Shareholders meeting

Ref No: 07/SE/CS/AUG/2026-27 Date: August 14, 2026 Listing Department L i s t i n g & Compliance Department BSE Limited National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers, Exchange Plaza, 5th Floor Dalal Street, Mumbai – 400001 Plot No.C/1, “G” Block Bandra- Kurla Complex Bandra(E), Mumbai- 400051 BSE Scrip Code: 544020 NSE Symbol: ESAFSFB Dear Sir / Madam, Sub: Outcome and Proceeding of the Tenth (10th) Annual General Meeting of ESAF Small Finance Bank Limited We are pleased to inform you that the 10th Annual General Meeting (“AGM or Meeting”) of the members of the Bank was held on Friday, August 14, 2026 at 03:00 P.M. (IST) through Video Conferencing / Other Audio Visual Means, in compliance with the applicable provisions of the Companies Act, 2013 and rules made thereunder read with the latest applicable circulars issued by the Ministry of Corporate Affairs and the Securities and Exchange Board of India (hereinafter collectively referred to as “the Circulars”), to transact the businesses specified in the Notice of the 10th AGM. Pursuant to Regulation 30 and 44 read with Schedule III of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, we hereby enclose the following: 1. Proceedings of the 10th AGM held on Friday, August 14, 2026 at 03.00 P.M. (IST) as Annexure-1. 2. Combined Scrutinizer’s Report on Remote E-voting and e-voting conducted at the AGM pursuant to Section 108 of the Companies Act, 2013 and Rule 20 (4) (xii) of the Companies (Management and administration), Rules 2014. 3. Voting results in the format prescribed under Regulation 44(3) of SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015. The Annual General Meeting of the Bank Commenced at 03:00 P.M (IST) and concluded at 04:27 P.M (IST). The copy of the Disclosure is also being made available on the website of the Bank at https://www.esaf.bank.in/investor-relation/?id=disclosure-to-stock-exchanges-2026-27/ Requesting you to take the same into your records. Thanking you, Yours Faithfully For ESAF Small Finance Bank Limited Ranjith Raj. P Company Secretary and Compliance Officer Proceedings of the Tenth Annual General Meeting of ESAF Small Finance Bank Limited held on Friday, August 14, 2026 at 03.00 PM (IST) through Video Conferencing (“VC”)/ Other Audio-Visual Means (“OAVM”) 1. The Tenth Annual General Meeting (AGM) of the Shareholders of ESAF Small Finance Bank Limited was held on Friday, August 14, 2026 at 03.00 PM (IST) through Video Conferencing (VC) / Other Audio Visual Means (OAVM) in compliance with applicable provisions of the Companies Act, 2013 and rules made thereunder read with the latest applicable circulars issued by the Ministry of Corporate Affairs and Securities and Exchange Board of India (hereinafter collectively referred to as “the Circulars”), to transact the businesses specified in the Notice of the 10th AGM. 2. Chairman of the Meeting Shri. Karthikeyan Manickam chaired the meeting in terms of the provisions of the Articles of Association of the Bank and the applicable laws. 3. Directors Present The following directors were present during the Meeting through VC/OAVM: DIRECTORS IN ATTENDANCE Sl No. Name of the Directors Designation Part Time Chairman and Non-Executive 1. Shri. Karthikeyan Manickam Independent Director. 2. Dr. Kadambelil Paul Thomas Managing Director and CEO. 3. Shri. George Kalaparambil John Executive Director. 4. Shri. Ajay Sharma Non- Executive Independent Director. Non-Executive Independent Director and Chairperson of the Nomination 5. Dr. Biju Varkkey Remuneration and Compensation Committee of the Board . Non-Executive Independent Director and Ms. Kolasseril Chandramohanan 6. Chairperson of the Audit Committee of the Ranjani Board . 7. Dr. Vinod Vijayalekshmi Vasudevan Non-Executive Independent Director Non – Executive Director and Chairperson 8. Shri. George Ittan Maramkandathil of Stakeholders Relationship Committee of the Board. 4. Bank’s Management Team KEY MANAGERIAL PERSONNEL (KMP) Sl No Name of the KMP Designation 1. Shri. Gireesh C P Executive Vice President – Finance & Chief Financial Officer 2. Shri. Ranjith Raj P Company Secretary and Compliance Officer 5. Other Invitees OTHER REPRESENTATIVES Sl No Name Designation 1 Shri. Mittal Shah Partner, M/s. Kirtane & Pandit 2 Shri. S Ramkumar Partner, M/s. Sundaram & Srinivasan 4 Shri. Puzhankara Sivakumar Partner, SEP & Associates 5 Shri. Arun K Kamalolbhavan Practicing Company Secretary, Scrutinizer to scrutinize the votes cast through remote e- voting and e-voting during the AGM. 6. Number of members present at the Meeting A Total of 121 members attended the meeting. 7. Quorum The Chairman informed the members that participation of members through VC/OAVM has been reckoned for the purpose of quorum as per Section 103 of Companies Act, 2013. Further, requisite quorum being present, the Chairman called the meeting to order and welcomed the members and the invitees to the 10th AGM of the Bank. As the Notice of this meeting was sent by electronic means to those members who are entitled to receive the same, the Notice was taken as read. The Chairman further informed the members that the Statutory Auditors and Secretarial Auditor have expressed unqualified and unmodified opinion without any reservation or adverse remarks in their respective reports for the Financial Year 2025-26. The Statutory Auditors’ Report on Financial Statements and Secretarial Audit Report form part of the Annual Report. Since, the audit reports were circulated to the members electronically with their consent the same were taken as read. 8. Instruction to members Shri. Ranjith Raj P, Company Secretary, informed the members that this meeting is being held through video conferencing/other audio-visual means in accordance with the applicable laws and members’ e-voting on the Ordinary and Special Resolutions was carried out in the manner as stated in the Notice of the 10th AGM. He also informed that in compliance with the provisions of the Companies Act, 2013 and SEBI Regulations, the Bank had arranged for e-voting facility for all the members holding shares in the Bank as on the cut-off date i.e. August 7, 2026. The remote e-voting began on Tuesday, August 11, 2026 at 09.00 A.M and ended on Thursday, August 13, 2026 at 05.00 P.M. Further, the members attending this meeting and who have not cast their vote during the remote e-voting period were informed about the availability of the facility to vote during the meeting. He then informed that the results of the remote e-voting and e-voting during the 10th AGM, together with the Report of the Scrutinizer thereon will be disclosed to the Stock Exchanges and will be available on the website of the Bank within 2 (Two) working days. The Company Secretary also informed that all the Statutory Registers and other documents related to the Ordinary and Special Businesses were made available for inspection by shareholders electronically during the meeting and informed further that the proceedings were video recorded. 9. Chairman’s welcome address The Chairman introduced the Managing Director & CEO, Board Members, KMP and other Bank’s Officials attending the meeting in person and through VC/OAVM. The Chairman further provided insights on various aspects, inter alia, on the economic scenarios, the Indian Financial Sector and the overall performance of the Bank during the Fiscal 2026. The Chairman further welcomed the Managing Director and CEO to address the shareholders. 10. Managing Director and CEO Address to the Shareholders Shri. Kadambelil Paul Thomas gave a perspective on the various aspects, inter alia, on the macro-economic environment, financial performance of the Bank for Fiscal 2026, organization wide transformation projects, digital capabilities, Bank’s geographical reach, Environment, Social and Governance (ESG) and Corporate Social Responsibility initiatives, the various awards won by the Bank etc. He thereafter [Showing first 8,000 characters — download PDF for full document]