BSECompany Update3d ago · 16 Aug 2026, 07:42 pm
InvestorPresentation for the Quarter ended June 30, 2026.
WSFx Global Pay Ltd · 511147
✦ AI Summary▲ PositiveResults
WSFx Global Pay Ltd has announced its Q1 FY 2026-27 results, showing strong YoY growth in gross turnover, revenue from operations, and PBT, driven by increased institutional distribution and a structural regulatory opportunity.
Analysis Scores
Earnings Impact8/10
Growth Catalyst6/10
Governance Concern1/10
Regulatory Risk2/10
Balance Sheet Risk1/10
Liquidity Impact8/10
Market Sentiment8/10
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WSFx Global Pay Ltd - 511147 - Announcement under Regulation 30 (LODR)-Investor Presentation
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Date: August 16, 2026
The Manager,
Department of Corporate Services,
BSE Limited,
Phiroze Jeejeebhoy Towers,
Dalal Street, Fort,
Mumbai – 400 001
Subject: Investor Presentation
Scrip ID: WSFX
Scrip Code: 511147
Dear Sir/Madam,
Pursuant to Regulation 30 of SEBI (Listing Obligation and Disclosure Requirement) Regulations, we
are enclosing herewith the Investor Presentation for Q1 FY 2026-27.
The above information is also available on website of the Company.
Kindly take the above information on record.
Thanking You,
Yours faithfully,
For WSFx Global Pay Limited
Khushboo Doshi
Company Secretary
WSFx Global Pay Limited
Registered Office: 6th Floor, C Wing, Corporate Avenue, Chakala, Andheri (East), Mumbai – 400 093
+91 22 62709600 | info@wsfxglobalpay.com | www.wsfxglobalpay.com
CIN No. L99999MH1986PLC039660
I n v e s t o r P r e s e n t a t i o n
Q1 FY 2026–27 · Quarter ended 30 June 2026
In dia's Le ading O mn i-Ch anne l Forex & C ross -Bo rder Pay me nts Fintech
Q1 FY 2026–27 - Strong YoY growth, deeper institutional distribution and a structural regulatory opportunity.
₹1,491 Cr ₹23.23 Cr ₹0.58
Gross Turnover · +36.24% YoY Revenue from Operations · +27.57% YoY PBT · +255.63% YoY
Gl ob a lPay a t a Gl a nce · C om pa ny & P la t for m
A regulated cross-border payments platform for India's outbound money.
WSFx Global Pay Limited (GlobalPay) — is an RBI-licensed AD2, BSE-listed, ISO 27001:2022-certified and PCI DSS-certified cross-border payments and
forex platform serving education, business, medical and travel needs through an omnichannel network spanning its app, website, partner ecosystem
and branches.
Products & Services Customer Segments
Outward remittance & international money transfer
Students Corporates
Wire transfers under AD Category-II authorisation for tuition, business,
medical & travel — with digital KYC, live market-linked rates & end-to-end Tuition, living expenses & education-loan Business travel forex, corporate cards &
tracking. disbursement — via lender partners. outward remittance. – 900 + Corporates
Student payments & education-loan flows
Travellers & retail B2B & institutional
University tuition, living expenses & Travel for Overseas Education, Strong
B2B partnerships with NBFC & Education consultants Foreign currency, prepaid cards & Lenders, edu-agents, travel & referral partners
personal remittance. as distribution channels. 700 + B2B Partners
Corporate Payments
Business travel forex — self-serve ordering, tracking & reporting via the
corporate platform.
Operating Mod el
Forex & prepaid cards
Multi-currency forex cards for studies, business, leisure & personal travel — 01 Digital platform 02 Branch network 03 Regulated 04 Partner distribution
hassle-free loading, secure transactions, full app control, 24×7 support.
AD Category-II
App & website · digital Advisory hubs for complex,
Authorisation · Non-
Currency exchange
KYC · live rates · rate high-value cross-border
Trade / Trade
Foreign currency for outbound travellers & retail customers — booked alerts · tracking transactions. Transactions
online, on the app or at branches.
P ro duc t Por tfol io · Fo rex C a rds
Four cards. Four distinct customer journeys.
A segment-led portfolio spanning corporate, leisure, premium and student needs—delivered through an app-enabled card
platform.
Global Pay Card Smart Switch Card
Single / multi-currency proposition ( 30 ) for Smart Switch proposition for Leisure Travellers
Corporates & Students. Single multi-currency (up to 30)
App controls · remote reload 24×7 access · app controls
Global acceptance
Xplorer Metal Card Uni-Z Digital Card
Premium metal proposition Digital-first student proposition
Lounge access & rewards Applications · visa · education expenses
App controls · global acceptance Instant pre-admission payments
D i g i ta l I nfra st r uct ur e · U ni fie d P l at fo r m S t a ck
One operating stack. Four customer segments.
Consumer, corporate, agent and partner journeys connected through unified KYC, workflows, transaction execution and MIS.
01 · Agent Distribution 02 · Enterprise Workflows
Smart Agent Smart Corporate
Digital KYC and lead workflows Booking and approvals
Payment integration Policy and limits
Commission visibility Reconciliation-ready MIS
03 · Embedded Distribution 04 · Direct-to-Consumer
GlobalPay FPaaS GlobalPay Portal & App
Single sign-on journeys Cards, remittances, Transit
Integrated KYC and pay links solutions, Live rates and card
Partner revenue visibility controls, Reloads, balances and
tracking.
Secure · Compliant · Scalable · Omnichannel
E xec ut iv e S um m a r y · T hr ee Ta ke away s for Q1 FY 2 7
Growth accelerated. Platform depth increased. Regulatory scope
expanded.
Takeaway 01 · Growth Takeaway 02 · Profitability Takeaway 03 · Regulatory
FEMA 401 expands the
Profit growth materially
Turnover and Revenue
runway; execution
outpaced topline growth.
expanded strongly YoY.
determines the pace.
FEMA 401/2026-RB expands AD-II scope,
Gross turnover rose 36.24% YoY to ₹1,490.75
PBT rose 255.63% YoY to ₹0.583 Cr and PAT
enables Forex Correspondent framework,
Cr and revenue from operations increased
increased 83.82% to ₹0.301 Cr. The earnings
Cross Border Trade & Non Trade Payments and
27.57% to ₹23.23 Cr. The company has shown
progression reflects operating leverage while
supports a perpetual license position. The
growth, despite a subdued market and
investment continues in products, distribution
focus is activation across systems, banking,
persistent geopolitical uncertainty.
and compliance.
compliance and distribution.
Reg u la to r y M i l est o ne · AD - I I Au t h or i s at i on
GlobalPay's AD-II authorisation is perpetual.
Authorisation status · GlobalPay operating entity What This Means For GlobalPay
AD Category-II authorisation Wider scope, scalable distribution and longer-duration
certainty.
Perpetual AD-II authorisation
Expanded AD-II scope
Forex Correspondent framework
FE M A 40 1 · A S t r uc tu ra l Gr ow t h Oppo r tu ni ty
A wider regulatory perimeter for long-term growth
Structural growth opportunity Three Pathways
Why the framework matters for GlobalPay Optionality with disciplined execution.
Broader product surface
Asset-light reach
Longer-duration platform
Q 1 S co re ca rd · YoY Gr ow t h
Growth broadened across turnover, revenue and profit.
Reported turnover, revenue from operations and PBT all expanded YoY, with profit growth materially ahead of topline growth.
Revenue from Operat ions Profit Before Tax
₹1,491 Cr ₹23.23 Cr ₹0.58 Cr
+27.57% YoY +255.63% YoY
Q1 FY27 ₹23.23 Cr · Q1 FY26 ₹18.21 Cr Q1 FY27 ₹0.583 Cr · Q1 FY26 ₹0.164 Cr
New Corporate Clients New B2B Partnerships New Branches
67 47 3
Onboarded in Q1 — broadening the institutional Added in Q1 — capital-efficient distribution across
Pune (Hinjewadi) · Gurugram · Bangalore (Whitefield).
base for cross-sell of currency, cards and remittance.
travel, education, lending and referrals.
Op era ti ng E nv i r onm e nt · Q 1 F Y 2 02 6 – 2 7
Structural tailwinds outweighed cyclical headwinds.
Cyclical drag from FX volatility, geopolitics and study-destination policy sat against durable growth in outbound education,
cross-border payments and a widened regulatory mandate for AD-II players.
Cyclical Headwinds Structural Tailwinds
Where the pressure came from What supported growth
01 Geopolitical volatility — Middle East conflict and broader tensions kept energy
prices and travel demand jittery through the quarter.
02 Exchange-rate volatility — INR/USD swings pressured transaction margins and
reshaped customer demand across corridors.
03 US visa & immigration policy — Tighter conditions in key study destinations
created uncertainty in a subset of student remittance volumes.
04 Travel & retail sentiment — Aviation costs and holiday travel sentiment stayed
sensitive to energy prices; retail forex demand softened. 04
Q 1 FY 2 7 P er for m a nc e Tr e nds
Q ua r te r l y Tre nd s
Tre nds – Rem i tta n ce s & Forex C a rd s
REMIT
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