NSEGeneral Updates20 Aug 2026 · 20 Aug 2026, 06:15 pm

General Updates

Rategain Travel Technologies Limited · RATEGAIN

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RateGain Travel Technologies Limited has informed the Exchange about General Updates regarding a line of credit for up to USD 40 million from J.P. Morgan Chase Bank, N.A. for Sojern, Inc., a wholly owned step down subsidiary. The company has disclosed details of the loan and corporate guarantee in accordance with LODR Regulations.

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Earnings Impact5/10
Growth Catalyst2/10
Governance Concern1/10
Regulatory Risk3/10
Balance Sheet Risk4/10
Liquidity Impact8/10
Market Sentiment6/10

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Rategain Travel Technologies Limited has informed the Exchange about General Updates

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RATEGAIN_20082026181527_RG_20082026.pdf

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August 20, 2026 National Stock Exchange of India Limited BSE Limited (NSE: RATEGAIN) (BSE: 543417) Sub: Disclosure under Regulation 30 read with Schedule III of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 Dear Sir / Ma’am, Pursuant to Regulation 30 read with Schedule III of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“LODR Regulations”), RateGain Travel Technologies Limited (hereinafter referred to as the “Company”) hereby informs that Sojern, Inc. a wholly owned step down subsidiary has received an offer letter dated August 18, 2026 from J.P. Morgan Chase Bank, N.A. (“J.P. Morgan” or the “Bank”) for a line of credit for an aggregate maximum amount of up to USD 40 million for general corporate purposes (“Credit Facility”). In this regard, we are enclosing herewith the following disclosures:  Details with respect to the loan/credit facility, as required under sub-clause 5 of Para B of Part A of Schedule III of the LODR Regulations, as Annexure-A.  Details with respect to the corporate guarantee, as required under sub-clause 11 of Para B of Part A of Schedule III of the LODR Regulations, as Annexure-B. This is for your information and records. Yours faithfully, For RateGain Travel Technologies Limited Mukesh Kumar General Counsel, Company Secretary & Compliance Officer Membership No.: A17925 Encl.: As above Corporate Office: Club 125, Plot No. A - 3,4,5, Tower A, 4th Floor, CIN No.: L72900DL2012PLC244966 Sector-125, Noida - 201301, UP, India | Tel: +91 120 5057000 Website: www.RateGain.com Registered Office: M-140, Greater Kailash, Part-Il, New Delhi - 110048 E-Mail: help@rategain.com ANNEXURE A Disclosure under clause 5 of Para B of Part A of Schedule III of LODR Regulations S. No. Particulars Details 1. Name(s) of parties with whom the J.P. Morgan Chase Bank, N.A. agreement is entered 2. Purpose of entering into the agreement line of credit for an aggregate maximum amount of up to USD 40 million 3. Size of agreement (Facility Amount) USD 40 million 4. Shareholding, if any, in the entity with NIL whom the agreement is executed 5. Significant terms of the agreement Interest Rate: As fully described in the offer letter. Repayment: As fully described in the offer letter. 6. Whether the said parties are related to Not Applicable promoter/promoter group/ group companies in any manner. If yes, nature of relationship 7. Whether the transaction would fall Not Applicable within related party transactions? If yes, whether the same is done at “arm’s length” 8. In case of issuance of shares to the Not Applicable parties, details of issue price, class of shares issued; 9. In case of loan agreements, details of Lender(s): J.P. Morgan Chase Bank, N.A. lender/borrower, nature of the loan, total amount of loan granted/taken, Borrower: Sojern, Inc total amount outstanding, date of execution of the loan Nature of the Loan: Secured Loan agreement/sanction letter, details of the security provided to the lenders / Total amount outstanding: NIL by the borrowers for such loan or in case outstanding loans lent to a party Total amount of the Loan granted/ taken or borrowed from a party become USD 40 million material on a cumulative basis Date of execution of the loan agreement: August 19, 2026 Security: As fully described in the offer letter. Corporate Office: Club 125, Plot No. A - 3,4,5, Tower A, 4th Floor, CIN No.: L72900DL2012PLC244966 Sector-125, Noida - 201301, UP, India | Tel: +91 120 5057000 Website: www.RateGain.com Registered Office: M-140, Greater Kailash, Part-Il, New Delhi - 110048 E-Mail: help@rategain.com 10. Any other disclosures related to such NIL agreements, viz., details of nominee on the board of directors of the listed entity, potential conflict of interest arising out of such agreements, etc.; 11. In case of termination or amendment Not Applicable of agreement, listed entity shall disclose additional details to the stock exchange(s): i. name of parties to the agreement. ii. nature of the agreement. iii. date of execution of the agreement. iv. details of amendment and impact thereof or reasons of termination and impact thereof. Corporate Office: Club 125, Plot No. A - 3,4,5, Tower A, 4th Floor, CIN No.: L72900DL2012PLC244966 Sector-125, Noida - 201301, UP, India | Tel: +91 120 5057000 Website: www.RateGain.com Registered Office: M-140, Greater Kailash, Part-Il, New Delhi - 110048 E-Mail: help@rategain.com ANNEXURE B Disclosure under clause 11 of Para B of Part A of Schedule III of LODR Regulations S. No. Particulars Details 1. Name of party for which such Sojern Inc. guarantees or indemnity or surety was given 2. Whether the promoter/ promoter The promoters/ promoter group/ group group/ group companies have any companies do not have any interest in this interest in this transaction? If yes, transaction. nature of interest and details thereof and whether the same is done at “arm’s The corporate guarantee issued on an arm’s length length basis, in compliance with the applicable provisions of the Companies Act, 2013 and the SEBI Listing Regulations. 3. Brief details of such guarantee or The Company, issued a corporate guarantee indemnity or becoming a surety viz. for an amount of US$ 44 million in favour of brief details of agreement entered (if J.P. Morgan, for the credit facility being any) including significant terms and availed by Sojern Inc. conditions, including amount of guarantee 4. Impact of such guarantees or The Company does not foresee any impact of indemnity or surety on listed entity such guarantee as it has been issued to secure the facility extended to Sojern Inc. (a wholly owned step down subsidiary), whose financials shall be consolidated with the Company. Corporate Office: Club 125, Plot No. A - 3,4,5, Tower A, 4th Floor, CIN No.: L72900DL2012PLC244966 Sector-125, Noida - 201301, UP, India | Tel: +91 120 5057000 Website: www.RateGain.com Registered Office: M-140, Greater Kailash, Part-Il, New Delhi - 110048 E-Mail: help@rategain.com