BSECompany Update2d ago · 17 Aug 2026, 07:26 pm
Press Release for the Financial and Operational Results of the Company for the quarter ended June 30, 2026.
Dhansafal Finserve Ltd · 512048
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Dhansafal Finserve Ltd reported a 287% YoY growth in PAT and 59% YoY growth in AUM for the quarter ended June 30, 2026, driven by higher lending activity and expansion of its retail lending franchise.
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Earnings Impact8/10
Growth Catalyst6/10
Governance Concern1/10
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Balance Sheet Risk2/10
Liquidity Impact9/10
Market Sentiment9/10
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Dhansafal Finserve Ltd - 512048 - Announcement under Regulation 30 (LODR)-Press Release / Media Release
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Ref No: DFL/SEC/2026-27/23
Date: August 17, 2026
The Manager,
Department of Corporate Services,
BSE Limited,
Phirozee Jeejeeboy Towers,
Dalal Street, Fort,
Mumbai - 400 001.
Scrip Code: 512048
Dear Sir/Ma’am,
Subject: Press Release on the Financial and Operational Result of the Company for the quarter ended June
30, 2026.
Pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 ("SEBI
Listing Regulations"), and with reference to the captioned subject, please find enclosed herewith the Press Release
regarding the Financial and Operational Results dated August 14, 2026, for the quarter ended June 30, 2026.
The aforesaid information is also available on the website of the Company at www.dhansafal.com.
This is for your information and records.
For DhanSafal Finserve Limited,
Ankur Agrawal
Managing Director
DIN: 06408167
Encl: A/a
DhanSafal Finserve Limited Delivers Strong Start to FY 2026-27;
PAT Grows 287% YoY, AUM up by 59%
Mumbai || Friday, August 14, 2026
DhanSafal Finserve Limited, a listed Non-Banking Financial Company registered with the Reserve Bank of
India, announced its financial results for the quarter ended June 30, 2026. The Company delivered strong
growth across key financial parameters, supported by higher lending activity, growth in its loan portfolio and
continued expansion of its retail lending franchise.
Financial Performance Snapshot
DhanSafal Finserve Limited continued its strong growth trajectory in Q1 FY 2026-27, with AUM increasing by
59% year-on-year to ₹8,761 lakh, reflecting the continued scaling of its lending portfolio. Revenue from
Operations grew by 62% to ₹374 lakh, supported by growth in the Company's lending activities and
associated income streams.
The growth in business volumes, together with improved operating leverage, translated into a significant
improvement in profitability. EBITDA increased by 343% to ₹185 lakh, while PAT grew by 287% to ₹58 lakh,
highlighting the Company's improving earnings profile as it scales its lending platform.
Business & Operational Performance (as on June 30, 2026)
The Company's lending book remains anchored in secured Loans Against Property (LAP) and MSME-focused
credit, extended through its three core product lines: Safal Udyog Loans, Safal Sampati Loans and Safal MSME
Loans - catering to traders, small businesses and self-employed borrowers.
DHANSAFAL FINSERVE LIMITED info@dhansafal.com
)shkaL
Revenue from Operations
8,761
5,495
Q1 FY 25-26 Q1 FY 26-27
)shkaL
EBITDA
Q1 FY 25-26 Q1 FY 26-27
)shkaL
343%
Q1 FY 25-26 Q1 FY 26-27
)shkaL
287%
Q1 FY 25-26 Q1 FY 26-27
Portfolio Gross Active Loan 9 Branches Across 4 States
Outstanding (POS) Disbursement Accounts • Maharashtra
• Madhya Pradesh
₹87Cr ₹98Cr 753 • Rajasthan
• Uttar Pradesh
Management Commentary
We are pleased to begin FY 2026–27 on a strong note, delivering robust growth across our key
financial and business parameters. Our Revenue from Operations grew by 62% year-on-year,
while Profit After Tax increased by 287%, reflecting strong business momentum and improved
operating performance.
The quarter also witnessed continued expansion of our lending franchise, with AUM increasing
to ₹88 crore as of June 30, 2026, representing a 59% year-on-year growth. Portfolio
Outstanding stood at approximately ₹87 crore as of June 30, 2026, reflecting approximately
91% year-on-year growth. With a growing customer base and an expanding lending network,
we remain focused on scaling our operations while maintaining disciplined portfolio
management and prudent risk practices.
Going forward, we remain committed to strengthening our lending platform, expanding our
geographic presence, enhancing operational efficiency and maintaining portfolio quality. We
are optimistic about the growth opportunities ahead and remain focused on delivering
sustainable growth and long-term value for our stakeholders.
Ankur Agrawal
Chairperson and Managing Director
Future Outlook
Building on its Q1 performance, DhanSafal remains focused on the six strategic pillars guiding its growth
trajectory:
Accelerated Geographic Penetration Co-lending & Institutional Tie-ups
Deepening presence in Tier 2 and Tier 3 cities with limited Partnering with banks and larger NBFCs to expand
formal credit access disbursement capacity with lower capital risk
Digital Lending & Smart Underwriting Short-Tenure Loan
Strengthening mobile-first onboarding, digital KYC and Introducing new products to address evolving customer
data-driven credit assessment financing needs
Diversified Liability Mix Women-Led & Rural MSME Focus
Broadening borrowing sources across NCDs and term Developing targeted products for women entrepreneurs
loans to reduce cost of funds and rural micro-enterprises
DHANSAFAL FINSERVE LIMITED info@dhansafal.com
About
DhanSafal Finserve Limited (formerly known as Luharuka Media & Infra Limited) is a listed Non-Banking
Financial Company registered with the Reserve Bank of India. The Company is engaged in retail financial
services with a focus on lending to MSMEs and self-employed borrowers, including financing solutions such
as Loans Against Property (LAP) for business expansion and working-capital requirements.
With a focus on accessibility, responsible lending and customer-centric financial solutions, DhanSafal seeks
to serve borrowers who may have limited access to conventional sources of finance. The Company is
expanding its geographic and institutional network with the objective of building a wider and more efficient
lending platform across India.
For Further Information Contact: Ms. Nishi M. Shah, Company Secretary & Compliance Officer
DHANSAFAL FINSERVE LIMITED info@dhansafal.com