Shareholders meeting

July 6, 2026 The Secretary The Secretary National Stock Exchange of India Limited BSE Ltd. Capital Market – Listing, Exchange Plaza, 5th Floor, 25th Floor, Phiroze Jeejeebhoy Towers Plot No. C/1, G Block, Bandra-Kurla Complex, Dalal Street, Fort Bandra (E), Mumbai 400 051 Mumbai 400 001 NSE SCRIP CODE: CHOLAFIN EQ BSE SCRIP CODE: 511243 Dear Sir, Sub: Notice of the 48th Annual General Meeting and Annual Report for the FY 2025-26 Ref: ISIN - INE121A01024 We hereby inform you that the 48th Annual General Meeting (AGM) of the Company is scheduled to be held at 3.30 p.m. IST on Tuesday, 28 July, 2026 through Video Conferencing (VC). Pursuant to Regulation 34(1) and 53(1) of Securities Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“SEBI Listing Regulations”), we submit a copy of Annual Report of the Company for FY 2025-26 together with the Notice of AGM. Electronic copies of Annual Report and AGM Notice have been dispatched today to all the shareholders and debenture holders whose e-mail addresses have been registered with the Company or Depository Participant(s) (DPs) or Registrar and Transfer Agent (RTA) as applicable, for communication purposes. Further, a letter providing the weblinks for accessing the Annual Report and the AGM Notice is being sent to those Members who have not registered their e-mail addresses. The Annual Report and the AGM Notice are also uploaded on the website of the Company, www.cholamandalam.com and on the website of NSDL, www.evoting.nsdl.com The Company has engaged National Securities Depository Ltd. (NSDL) for providing E-voting services and VC facility for this AGM. Details of e-voting are as follows: Cut-off date for determining eligibility for the Tuesday, 21 July, 2026 remote e-voting & e-voting at the AGM E-Voting start date and time Friday, 24 July, 2026 (9:00 a.m. IST) E-Voting end date and time Monday, 27 July, 2026 (5:00 p.m. IST) Cond…2 //2// Members may refer the AGM Notice for detailed instructions on e-voting (remote e-voting and e-voting at the AGM) and participation in the AGM through VC. We request you to kindly take the above information on record. Thanking you, Yours faithfully, For Cholamandalam Investment and Finance Company Limited P. Sujatha Company Secretary Encl.: As above Cholamandalam Investment and Finance Company Limited Registered Office: “Chola Crest”, C54 - C55 & Super B-4, Thiru-Vi-Ka Industrial Estate, Guindy, Chennai – 600032 Phone: 044 4090 7172; CIN: L65993TN1978PLC007576 E-mail ID: investors@chola.murugappa.com; Website: www.cholamandalam.com Notice to Members NOTICE is hereby given that the forty eighth annual general meeting (AGM) of the members of Cholamandalam Investment and Finance Company Limited will be held at 3.30 p.m. Indian Standard Time (IST) on Tuesday, 28 July, 2026 through video conference (VC) to transact the following business: ORDINARY BUSINESS: 1. To consider and if deemed fit, to pass the following as an ORDINARY RESOLUTION: RESOLVED THAT the audited standalone financial statements of the Company for the year ended 31 March, 2026, together with the Board’s report including the Auditors’ report thereon, be and are hereby approved and adopted. 2. To consider and if deemed fit, to pass the following as an ORDINARY RESOLUTION: RESOLVED THAT the audited consolidated financial statements of the Company for the year ended 31 March, 2026, and the Auditors’ report thereon, be and are hereby approved and adopted. 3. To consider and if deemed fit, to pass the following as an ORDINARY RESOLUTION: RESOLVED THAT an interim dividend of 65% (₹ 1.30/- per equity share) approved by the Board of Directors on 30 January, 2026, on the outstanding equity shares of ₹ 2/- each of the Company, for the financial year ended 31 March, 2026 and paid to those members whose names appeared in the Register of Members as on 5 February, 2026, being the record date fixed for this purpose, be and is hereby confirmed. RESOLVED FURTHER THAT a final dividend of 35% (₹ 0.70/-per equity share), as recommended by the Board of Directors, be and is hereby declared on the outstanding equity shares of ₹ 2/- each for the financial year ended 31 March, 2026 and that the same be paid to the members, whose names appear in the Register of Members of the Company as on 21 July, 2026. 4. To consider and if deemed fit, to pass the following as an ORDINARY RESOLUTION: RESOLVED THAT Mr. Ravindra Kumar Kundu (holding DIN: 07337155), who retires by rotation and being eligible, has offered himself for re-appointment, be and is hereby re-appointed as a Director of the Company, liable to retire by rotation. SPECIAL BUSINESS: 5. To consider and if deemed fit, to pass the following as a SPECIAL RESOLUTION: RESOLVED THAT in supersession of the resolution passed by the members on 31 July, 2025 and pursuant to the provisions of Sections 180(1)(a), 180(1)(c) and other applicable provisions, if any, of the Companies Act, 2013 read with the rules made thereunder (including any statutory modification(s) or amendment(s) or re-enactment thereof for the time being in force) and in terms of the Memorandum and Articles of Association of the Company, approval of the members of the Company be and is hereby accorded to the Board of Directors of the Company (hereinafter referred to as the “Board”, which term shall be deemed to include any Committee thereof that the Board may have constituted or hereafter constitute to exercise its powers, including the powers conferred by this resolution) to borrow monies from time to time notwithstanding that such monies to be borrowed together with the monies already borrowed by the Company may, at any time, exceed the aggregate of the paid-up share capital, free reserves and securities premium reserve of the Company, provided that the total outstanding amount so borrowed shall not exceed ₹ 4,00,000 crores (Rupees four lakh crores only), apart from temporary loans obtained from the Company’s bankers in the ordinary course of business, together with interest thereon at the agreed rates, further interest, liquidated damages, premium on pre-payment or on redemption, costs, charges, expenses and all other monies payable by the Company in respect of the aforesaid borrowings. RESOLVED FURTHER THAT approval of the members of the Company be and is hereby accorded to the Board, to create such mortgage, charge and/or hypothecation, lien, pledge as may be necessary, in addition to the existing charges, mortgages and hypothecations, if any, created by the Company, on such of the assets of the Company, both present and future, and/ or on the whole or substantially the whole of the undertaking(s) of the Company, in such manner as the Board may direct, in favour of financial institutions, banks, insurance companies, mutual funds, trusts, other bodies corporate or any other person(s) (hereinafter referred to as the “lending agencies”) and Trustees for the holders of debentures/bonds and/or other instruments which may be issued on a private placement basis or otherwise, to secure rupee term loans, foreign currency loans, debentures, bonds and other instruments including but not limited to securing those facilities already sanctioned or to be sanctioned, including any enhancement thereof. By Order of the Board Date: 30 April, 2026 P Sujatha Place: Chennai Company Secretary NOTES: 1. Pursuant to general circular number 03/2025 dated 22 September, 2025 issued by the Ministry of Corporate Affairs (MCA) (“the Circular”), companies are permitted to hold annual general meetings (AGM) through video conference (VC) or other audio-visual means (OAVM). In compliance with the Circular, the 48th AGM of the Company is being held through VC. 2. Members are requested to attend and participate in the ensuing AGM through VC/OAVM facility being provided by the Company through National Securities Depository Limited (“NSDL”). Participation of members through VC/OAVM shall be reckoned for the purpose [Showing first 8,000 characters — download PDF for full document]