Shareholders meeting

IDAL/2026-27/SE/48 July 6, 2026 National Stock Exchange of India Ltd. Scrip Symbol - INTELLECT BSE Ltd. Scrip Code - 538835 Dear Sir/Madam, Sub: Notice convening the 15th Annual General Meeting and Annual Report for the Financial Year 2025-26 In compliance with the provisions of the Companies Act, 2013, the rules made thereunder, and the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“Listing Regulations”), as amended from time to time, we enclose the Annual Report of the Company for the Financial Year 2025-26 (which includes the Business Responsibility and Sustainability Report), together with the Notice convening the 15th Annual General Meeting (“AGM”) of the Company. These documents are being circulated to shareholders through electronic mode whose e-mail addresses are registered with the Company or their Depository Participant(s) (“DPs”). Further, in accordance with Regulation 36(1)(b) of the Listing Regulations, the Company will send a separate communication to shareholders whose e-mail addresses are not registered with the Company/DPs, providing a web link to access the Annual Report 2025-26 on the Company’s website. Information at a glance: Particulars Details Time, day and date of the AGM 2:30 P.M. IST on Friday, July 31, 2026 Mode Video conference and other audio-visual means Record date for the purpose of Friday, July 24, 2026 dividend Dividend payment date On or before August 29, 2026 Cut-off date for e-voting Friday, July 24, 2026 E-voting start time and date 9:00 a.m. IST on Tuesday, July 28, 2026 E-voting end time and date 5:00 p.m. IST on Thursday, July 30, 2026 E-voting Event Number (EVEN) 139855 E-voting website of NSDL https://www.evoting.nsdl.com/ Web-link to the Annual Report 2025- https://www.intellectdesign.com/investor/annualreport/2026/Intellect- 26 Annual-Report-FY2025-26.pdf Kindly take the above information on record. Yours Truly, For Intellect Design Arena Limited, Prakash Bharadwaj Company Secretary and Compliance Officer ACS-37214 Place: Chennai Encl: as above © COPYRIGHT INTELLECT DESIGN ARENA LIMITED, 2026 NO REPRODUCTION WITHOUT PERMISSION. ALL RIGHTS RESERVED. A complete version of this report is available at www.intellectdesign.com Table of Contents Chapter 1: Intellect at a Glance 01 Chapter 2: Our BELIEF Framework 03 Chapter 3: Chairman's Letter to Shareholders 05 Chapter 4: AI-First Banking 09 Chapter 5: Two Innovation Engines. One Unified Vision 11 Chapter 6: Powering the Banking Lifecycle • Wholesale Banking 13 • Consumer Banking 16 • Wealth, Capital Markets & Insurance 18 Chapter 7: People & Culture 2221 Chapter 8: Our Leadership Team 23 Chapter 9: Global Offices 25 Annual Report 2025 - 26 Today, our platforms, cloud-native enterprise-class products, and advanced intelligence capabilities empower some of the world's largest banks. Alongside insurers, wealth managers, credit unions, capital market institutions, and global corporates, we help Chapter 1 modernise legacy core systems, optimise complex operations, accelerate real-time decisions, and orchestrate differentiated experiences across the entire financial services value chain. Intellect at a Glance Every era of transformation is defined by a foundational shift. We believe Connected Intelligence is the defining shift of this decade. Modern financial institutions are shifting Built on the enduring foundations of away from technology that merely Design Thinking and First Principles supports back-office operations. Instead, Thinking, our engineering philosophy they are demanding near-autonomous, begins by systematically simplifying self-learning intelligent ecosystems complexity. We challenge conventional capable of algorithmic reasoning, legacy assumptions, deconstruct context-awareness and delivering operational friction into its fundamental measurable business outcomes. components, and rebuild micro-modular solutions architected strictly around At Intellect, we operate at the strategic definitive target outcomes. intersection of banking, technology, and enterprise connected intelligence. Over the years, this disciplined approach has enabled Intellect to evolve from a traditional banking technology provider into an organisation creating As a pioneering AI-First Banking Technology company, enterprise-grade intelligent systems we are structurally reimagining how financial designed around scale, architectural institutions design, build, execute, and scale across an agility, and compounding business increasingly dynamic macro environment. impact. 01 Intellect Design Arena Ltd. Annual Report 2025 - 26 Today, our platforms, cloud-native enterprise-class products, and advanced intelligence capabilities empower some of the world's largest banks. Alongside insurers, wealth managers, credit unions, capital market institutions, and global corporates, we help modernise legacy core systems, optimise complex operations, accelerate real-time decisions, and orchestrate differentiated experiences across the entire financial services value chain. Modern financial institutions are shifting Built on the enduring foundations of away from technology that merely Design Thinking and First Principles supports back-office operations. Instead, Thinking, our engineering philosophy they are demanding near-autonomous, begins by systematically simplifying With an expansive global footprint across self-learning intelligent ecosystems complexity. We challenge conventional capable of algorithmic reasoning, legacy assumptions, deconstruct context-awareness and delivering operational friction into its fundamental countries and over three measurable business outcomes. components, and rebuild micro-modular decades of domain expertise solutions architected strictly around in financial services, Intellect At Intellect, we operate at the strategic definitive target outcomes. continues to empower our intersection of banking, technology, and customers to move beyond enterprise connected intelligence. Over the years, this disciplined approach digital transformation towards has enabled Intellect to evolve from a AI-First Banking. traditional banking technology provider into an organisation creating enterprise-grade intelligent systems designed around scale, architectural agility, and compounding business impact. Intellect Design Arena Ltd. 02 Annual Report 2025 - 26 Chapter 2 Our BELIEF Framework Brand Capital 62 500+ 30+ #1 Countries Customers Worldwide Years in Rankings in Financial Technology IBSi SLT 2026 across 8 Key Categories End Customer Capital 9 of Top 15 9 of Top 15 18 of Top 20 North American Banks European & UK Banks Middle Eastern Banks 16 of Top 20 10 of Top 15 6 of Top 10 Indian Banks APAC/ANZ Banks African Banks 03 Intellect Design Arena Ltd. Annual Report 2025 - 26 Leadership Capital Senior Leaders joined in FY26 Leadership across global markets and businesses Intellectual Property Capital 700 550 Microservices Domain-aware Agents 3,061 125 APIs Patent Filings 942 2 Mn Events Annual R&D Hours Execution Capital 91 Digital 59 45+ Purple Fabric Deal Wins Transformations Clients Live Finance Capital 3,161 Cr 703 Cr 343 Cr Total Income Consolidated EBITDA# Consolidated PAT 1,257 Cr Cash Position #Consolidated EBITDA includes Other Income Intellect Design Arena Ltd. 04 Annual Report 2025 - 26 w t h G r o Chapter 3 Chairman's Letter to Shareholders Dear Shareholders, execution. At the same time, our cash and investments strengthened to ₹1,257 Every enduring institution reaches Crore, while maintaining a debt-free defining moments that validate years balance sheet, providing the financial of patient investment, disciplined flexibility to continue investing in future execution and unwavering conviction. growth. I believe FY26 represents one such moment in your Company's journey. Beyond the numbers, the quality of our growth has been particularly encouraging. FY26 - A Year of Strong During FY26, 59 financial institutions Execution selected Intellect as their [Showing first 8,000 characters — download PDF for full document]