Credit Rating

August 17, 2026 The Manager, The Manager, The Manager, The Manager, Listing Department, Listing Department, Listing Department, Listing Department, BSE Limited, The National Stock India International NSE IFSC Limited Phiroze Jeejeebhoy Exchange of India Ltd., Exchange (IFSC) Limited Unit-1201, 12th Floor, Towers, Exchange Plaza, 5th Floor, 1st Floor, Unit No. 101, The Brigade International Dalal Street, Plot C/1, G Block, Signature Building No. 13B, Financial Centre, Mumbai 400 001. Bandra - Kurla Complex, Road 1C, Zone 1, GIFT SEZ, Block-14, Road 1C, BSE Scrip Code: 532636 Bandra (E), GIFT City, Gandhinagar, Zone 1, GIFT SEZ, GIFT Mumbai 400 051. Gujarat – 382050 City, Gandhinagar, NSE Symbol: IIFL India INX Symbol: 500058 Gujarat – 382355 Subject: Upgrade in Credit Rating by Fitch Ratings Dear Sir/ Madam, Pursuant to provisions of Regulations 30 and 51 read with Schedule III of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (as amended from time to time), we hereby inform you that Fitch Ratings (“Fitch”), the credit rating agency, has upgraded IIFL Finance Limited’s (“the Company”) Long-Term Issuer Default Rating (“IDR”) to ‘BB-’ from ‘B+’ and the Outlook for IDR is Stable. Further, Fitch has also upgraded the rating on Senior Secured Debt and Global Medium-Note Programme to ‘BB-’ from ‘B+’ and has withdrawn the Recovery Rating on Senior Secured Debt. The ratings by Fitch for the Company is hosted on their website i.e. https://www.fitchratings.com/research/non-bank-financial-institutions/fitch-upgrades-iifl-finance-to-bb- outlook-stable-17-08-2026 Kindly take the same on record and oblige. Thanking you, For IIFL Finance Limited Samrat Sanyal Company Secretary & Compliance Officer ACS-13863 Email Id: csteam@iifl.com Place: Mumbai IIFL Finance Limited CIN No.: L67100MH1995PLC093797 Corporate Office – 802, 8th Floor, Hubtown Solaris, N.S. Phadke Marg, Vijay Nagar, Andheri East, Mumbai 400069 Tel: (91-22) 6788 1000. Fax: (91-22) 6788 1010 Regd. Office – IIFL House, Sun Infotech Park, Road No. 16V, Plot No. B-23, Thane Industrial Area, Wagle Estate, Thane – 400604 Tel: (91-22)41035000. Fax: (91-22) 25806654 E-mail: csteam@iifl.com Website: www.iifl.com