General Updates

July 03, 2026 Ref.: SSFB/CS/26/2026-27 National Stock Exchange of India Limited BSE Limited The Listing Department The Corporate Relationship Department Exchange Plaza, C-1, Phiroze Jeejeebhoy Towers, Block G, Bandra Kurla Complex, Dalal Street, Bandra (E), Mumbai - 400051 Fort, Mumbai - 400 001 Symbol: SURYODAY Scrip Code: 543279, 960033 Dear Sir/Madam, Sub: Disclosure under Regulation 30 read with Schedule III of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 and Regulation 8 read with Schedule A of the SEBI (Prohibition of Insider Trading) Regulations, 2015 Pursuant to Regulation 30 read with Schedule III of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 and Regulation 8 read with Schedule A of the SEBI (Prohibition of Insider Trading) Regulations, 2015, we hereby share the following information as on June 30, 2026: All figures in ₹ Crore, unless otherwise indicated Particulars Q1 FY27 Q4FY26 Q-o-Q Q1FY26 Y-o-Y Gross Advances* 14,374 13,261 8.4% 10,846 32.5% Disbursement 2,954 3,077 -4.0% 2,261 30.6% Disbursement (excluding SCF) 2,552 2,746 -7.1% 1,920 32.9% Total Deposit 14,634 13,994 4.6% 11,312 29.4% - Retail 12,781 12,039 6.2% 9,230 38.5% - Bulk 1,852 1,955 -5.3% 2,083 -11.1% CASA 3,072 3,162 -2.8% 2,003 53.4% CASA [%] 21.0% 22.6% 17.7% CE - 1 EMI [%]# 97.8% 98.2% 94.1% CE - Overall [%]@ 99.2% 99.5% 97.1% CE - IF [%]^ 99.2% 99.6% 98.4% GNPA [%]4 6.6% 6.5% 8.5% *Gross Advances includes IBPC #Includes total collection (capped at 1 EMI) from non-NPA accounts made during the period @Includes total collection from non-NPA accounts made during the period ^IF zero bucket collection efficiency SURYODAY SMALL FINANCE BANK LIMITED Registered Office: 1101, Sharda Terraces, Plot. 65, Sector 11, CBD Belapur, Navi Mumbai – 400614, Maharashtra Tel: 022-41856700 Corporate Office: 7th Floor, Seawoods Grand Central, Tower No. 1, Plot No. R-1, Sector 40, Seawoods, Navi Mumbai – 400 706 E Mail: info@suryodaybank.com / Web: https://suryoday.bank.in/ CIN: L65923MH2008PLC261472 / GSTIN NO: 27AAMCS5499J1ZG Management Commentary 1. Gross Advances now stands at ₹14,374 crore, reflecting 33% Y-o-Y growth, while disbursements for the quarter grew by 31% Y-o-Y to ₹2,954 crore. The Bank’s Deposits registered a 29% Y-o-Y growth, with CASA growing 53% Y-o-Y. 2. The Bank continues to cover its eligible portfolio under Credit Guarantee Scheme as a prudent risk management practice. 3. As of June 2026, ~98% of the Bank’s Inclusive Finance portfolio is covered under the CGFMU Scheme. 4. The breakup of GNPA, NNPA & CGFMU claimable as of June 30, 2026, is provided below: All figures in ₹ crore Description Amount GNPA 931 Provision 372 NNPA 559 Claimed and received under CGFMU on 1st July 2026 387 Balance Claimable under CGFMU 134 Please note that the numbers mentioned above as on quarter ending June 30, 2026, are provisional unaudited numbers and are subject to review / approval by the Audit Committee and Board of Directors. It is also subject to limited review by the Statutory Auditors of the Bank. This intimation shall be available on the Bank’s website at: - https://suryoday.bank.in/investor- corner/#disclosure-to-stock-exchanges . The above is submitted for your kind information and appropriate dissemination. Thanking You, For Suryoday Small Finance Bank Limited Krishna Kant Chaturvedi Company Secretary and Compliance Officer SURYODAY SMALL FINANCE BANK LIMITED Registered Office: 1101, Sharda Terraces, Plot. 65, Sector 11, CBD Belapur, Navi Mumbai – 400614, Maharashtra Tel: 022-41856700 Corporate Office: 7th Floor, Seawoods Grand Central, Tower No. 1, Plot No. R-1, Sector 40, Seawoods, Navi Mumbai – 400 706 E Mail: info@suryodaybank.com / Web: https://suryoday.bank.in/ CIN: L65923MH2008PLC261472 / GSTIN NO: 27AAMCS5499J1ZG