Intimatiopn of the Press Release regarding the issuance of Listed Rated Secured Non Convertible Debentures.

CIN:L67120PB1993PLC013169 Regency Fincorp Limited (Formerly Known as: Regency Investments Limited) Corp & Regd Office: SCO 6, Upper Ground Floor LA MER, PR-7, Airport Road, Zirakpur140603, Punjab. Contact No: +91 7717593645, Web: www. regencyfincorp.co.in E-mail: regencyinvestmentsltd@gmail.com Date: 19th August, 2026 The Manager (Listing), Listing Department BSE Limited, P.J. Towers, Dalal Street, Mumbai-400 001 Ref: Regency Fincorp Limited Scrip Code: 540175 Subject: Submission of Press Release Under regulation 30 of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 Dear Sir/Madam, Pursuant to Regulation 30 read with Schedule III of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, we are pleased to submit herewith the Press Release under the following title: “Regency Fincorp Raises Rs. 110 Crore Through Secured NCD Issuances to Strengthen Funding Base” The aforesaid Press Release is being submitted for your information and dissemination on the Stock Exchange website. Kindly take the same on record. Abhimanyu Company Secretary & Compliance Officer Membership No.: A49176 Encl.: Press Release Regency Fincorp Raises Rs. 110 Crore Through Secured NCD Issuances to Strengthen Funding Base Zirakpur, 19th August 2026: Regency Fincorp Limited, a non-banking financial company (NBFC) focused on providing accessible and customer-centric financial solutions, has raised two issuances of Secured, Rated and Listed Non-Convertible Debentures (NCDs) aggregating up to Rs. 110 crore, through private placement. The proposed issuances comprise a Rs. 60 crore and a Rs. 50 crore issue, taking the total potential fundraise to Rs. 110 crore. The issuances are aimed at strengthening the Company’s funding base and supporting its growth plans. The Rs. 50 crore NCD issuance will comprise up to 50,000 units with a face value of Rs. 10,000 each. The NCDs will carry a coupon of 13% per annum, payable monthly, with a 36-month tenure. The NCDs are secured with a 1.35x security cover, including secured receivables. The Rs. 60 crore NCD issuance will comprise up to 60,000 units with a face value of Rs. 10,000 each. The NCDs will carry a coupon of 13.50% per annum, payable monthly, with a 15-month tenure. The issuance carries a 1.25x security cover. Commenting on the raise, Mr. Gaurav Kumar, Managing Director, Regency Fincorp Limited, said, “Securing Rs. 110 crore through these NCD issuances marks an important step in strengthening Regency Fincorp’s funding profile and enhancing our ability to support the continued growth of our lending franchise. The secured and rated structure reflects the confidence of our funding partners in our business model and credit discipline. As we scale, our focus remains on maintaining a diversified and robust liability profile while expanding access to credit for MSMEs, retail customers and emerging businesses. These funds will provide us with greater financial flexibility to pursue sustainable portfolio growth while continuing to remain disciplined in our approach to risk, asset quality and responsible lending.” The Company will continue to focus on strengthening its funding profile and supporting sustainable growth across its lending franchise. About Regency Fincorp Limited: Regency Fincorp Limited is a non-banking financial company (NBFC) engaged in providing a range of financial products and lending solutions designed to meet the needs of retail customers, MSMEs, and emerging businesses. The Company is committed to driving financial inclusion through accessible credit solutions, operational excellence, and customer-centric innovation. For Further queries, contact: For further information please contact: For Media: Adfactors PR For Investors: Adfactors IR Ms. Zenobia Vaz Mr. Omkar Jalgaonkar E: Zenobia.vaz@adfactorspr.com E: omkar.jalgaonkar@adfactorspr.com Ms. Sruti Sikdar Mr. Siddharth Nitin Soni E: Sruti.sikdar@adfactorspr.com E: siddharth.soni@adfactorspr.com