Shareholders meeting

CAN FIN HOMES LIMITED Registered Office No. 29/1, 1st Floor, Sir M N Krishna Rao Road Near Lalbagh West Gate, Basavanagudi Bengaluru – 560 004 Tel: 080-48536192; Fax: 26565746 e-mail: compsec@canfinhomes.com Web: www.canfinhomes.com CIN – L85110KA1987PLC008699 CFHRO SE CS LODR 107/2026 July 06, 2026 ONLINE SUBMISSION National Stock Exchange of India Limited BSE Limited Exchange Plaza, C-1, Block G, Corporate Relationship Department Bandra Kurla Complex, 25th Floor, P J Towers Bandra East Dalal Street, Fort, Mumbai – 400 051 Mumbai – 400 001 NSE Scrip Code: CANFINHOME BSE Scrip Code: 511196 Dear Sir/Madam, Sub : Notice Convening the 39th Annual General Meeting(“AGM”) and Annual Report for Financial Year 2025-26 Ref : Regulation 34(1) of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“SEBI Listing Regulations”) -------------- We would like to inform that the 39th Annual General Meeting (AGM) of the Company is scheduled to be held on Wednesday, July 29, 2026 at 11:00 a.m. (IST) through Video Conferencing (VC)/ Other Audio- Visual Means (OAVM). We wish to inform that, pursuant to applicable provisions of Companies Act, 2013, SEBI Listing Regulations, 2015 and the relevant circulars issued by MCA and SEBI, we are submitting herewith the Annual Report for FY 2025-26 along with the Notice convening the 39th AGM of the Company which have been sent through electronic mode today, i.e., July 06,2026, to those Members, whose email addresses are registered with the Company/Depositories/RTA. The schedule of events of 39th AGM is set out below: Events Particulars Time and date of AGM 11:00 A.M. IST, Wednesday, July 29, 2026 Mode of participation VC/OAVM Cut-off date Wednesday, July 22, 2026 Remote e-Voting start time and date 09:00 A.M. IST, Saturday, July 25, 2026 Remote e-Voting end time and date 05:00 P.M. IST, Tuesday, July 28, 2026 e-Voting website of NSDL https://www.evoting.nsdl.com/ Further, in accordance with the Regulation 36 (1) (b) of the SEBI Listing Regulations, a letter containing the web-link along with the QR code, including the exact path, for accessing the Notice of 39th AGM and Annual Report for 2025-26 is being sent to all those Members who have not registered their email IDs. The Annual Report for FY 2025-26, containing the Notice has also been uploaded on the website of the Company, at www.canfinhomes.com This is for your information and records. Thanking you, Yours faithfully, For Can Fin Homes Limited Nilesh Jain Company Secretary M. No. 18320 Encl: As above Can Fin Homes Limited, Annual Report 2025-26 Corporate Overview PB 1 Can Fin HoRmes LEimiteId, ANnnual RFeportO 2025-2R6 CE, REBUILD Corporate Overview REACH HIGHER Our Strategic Path Our growth framework is built on three pillars: Reinforce, Rebuild, and Reach Higher. Together, they drive our commitment to customer-centric growth, operational excellence, and long-term resilience. By strengthening core systems, expanding our market footprint, and leveraging digital transformation, we continue to build a sustainable, future-ready organization. Reinforcing Our Core Rebuilding Infrastructure Reaching Higher Through Commitments for Scalability Digital Innovation We REINFORCE our corporate We view market evolution We aim to extend our market mission by embedding as a distinct opportunity leadership and REACH HIGHER transparency, high professional to REBUILD and upgrade by integrating advanced standards, and operational our corporate capabilities. technology and Artificial This year, we executed a efficiency across Intelligence into our business comprehensive modernization all touchpoints. model. The implementation of our IT infrastructure to In alignment with national improve organizational agility. of our new Core Banking housing priorities, we continue We expanded our portfolio Solution (CBS) provides a to drive robust disbursement while maintaining strict margin robust operational backbone. growth. Concurrently, we have discipline and delivering strong Furthermore, our AI-driven streamlined internal processes value to our borrowers. This virtual assistant and and enhanced our governance balanced growth, combined lead-generation application frameworks to ensure long- with a sharp focus on asset have significantly enhanced term corporate stability. quality, supported healthy customer interaction, financial returns, while new branch openings successfully positioning us to optimize broadened our nationwide efficiency and deliver superior footprint. value to all stakeholders. Can Fin Homes Limited, Annual Report 2025-26 Corporate Overview CONTENTS Corporate Overview 02-56 Delivering Dreams, Driving Growth 02 Corporate Information 04 Our Presence and Outreach 06 Journey So Far 08 Nostalgia in Frames 09 Reinforce, Rebuild and Reach Higher 10 Operational and Financial Highlights 12 Managing Director’s Message 14 Performance Highlights 16 Our ESG Journey 18 The Year In Focus: Moments That Mattered 33 INTRODUCING ‘PAARTH’ The Face of Our Journey 47 Board of Directors 48 Key Managerial Personnel 53 Experienced Management Team 54 Statutory Reports 57-230 Management Discussion and Analysis 57 Report of Directors 80 Business Responsibility & Sustainability Report 125 Report of Directors on Corporate Governance 181 General Information to Shareholders 218 Financial Statements 231-350 Independent Auditor’s Report 231 Balance Sheet 246 Statement of Profit and Loss 247 Cash Flow Statement 248 Statement of Changes in Equity 250 Notes Forming Part of Financial Statements 252 Related Party Transactions Policy 325 List of Branches 334 Notice of the 39th Annual General Meeting 351 Can Fin Homes Limited, Annual Report 2025-26 Corporate Overview Delivering Dreams, Driving Growth. Owning a home remains a lifelong aspiration Centric’ philosophy, we continuously strive to for millions of Indians. Rising incomes, simplify the homeownership journey through urbanization and greater financial inclusion are our Single Window, branch-led loan process, driving sustained demand for housing across ensuring a seamless, efficient and transparent the country. As a leading housing finance experience for every customer. company, Can Fin Homes has remained With a legacy built on the highest standards steadfast in its commitment to empowering of governance, compliance and transparency, individuals and families to realize the cherished we have a robust pan-India network of 249 dream of homeownership. branches across 21 States and Union Territories. Aligned with national priorities and housing As we continue to deliver dreams, we remain accessibility goals, we have delivered equally focused on driving sustainable growth consistent growth since 1987. Our journey and reinforcing our position as the trusted has been anchored in a singular purpose partner in homeownership across Bharat. - bringing people home with passion and integrity. Guided by a strong ‘Customer Can Fin Homes Limited, Annual Report 2025-26 Corporate Overview Can Fin Homes Limited, Annual Report 2025-26 Corporate Overview Corporate Information Can Fin Homes Limited Key Managerial Personnel Registered Office: Shri Suresh S Iyer, Managing Director & CEO Shri Vikram Saha, Deputy Managing Director (up to April 15, 2026) #29/1, 1st Floor, Sir M N Krishna Rao Road Shri Nilesh Jain, VP & Company Secretary Near Lalbagh West Gate, Basavanagudi, Shri Abhishek Mishra, Chief Financial Officer Bengaluru - 560004 Senior Management Personnel Tel: 080-48536192 Shri Prakash Shanbhogue, President - Business E-mail: investor.relationship@canfinhomes.com Shri A Uthaya Kumar, President - Assurance and Web: www.canfinhomes.com Chief Risk Officer (CRO) Joint Statutory Central Auditors Shri A Narayanan, Chief Information Officer (CIO) Shri D R Prabhu, Vice President & Chief Compliance Officer (CCO) M/s Rao & Emmar Shri R Madhu Kumar, Vice President, Head - Credit No. 18, Ramanashree Arcade, MG Road, Bengaluru-560001 Shri [Showing first 8,000 characters — download PDF for full document]