffiiocnesr (ICMSeIm berNsoh.Ai:4p 9 042) PlaMcyes:u ru Enclosscenadn:ec do poyfNew spapecrl ippings 0K uvempuMnyasguarru, 0H yderabad 0N oida NikPhlial1z 3a1&,0 1 333, 2nfdl oIoMrA,IG nEc ubcaetnitorne , PlnootA. 4 2/S6u,iN toe. 401, GaganacDhouumbRbldie, SoftTweacrlheon Pgoayr okfIs n dia, 4tFhl oor,-6 2S,e ctor BloKcG,k &B lHo Kcukv,e mNpaug ara, DivyassorleiPetl aNoiotr1. e4& , 1 5, Nai-d2a03 10U1t,t Paarrd eIsnhd,i a Mysuru0-2K53a7,r0 n aItnadkiaa, SoftUwnairlteas y oHIu TtCE,iC Mt ayd,h apur, , Hyder-a5b0a0d0T 8e1l,a ngana, India PagIe 1 WWW.FINANCIALEXPRESS.COM THURSDAY, AUGUST 20, 2026 MARKETS |13 FINANCIAL EXPRESS [ FroM Thic FroT pac: [N IDFC First raises $500 mn via Vehiclefinance sees segmented, FCNR(B) decision maiden overseas bond issue diversified growth data-driven: Guv FE BUREAU " Indian Bank mops up and Alliance Bernstein. Their THE OUTSTANDING forward Mumbai, August 19 participation reflects strong BORROWER BASE EXPANDS leg would be shown as a con- $400 mn via GIFT City investor confidence in the tingentliabilityand remainan IDFC FIRST BANK has raised bank's financial strength, Portfolio Outstanding (% lakh cr) Bl June 2021 M June 2026 * CAGR growth (%) off-balance-sheet item. $500 million through its growing franchise, prudent ~ On the rupee and the RBI’s Auto Loan 17.6 maiden international bond Indianlenders.OnTuesday, risk management and long- record net short forward-dol- issuance.Thethree-year fixed- INDIAN BANK ON Wednes- Kotak Mahindra Bank term prospects, the release lar position, Malhotra said the Two-wheeler & 0.8 rate senior notes, issued day raised $400 million raised $650 million said. Loans 19.7 position remained “very man- through the bank's Interna- through its GIFT City through its maiden dollar BofA Securitiesactedas the ageable”. It was primarily the tional Financial Services Cen- branch, joining a growing bond issue. sole placement agent for the Usedcar _='_ 0. result of swaps previously tre Banking Unit at GIFT City, list of public and private ICICI Bank also raised transaction. loans 26-2 L] 3 undertaken to infuse liquidity carry a fixed coupon rate of sectorlenders tapping over- $750 millionatacoupon of "Thisinaugural transaction and the latest facilities Commercial _ % 3.0 i 5.625% and maturein 2029. seas markets for funds. 5.42% through five-year is a landmark milestone for intended to strengthen the Vehicleloan 20.1 h The bonds were offered to “Our GIFT City Branch bonds on Tuesday, marking IDFC First Bank. We are balance-of-payments position. Source: CRIF High Mark’s Wheels and Ambition report investors outside the USunder has raised long-term dollar its second overseas bond delighted to see strong partic- “The exchange rate contin- Regulation S,which allows off- funds amounting to $400 issue in less than a month ipation from some of the ues to be market determined. also become more resilient to shore securities offerings with- million,” the bank said in an after raising $1 billion in world's leading institutional FE BUREAU gence as a mainstream credit Our policy on intervention monsoon-related uncertainty out registration with the US exchange filing. The loan July. IDFC First Bank raised investors in our maiden inter- Chennai, August 19 segment. Its share of total remains the same, which is to because of better farming Securitiesand Exchange Com- hasatenure of fouryears. $500 million through its national bond issuance," said vehicle financing increased curb excessive volatility and practices, drought-resistant mission,according toarelease. Indian Bank’s fundrais- maiden international bond SudhanshuJain,chief financial INDIA'S VEHICLE FINANCE to 0.7% from 0.5% over the any undue speculative activ- seeds and increased irrigation It marked the bank's diversifi- ing comes amid a flurry of issuance on Wednesday. officer and head - corporate market is entering a phase of five-year period. ity,” he said.The RBI remained coverage. Malhotra also cation of funding sources as overseas borrowing by FE Bureau centre, IDFC First Bank. more segmented and diversi- Two-wheeler financing committed to ensuring orderly expressed confidence in the the lender expands access to Over the last few years, the fied growth, with commercial remains the largest borrower financial conditions and health of banksand non-bank- global debt capital markets. lender has strengthened its vehicles and used cars segment, with the borrower orderly movements in the ing financial companies.Banks The transaction follows the look by S&P Global Ratings on The transaction was balance sheet, built a granular emerging as key drivers, base increasing from around exchange rate,he added. had a capital-to-risk- assignment of an investment- August 13. The rating places anchored by marquee global retail deposit franchise, alongside a premiumisation 23 million in June 2021 to On monetary policy, Mal- weighted-assetsratio of nearly grade 'BBB-'long-term issuer the private-sectorlenderin the institutional investors,includ- improved profitability and trend in auto financing, 36 million in June 2026. The hotra said domestic growth- 18% and a liquidity coverage creditrating with a'stable'out- investment-grade category. ing BlackRock, Capital Group maintained asset quality. according to CRIF High segment continues to attract inflation dynamics would ratio of about 127%.Gross and Mark’s latest report, Wheels new borrowers, with 80% of remain the principal determi- net non-performing asset J&Kimportant part of India: Gor in Srinagar and Ambition: A Research borrowers being new to the nant of monetary policy, ratios stood at 1.7% and 0.4%, Report on India’s Vehicle product. Its share of total though global macroeconomic respectively. “As of now,we do Finance Landscape. vehicle financing remained conditions and geopolitical notseeanyvulnerabilityin any Commercial vehicle loans stable at 1.1%. developments would also be particular sector,” Malhotra NAVEED IQBAL for US citizens. “thrilled” to be in the Valley, recorded a 20.1% five-year Auto loans are also show- taken into account because of said. Srinagar, August 19 Gor met Chief Minister Gorsaid,“This is an important compound annual growth ing signs of a premium-led their impact on the Indian On the RBI’s move towards OmarAbdullah at his Gupkar partofIndia.Iam here,visiting rate (CAGR), rising to I7.4 recovery, with average expo- econo [Showing first 8,000 characters — download PDF for full document]