Copy of Newspaper Publication

GIL: SEC/SM/26-27/34 July 6, 2026 BSE Limited The Manager The Corporate Listing Department Relationship Department National Stock Exchange 1st Floor, New Trading Ring, Exchange Plaza,5th Floor, Rotunda Bldg., P.J.Towers, Plot No-C/1, G Block, Dalal Street, Bandra-Kurla Complex, Mumbai 400 001. Bandra (E) Mumbai 400 051 Scrip Code – 509488 Symbol – GRAPHITE Sir/Madam, Sub: Newspaper Advertisement - Disclosure under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. Pursuant to Regulation 30 read with Regulation 47 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, we enclose herewith the copies of newspaper advertisement published in Business standard (English) and Aajkal (Bengali) in compliance with the General Circulars issued by Ministry of Corporate Affairs informing the Members that the 51st Annual General Meeting of the Company will be held on Tuesday, 4th August 2026, at 10:45 a.m. through Video Conferencing ('VC') facility or other audio visual means ('OAVM') . This is for your information and records. Thanking you, Yours faithfully, For Graphite India Limited Sanjeev Marda Company Secretary ACS 14360 tacklingreimbursementclaimsinhealthinsurance When timing the market Seek cashless approval two days hurts more than it helps ahead for planned procedures advantage:Hecanidentifyoneofthoserare highs,exitexactlythere,andbuybackaftera 20percentfall. Ifreimbursementbecomesunavoidable,submitthecompletedocumentfileattheearliest TakeCovid2020.Aninvestorwouldfirst havehadtodivinethattheJanuary2020all- timehighwasoneofthoserarehighsthat sanjaykumarsingh& Getthepaperworkright wouldbefollowedbyamajorfall.Hewould karthikjerome thenhavehadtosellatthathighandbuy nPreservetheinitialdiagnosis,discharge backafterthemarketcrossedthe20percent APolicybazaarsurveyof2,228cus- summary,prescriptionsanddiagnostic TRUTHBETOLD fallmarkonMarch12.Thatwastheday tomersacrossmetrosandTier-IIand reports tradingwashaltedafterthemarketfellmore Tier-III cities found that cashless nCollecttheoriginalitemisedhospitalbillwith harshroongta than10percentatopening.Hewouldalso claims offer health insurance cus- seal,signatureandGSTnumber haveneededthenervetositthroughManic tomersabetterexperiencethanreim- nPreservereceiptsforeverypaymentmade Imagineahunter-gathererancestorreturning MondayonMarch23,whenthemarket bursementclaims. homewitharabbitslungoverhisshoulder. crashedagainandtoucheditsCovidlow. Cashless claims are simpler be- nSubmitafullycompletedclaimformsigned Ontheway,hespotsadeer.Ifhecarriesthe Afterallthat,₹1lakhwouldhavegrownto causetheinsurersettlesthehospital bythepatientandthehospital rabbithome,hisfamilywilleattonight.Ifhe about₹2.56lakhbyMay2026.Thestay- billdirectly.“Thisreducestheneedto nProvidebankaccountdetails,photoidentity chasesthedeer,hemayreturnwithmeatfor investedinvestorwouldhavereachedabout arrangealargesumduringhospital- proofandpolicycopy severaldays,orempty-handed,havinglost ₹2.05lakh.Thetimerdidbetter,butnot isation,” says Shilpa Arora, co- therabbitaswell.Naturalselectionfavoured transformativelybetter. founderandchiefoperatingofficer, thosewhobalancedthetwoinstincts:Protect Realinvestorsarenotsupernaturaltimers. InsuranceSamadhan. patient pays out of pocket, the ingdelay,”saysArora. andhardertocorrectafterthefinal whatyoualreadyhave,andtakeachanceto InCovid2020,theyweremorelikelytohave Atnetworkhospitals,negotiated hospital may charge its standard Claimsmayalsotakelongerifthe billisgenerated,”saysVijayvergia. improveyourfuture.Financialmarkets heldonattheJanuaryhigh,wheneverything packageratesandadedicatedinsur- billingrate,whichisusuallyhigher,” customer delays responding to Anticipatequestionsontheneed awakenthesameinstincts. stilllookedreassuring,andsoldaround ance or third-party administrator saysArora. queriesorifaninspectioniscarried forhospitalisationorwhethertheail- Marketsusuallycallthoseinstinctsfear March12,theverydaytheimaginaryperfect (TPA) desk make the process Reimbursementclaimsoftenarise out.Everyextradayleavesthepolicy- mentwaspre-existing.“Ifsuchques- andgreed.Fearprotectswhatwealready timerwassupposedtobuyback.TheMarch smoother.“Thecustomerissparedthe atnon-networkhospitals.Theinsurer holder carrying the hospitalisation tions are likely, submit a note have.Greed,unfairlynamed,is 23crashmayevenhavefeltlike burden of documentation, as it is mustassesswhetherthetreatment cost,especiallyifthemoneyhasbeen explaining your position clearly,” thedesiretoimproveone’s vindication.ButbyNovember9, handledbythem,”saysAmitChhabra, was necessary and whether the arranged through a credit card or saysMehta. future.Yearsofaccumulated markettimingis 2020,themarkethadalready chiefbusinessofficer,Policybazaar. chargesarereasonable.“Theinsurer personalloan. Submit the complete document capitalbecometoday’srabbit. amirage.nobody touchedanewall-timehigh. mayseekadditionalmedicalrecords set together, not in batches. “The Arisingmarketoffersthedeer. canrepeatedly Feargavewaytoregret,and Whenreimbursement andscrutiniseeverybilllinebyline, Howtoavoidthisroute document-submissionwindowis15 Investorsnaturallywantboth. knowwhenthe regrettofearofmissingout.The becomesunavoidable whichcanlengthentheprocessing Customersshouldseekcashlessap- to30daysfromdischarge.Filewithin Sincemarketsdonotallow marketwill re-entryhappenedlater,higher, Reimbursement claims arise when time,”saysArora. provalwellintime.“Forplannedhos- theprescribedwindowtoavoidfric- certaintyandupsidetogether, fall,whenthe andwithfarmoreemotional thehospitalisoutsidetheinsurer’s Ifdocumentationdoesnotfully pitalisation,theyshouldapplyatleast tion,”saysVijayvergia. theylookforathirdmagical dangerhas damagethantheoriginalfall cashlessnetwork,orwhenanemerg- support the claim, reimbursement adayortwobeforetreatment,”says Ifaclaimstalls,escalatefirsttothe option:Markettiming.Stay passed,and wouldhavecaused.Thereal- ency forces the patient to use the can lead to partial settlement KapilMehta,co-founder,SecureNow insurer’sgrievanceofficer,thenthe investedwhilethemarketrises, whenitissafe worldinvestorprobablydid nearesthospital. orrepudiation. InsuranceBroker. BimaBharosagrievanceportal,and sellatthehighs,andbuyback toreturn muchworsethantheinvestor “Many policyholders assume all Someinsurersmayhaveatighter finallytheinsuranceombudsman. afterthemarkethasreached whosimplystayedput. hospitalsareempanelledanddiscover Documentationburden window.“Customersshouldconfirm thebottom.Therabbitremains Markettimingthereforefails thegaponlyatadmission,”saysArora. shiftstocustomer theexactintimationwindowfortheir Mistakestoavoid safe.Thedeeriscaptured.Problem twice:Forthesupertimer,itaddslessthan Cashless approval at discharge Thedocumentrequirementmaybe policy,” says Saurabh Vijayvergia, Do not avoid cashless for conveni- solved.Exceptitisn’t. expected;forrealinvestors,itcanturn typically takes three to four hours. similarforcashlessandreimburse- founderandchiefexecutiveofficer, ence,evenforsmallclaims.“Skipping Markettimingdemandstheoppositeof temporaryvolatilityintopermanentdamage. “Customerswhodonotwanttowait mentclaims.Thedifferenceliesin CoverSure.Informtheinsurerassoon cashlesstosaveafewhoursatdis- humanbehaviour.Nearamarketpeak, Truthbetold,markettimingisamirage. mayleavethehospitalandfileareim- who submits the papers. “In reim- ashospitalisationisconfirmed. chargecancreateabiggerproblem nobodyringsabell.Everythinglooks Nobodycanrepeatedlyknowwhenthe bursementclaimlater,”saysChhabra. bursementclaims,thecustomerhas Vijayvergiasayscustomersshould later,”saysArora. reassuring.Nearabottom,everyheadline marketwillfall,whenthedangerhaspassed, to organise and submit the respondquicklytopre-authorisation Donotdelayfilingreimbursement looksfrighteningandeverydeclineseemsto andwhenitissafetoreturn.Goodfinancial Whycashlessapprovalisdenied documents and fill out the forms,” queries.“Theyshouldalsocheckthe claims.“Delayscanmakedocuments predictanother.Itasksinv [Showing first 8,000 characters — download PDF for full document]