BSECompany Update1d ago · 19 Aug 2026, 11:02 am
Press Release
Paisalo Digital Ltd · 532900
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Paisalo Digital Ltd has announced a proposed ₹1,000 crore co-lending partnership with LoanKhata to boost its growth strategy and expand its distribution network.
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Governance Concern1/10
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Paisalo Digital Ltd - 532900 - Announcement under Regulation 30 (LODR)-Press Release / Media Release
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Date: August 19, 2026
The Manager The Listing Department
Department of Corporate Relationship National Stock Exchange of India Limited
BSE Limited Exchange Plaza, Bandra Kurla Complex
25th Floor P. J. Towers, Dalal Street Bandra (East)
Mumbai -400 001 Mumbai -400 051
SCRIP CODE : Equity-532900 SCRIP SYMBOL : PAISALO
NCDs-975107, 975202, 975251, 975329, 975437, 975640, 975865,
976752, 977004, 977097, 977278, 977279, 977358, 977371, 977643 and
CPs- 731429, 731434, 731455, 731624, 732088
Sub.: Submission under Regulation 30 of SEBI (LODR) Regulations, 2015- Press Release
Dear Sir/ Madam,
Pursuant to Regulation 30 of SEBI (LODR) Regulations, 2015, please find herewith the press release titled
“Paisalo Advances its Growth Strategy with Proposed ₹1,000 Crore Co-Lending Partnership with LoanKhata”.
This is for your information and record.
Thanking you
Yours Faithfully,
For Paisalo Digital Limited
(Manendra Singh)
Company Secretary
Enclosure: Press Release
Press Release
Paisalo Advances its Growth Strategy with Proposed ₹1,000 Crore Co-
Lending Partnership with LoanKhata
Co-Lending Partnership to boost Paisalo’s three-year roadmap of doubling AUM, income and
PAT through deeper distribution
New Delhi, August 19, 2026: Paisalo Digital Limited, a technology-enabled lending platform
focused on expanding formal credit access to micro-enterprises, MSMEs and underserved
borrowers across India, today announced that it has entered a Memorandum of Understanding
with LoanKhata for a proposed co-lending partnership.
The partnership marks another step in Paisalo’s acceleration phase, as the company scales its
loan book, expands distribution and strengthens its technology-led lending model.
Under this MoU, Paisalo and LoanKhata intend to establish a co-lending facility aggregating up
to ₹1,000 crore. The proposed participation structure envisages Paisalo funding 80% and
LoanKhata funding 20% of each eligible loan. The facility will focus on Micro-enterprises and
MSMEs.
Paisalo is advancing on its three-year strategic roadmap aimed at doubling AUM, total income
and PAT, while preserving best-in-class asset quality. Entering the proposed ₹1,000 crore
partnership with LoanKhata is a deliberate step in further strengthening this expansion
roadmap.
The partnership brings together two complementary distribution engines. Paisalo has rapidly
scaled its own network from 1,052 touchpoints in FY23 to 5,995 touchpoints as per Q1 FY27,
comprising 424 branches, 3,997 distribution points and 1,574 business correspondents across
23 states. LoanKhata adds a large last-mile ecosystem of 1,00,000+ retailers with CSP
registration and access to a customer base of over 90 million. Together, this combined reach is
expected to strengthen sourcing, onboarding and customer engagement across underserved,
semi-urban and rural markets.
Paisalo’s lending franchise has been built over decades on disciplined underwriting, prudent
risk management, strong collections and deep borrower understanding. The proposed
LoanKhata partnership is a deliberate step toward accelerating borrower acquisition while
preserving credit discipline, reinforcing Paisalo’s transition from a high-touch, high-tech lender
to a more AI-enabled, distribution-led and partnership-driven growth platform anchored in
responsible lending and strong governance.
Strategic Rationale
The co-lending partnership with LoanKhata strengthens Paisalo’s acceleration roadmap
through:
2x growth ambition: Supports Paisalo’s three-year roadmap of doubling AUM, total
income and PAT by adding a proposed ₹1,000 crore co-lending facility
Expanded last-mile reach: Combines Paisalo’s 5,995 touchpoints with LoanKhata’s
1,00,000+ retailer/CSP network and 90 million+ customer base
Stronger borrower acquisition: Creates a combined distribution system to significantly
expand borrower acquisition across semi-urban and rural India
MSME and micro-enterprise lending: Enhances origination capacity for micro-enterprises
and MSMEs borrowers
Asset-light distribution scale: Enables deeper borrower access through LoanKhata’s
existing retailer network, complementing Paisalo’s branch, distribution point and BC
infrastructure
Pristine asset quality focus: Maintains Paisalo’s disciplined underwriting, portfolio
monitoring and collection-led risk management framework
Commenting on the development, Santanu Agarwal, Deputy Managing Director, Paisalo Digital
Limited, said: “Paisalo is focused on scaling up. We have built strong momentum across AUM
growth, profitability, distribution expansion and asset quality, and our three-year roadmap is
focused on doubling AUM, income and PAT while preserving the discipline of our lending franchise.
The proposed ₹1,000 crore co-lending partnership with LoanKhata represents an important
milestone in that journey. By combining LoanKhata's extensive network of over 1,00,000
retailer/CSP touchpoints and access to more than 90 million customers with Paisalo's 5,995
touchpoints, technology-enabled underwriting, digital onboarding and collection capabilities,
we are creating a scalable operating model to serve a larger base of eligible MSME and micro-
enterprise borrowers across India
Our objective is to scale faster, but scale responsibly. We will continue to grow through deeper
distribution, technology-led operating leverage, disciplined underwriting and pristine asset
quality.”
About Paisalo Digital Ltd: Paisalo Digital Limited is engaged in the business of providing
convenient and accessible formal credit to underserved borrowers, MSMEs and micro enterprises
across India. The company has a wide geographic reach with a network of 5,995 touch points
across 23 states & UTs in India. The Company’s mission is to simplify MSME and micro-enterprise
loans by establishing itself as a trusted, technology-enabled and customer-centric financial
companion for the people of India. Its combination of deep distribution, digital capabilities,
customer-centric approach and data analytics empowers Paisalo to deliver tailored, scalable
solutions while minimizing risks and maintaining the highest standards of governance and
regulatory adherence.
Paisalo Digital Limited (BSE: 532900, NSE: PAISALO)
For further information on the company, please visit
https://paisalo.in/
Contact Information Corporate Office
Paisalo Digital Limited CSC, Pocket 52, CR Park,
ir@paisalo.in Near Police Station,
New Delhi – 110019