Investor Presentation for Quarter-I FY 26-27 on the Business Operations of the Company.

Ref No: DFL/SEC/2026-27/22 Date: August 17, 2026 The Manager, Department of Corporate Services, BSE Limited, Phirozee Jeejeeboy Towers, Dalal Street, Fort, Mumbai - 400 001. Scrip Code: 512048 Subject: Investor Presentation for Quarter – I FY 20s26-27 on the Business Operations of the Company. Pursuant to Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements), Regulations, 2015 ("SEBI Listing Regulations"), and in relation to the captioned subject, we are submitting herewith the Investor Presentation for Quarter – I FY 2026-27 on the Business Operations of the Company. The aforesaid information is also available on the Company's website at www.dhansafal.com. This is for your information and records. Yours faithfully, For DhanSafal Finserve Limited, Ankur Agrawal Managing Director DIN: 06408167 Encl: A/a Investor Presentation Quarter I FY 26-27 Disclaimer Certain statements in this report relating to the future growth and performance of DhanSafal Finserve Limited are forward-looking statements based on current expectations and assumptions. These statements involve known and unknown risks, uncertainties, and other factors that may cause actual results, performance, or outcomes to differ materially from those expressed or implied. Factors that could influence such results include fluctuations in earnings, the Company's ability to manage growth effectively, regulatory changes in the financial and infrastructure sectors, competitive pressures, interest rate volatility, and overall economic conditions affecting credit demand and real estate investments. The Company also faces challenges in attracting and retaining skilled professionals, addressing operational and compliance requirements, securing planned financing, and adapting to evolving government policies. Any forward-looking statements contained in this report are subject to these risks and uncertainties and should not be regarded as assurances of future performance. Projections, forecasts, and industry data made by third parties and included herein have not been independently verified or adopted by the Company, and DhanSafal Finserve Limited assumes no responsibility for such third-party information. The Company undertakes no obligation to update or revise any forward-looking statements, whether as a result of new information, future events, or otherwise. Investor Presentation Quarter I FY 26-27 About Us DhanSafal Finserve Limited (Formerly Known as Luharuka Media & Infra Limited) is a listed NBFC registered with the Reserve Bank of India. The company offers retail financial services with a growing focus on MSME lending, including loans against property for business expansion and working capital. Strategically positioned between the organized banking sector and local money lenders, DhanSafal provides accessible, flexible, and customer-centric credit solutions across diverse borrower segments. Through ethical practices, innovative digital platforms, and a customer-first approach, the company aims to bridge the gap between traditional banking and underserved communities, driving financial inclusion and empowerment across India. Investor Presentation Quarter I FY 26-27 Board Of Directors Mr. Ankur Agrawal Mrs. Apeksha Santosh Kadam Mr. Harsh Kedia Mr. P. N. Raghunath Managing Director Non-Executive, Non-Executive, Independent Non-Executive, Independent Non-Independent Director Director Director Mrs. Apeksha Kadam entered the group Mr. P. N. Raghunath, retired Chief Ankur Agrawal combines solid financial M. Harsh Kedia is a finance expert with credentials—CA, CFA, and ISB through the BFSI vertical of the Comfort deep capabilities in taxation, M&A, General Manager of RBI, brings over MBA—with a sharp strategic mindset. Group. Her role has been pivotal in restructuring, and governance. With three decades of experience in banking He has extensive experience across strengthening the organisation. qualifications including CA, CPA (USA), supervision and financial regulation. He leadership, business development, and Appointed Director in February 2021, MBA, M.Com, and DISA, he offers a has represented the Reserve Bank of operations. His vision-driven approach she leads strategic and operational robust technical foundation. He India at various global policy forums, continues to strengthen and scale the currently serves as an Independent contributing to regulatory discussions efforts with a sharp financial organisation. perspective. Director on a BSE-listed board, guiding and international standards. He holds cross-border tax strategy, compliance, an MSc in Agricultural Economics, an and risk oversight. MBA in Banking & Finance, CAIIB, and specialized diplomas in international banking and finance. Investor Presentation Quarter I FY 26-27 Experienced Key Management Team Mr. Bobby Singh Chandel Mr. Shailendra Kumar Gupta Mr. Pravin Gupta Ms. Nishi Shah Company Secretary & Chief Executive Officer Chief Operating Officer Chief Financial Officer Compliance Officer Mr. Bobby Singh Chandel is a seasoned Mr. Shailendra Kumar Gupta, with 23+ Ms. Nishi M. Shah, an Associate Member Mr. Pravin Gupta is a finance and banking professional with expertise in broking professional who guides the of ICSI with degrees in Commerce and years in banking and finance, specializes retail lending, operations, and project in strategy, credit risk, and portfolio Law, brings strong expertise in company's financial strategy and management. He focuses on scaling management. An MBA and Executive long-term growth agenda. His corporate governance, secretarial growth and enhancing revenue MBA from IIM Lucknow, his leadership thoughtful leadership has played a vital functions, and regulatory compliance. performance. His broad industry drives innovation and excellence in Her proactive role in the company's advancement. His experience supports DhanSafal’s dedication to continuous improvement approach ensures transparent and mortgage finance, strengthening long-term expansion plans. DhanSafal’s vision. remains central to our sustained compliant corporate operations. success. Investor Presentation Quarter I FY 26-27 Product Portfolio Safal Udyog Loans Safal Sampati Loans Safal MSME Loans Tailored loan products designed to Flexible financing solutions to Unlock the value of your property meet your business short-term assets with our Loan Against support the growth and capital needs and fuel business Property (LAP) solutions for development of Small and growth. business expansion, investment, or Medium Enterprises (MSMEs). debt consolidation. Investor Presentation Quarter I FY 26-27 Business Operations )shkaL Revenue from Operations 8,761 5,495 Q1 FY 25-26 Q1 FY 26-27 )shkaL Q1 FY 25-26 Q1 FY 26-27 EBITDA )shkaL 343% Q1 FY 25-26 Q1 FY 26-27 )shkaL AUM increased from ₹5,495 lakh as of June 2025 to ₹8,761 lakh as of June 2026, registering a strong 59% year-on-year growth. Revenue from Operations increased from ₹231 lakh to ₹374 lakh, delivering a 62% year-on-year growth. EBITDA surged from ₹42 lakh to ₹185 lakh, registering an exceptional 343% year-on-year growth. 287% PAT increased from ₹15 lakh to ₹58 lakh, delivering an exceptional 287% year-on-year growth. Q1 FY 25-26 Q1 FY 26-27 Investor Presentation Quarter I FY 26-27 Geographic Expansion & Disbursement Growth State-wise Disbursement Total Gross POS Amount Active Loan DFL Disbursement Account 681 Maharashtra Co-Lending ₹98Cr ₹87Cr Madhya Pradesh Rajasthan Co-Lending Ecosystem Uttar Pradesh The Company is actively scaling its co-lending ecosystem through strategic partnerships with multiple financial institutions to enhance reach, optimise capital deployment, and strengthen its presence across emerging MSME lending markets. 4 Branches Across 9 Branches Across 2 States 4 States (cid:149) Maharashtra (cid:149) Maharashtra (cid:149) Madhya Pradesh (cid:149) Madhya Pradesh (cid:149) Rajasthan (cid:149) Uttar Pradesh As on 30th June, 2026 Inve [Showing first 8,000 characters — download PDF for full document]