Notice of 32nd AGM and Annual report of the Company for the FY 2025-26

®0 GILADA FINANCE & INVESTMENTS LTD (A BSE Listed NBFC Company) Reliable Corporate & Regd. Office : # 105, "R.R. Takt" 37, Bhoopsandra Main Road, Sanjaynagar, GILADA r..riewoble Bangalore - 560 094. Karnataka, India. Pho:n 0e80 -406200(0300 Lines), Fa: 0x80 -4062 0008 GROUP| Responsible Email : md@giladagroup.com, Website : www.giladafinance.com Since 1964 GSTIN : 20AAACG527202ZP, CIN : L65910KA1994PLCO15981 Date: 20t August 2026 Corporate Relationship Department BSE Limited Floor 25, P ] Towers, Dalal Street, Mumbai-400 001, Maharashtra, India. Scrip Code: 538788 Sub: Notice of 32 Annual General meeting (‘AGM’) and Annual Report of the Company for the Financial Year 2025-26. Dear Sir/ Madam, Pursuant to Regulations 34 and 30 read with Part A of Schedule 1l of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, we hereby submit a copy of the Annual Report of the Company for the financial year 2025-26, including the Notice convening the 32nd Annual General Meeting (“AGM”) of the Company, scheduled to be held on Friday, 11th September, 2026 at 11:30 A.M. (IST) through Video Conferencing (“VC") / Other Audio-Visual Means (“0AVM”), which is being sent electronically to the Members of the Company. The said Annual Report for FY 2025-26 is also available on the website of the Company viz. www.giladafinance.com This is for your information and records. Thanking You, Sincerely, mFor Gielada }rand I nvestments Limited ?ChaitraG$ Company Secretary and C M.N0.A60871 Kalaburgi Bran: c#1h8, Chamber Complex, Bidar Branch : Raba Complex, H. No. 8-11-207/12, Super Market, Kalaburgi - 585 101, Venkatesh Nagar, Behind New Central Bus Stand, Ph: 08472-230491 | Cell : 9448131907 Opp. Tagare Vehicle Parking Yard, Bidar- 585401, Email : giladafinance@yahoo.in | www.gilada.com Karnataka, Ph: 08482 - 460930 Inside the Report Corporate Overview CORPORATE INFORMATION OUR VALUES, VISION AND MISSION FINANCIAL HIGHLIGHTS OUR PRESENCE Statutory Reports NOTICE BOARD’S REPORT SECRETARIAL AUDIT REPORT REPORT ON CORPORATE GOVERNANCE MANAGEMENT DISCUSSION AND ANALYSIS REPORT Financial Statements INDEPENDENT AUDITORS REPORT BALANCE SHEET STATEMENT OF PROFIT AND LOSS CASH FLOW STATEMENT NOTES TO FINANCIAL STATEMENTS SIGNIFICANT ACCOUNTING POLICIES SCHEDULE TO THE BALANCE SHEET OF A NBFC CORPORATE INFORMATION BOARD OF DIRECTORS MR. RAJGOPAL GILADA MR. SAMPATHKUMAR MRS. BINDU GILADA MANAGING DIRECTOR GILADA NON-EXECUTIVE WOMEN DIRECTOR WHOLE TIME DIRECTOR M RM. RRA. KJG. VO PPARLA BGHILAAKDAAR M R . R MARJG. ODP. NAL G GOIPLAADL A MR. A. RAMANATHAN IMNDAENPAEGNIDNEGN DT IDREIRCETCOTRO R IMNDAENPAEGNIDNEGN DT IDREIRCETCOTRO R INDEPENDENT DIRECTOR MR. SARVESH GILADA DIRECTOR KEY MANGERIAL PERSONNEL MANAGING DIRECTOR Mr. Rajgopal Gilada CHIEF EXECUTIVE OFFICER Mrs. Sangeeta Gilada CHIEF FINANCIAL OFFICER Mrs. Pallavi Gilada COMPANY SECRETARY AND COMPLIANCE OFFICER Mrs. Chaitra G S REGISTERED AND ADMIN OFFICE #105, “R.R. Takt”, 37, Bhoopasandra Main Road, Bangalore -560094 Tel: 91-80-40620000 Website: www.giladafinance.com STATUTORY AUDITORS M/s. Bennur Nagaraja & Co, Chartered Accountants No. 21, II Floor, Hospital Road, Near Menaka Theatre, Bangalore -560053 REGISTRAR & TRANSFER AGENTS BgSE Financials Ltd. No. 51, Stock Exchange Towers, 1st Cross J C Road, Bengaluru-560027. Ph: 080-4132 9661; E-mail: vp_rta@bfsl.co.in VALUES, VISION AND MISSION Customer Focus Financial Inclusion To be a trusted leader in the financial services industry, recognized for our commitment to Vision customer satisfaction, ethical practices, and sustainable growth, ultimately contributing to the financial well-being of individuals and communities. To provide accessible, reliable, and innovative financial solutions to underserved and unbanked Mission communities, ensuring financial inclusion and economic empowerment for all. FINANCIAL HIGHLIGHTS ASSETS UNDER MANAGEMENT CAPITAL TO RISK ASSET RATIO NON-PERFORMING ASSETS OUR PRESENCE Branch Name Address Gilada Finance and Investments Limited, Shop No.18 Chamber complex, Super Market, Kalaburgi Kalaburgi Gilada Finance and Investments Limited, Behind Central Bus Station Opp. Tagareyard Bidar Venkatesh Nagar, Bidar Gilada Finance and Investments Limited, 105, R RTakt, 37 Bhoopsandra Main Road, Bangalore Bangalore Gilada Finance and Investments Limited, Plot No. 02, Pandari Complex, opposite Sindagi Tahsildar Office, Shahpur Road, Sindagi. Gilada Finance and Investments Limited, Patil Tower, Bagalkot Road, Infront of Court Vijayapur near Nanjanagudu Raghavendra Temple, Vijayapur – 586101 NOTICE OF ANNUAL GENERAL MEETING Notice is hereby given that the Thirty-Second (32nd) Annual General Meeting (“AGM”) of the members of Gilada Finance and Investments Limited will be held on Friday, 11th September 2026 at 11.30 AM at the registered office of the Company situated at # 105 R R Takt Apartment, Bhoopsandra Main Road. R M V 2nd Stage, Bangalore through Video Conferencing ("VC") / Other Audio-Visual Means to consider the following business: ORDINARY BUSINESS: ITEM NO. 1 – ADOPTION OF AUDITED FINANCIAL STATEMENTS. To receive, consider and adopt the Audited Financial Statements of the Company for the Financial Year ended March 31, 2026, including the Balance Sheet as at March 31, 2026, the Statement of Profit and Loss and the Cash Flow Statement for the Financial Year ended on that date, together with the Notes forming part of the Financial Statements, and the Reports of the Board of Directors and the Statutory Auditors thereon. ITEM NO. 2 – APPOINTMENT OF MRS. BINDU GILADA (DIN: 00392976) AS DIRECTOR, LIABLE TO RETIRE BY ROTATION. To appoint a director in place of Mrs. Bindu Gilada (DIN: 00392976) who retires by rotation in accordance with the provisions of Section 152(6) of the Companies Act, 2013 and, being eligible, offers herself for re-appointment. ITEM NO. 3 - APPOINTMENT OF STATUTORY AUDITOR “RESOLVED THAT pursuant to the provisions of Sections 139, 141, 142 and other applicable provisions, if any, of the Companies Act, 2013, read with the Companies (Audit and Auditors) Rules, 2014, including any statutory modification(s) or re-enactment thereof for the time being in force, and based on the recommendation of the Audit Committee and the Board of Directors, M/s Venkatesh & Raghavendra, Chartered Accountants, Bangalore (Firm Registration No. 019367S), be and are hereby appointed as the Statutory Auditors of the Company for a term of five consecutive years, commencing from the conclusion of this Annual General Meeting until the conclusion of the Annual General Meeting to be held for the Financial Year 2030-31, at such remuneration as may be determined by the Board of Directors in consultation with the Statutory Auditors. RESOLVED FURTHER THAT the Board of Directors of the Company be and is hereby authorized to do all such acts, deeds, matters and things as may be necessary, proper or expedient to give effect to this resolution.” SPECIAL BUSINESS: ITEM NO. 4 - APPROVAL FOR REGULARISATION OF MR. SARVESH GILADA (DIN: 08968185) AS A DIRECTOR To regularize the appointment of Mr. Sarvesh Gilada (DIN: 08968185), who was appointed as an Additional Director by the Board of Directors at its meeting held on 14th November 2025, and to consider and, if thought fit, to pass, with or without modification(s), the following resolution as an Ordinary Resolution: "RESOLVED THAT pursuant to the provisions of Sections 152, 161(1) and other applicable provisions, if any, of the Companies Act, 2013, read with the Rules made thereunder (including any statutory modification(s) or re-enactment thereof for the time being in force) and in accordance with the Articles of Association of the Company, Mr. Sarvesh Gilada (DIN: 08968185), who was appointed as an Additional Director of the Company by the Board of Directors at its meeting held on 14th November, 2025 pursuant to Section 161(1) of the Companies Act, 2013 and who holds office up to the date of this Annual Gener [Showing first 8,000 characters — download PDF for full document]