Disclosure under SEBI Takeover Regulations

UDAYS. KOTAK 62, NCPA APARTMENTS, DORABJI TATA MARG, NARIMAN POINT, MUMBAI -400 021 April 10, 2026 BSE Limited National Stock Exchange of India Limited Corporate Relationship Department, Exchange Plaza, Plot No. C/1, G Block, Phiroze Jeejeebhoy Towers, Bandra-Kurla Complex, Dalal Street, Bandra (East), Mumbai 400 001 Mumbai 400 051 BSE Scrip Code 500247 NSE Symbol: KOTAKBANK Audit Committee Kotak Mahindra Bank Limited 27 BKC, G Block, Bandra Kurla Complex, Bandra East, Mumbai 400051 Dear Sirs/Madam, Sub.: Annual Disclosure under Regulation 31(4) of the SEBI (Substantial Acquisition of Shares and Takeovers) Regulations, 2011 Pursuant to the provisions of Regulation 31 (4) of the SEBI (Substantial Acquisition of Shares and Takeovers) Regulations, 2011, I hereby confirm that, as on March 31, 2026, I, along with members of promoter group or persons acting in concert, have not created any encumbrance, directly or indirectly, on our shareholding in Kotak Mahindra Bank Limited. Kindly acknowledge receipt. Yours sincerely, LJ DA y Dgitally signed by UDAY SURESH SURESH KOTAK KOTAK Uday Suresh Kotak