General Updates

INVESTOR NOTE: Q1 FY 2027 1. Results Highlights 2. Executive Summary CP Capital Limited posted strong growth across revenue, earnings, and profitability in Q1 FY27 compared to Q4 FY26, alongside a sharp improvement in asset quality during the quarter. On a standalone basis, PAT grew 102% quarter-on-quarter to ₹11.5 Cr and EBITDA grew 65% to ₹18.0 Cr. Gross NPA fell from ₹79.90 Cr to ₹35.21 Cr, with 99.90% of NPAs being secured and having 2.5x security coverage. STANDALONE PAT STANDALONE EBITDA CONSOL. PAT GROSS NPA RATIO ₹11.5 Cr ₹18.0 Cr ₹13.3 Cr 8.9% ▲ 102% QoQ ▲ 65% QoQ ▲ 46% QoQ ▼ 50.3% QoQ 3. Financial Performance All figures in ₹ Crore, rounded. Growth is quarter-on-quarter, consistent with the Company's own Key Highlights presentation for the quarter. 3.1 Standalone Metric Q4 FY26 Q1 FY27 Growth Revenue 13.3 19.4 +46% EBITDA 10.9 18.0 +65% PAT 5.7 11.5 +102% EPS (₹) 3.12 6.32 +102% Registered office: Village Tangori, Banur, Mohali, Punjab 140601 Corporate Office: CP Tower-1, Road No-1, IPIA, Kota, Rajasthan-324005 Phone:, +91 744 3559282; Website: www.cpcapital.in, E-mail: investors@cpil.in CIN: L64990PB2000PLC054497 | Page 1 of 3 3.2 Consolidated Metric Q1 FY26 Q1 FY27 Growth Revenue 18.6 21.9 +18% EBITDA 14.9 20.5 +36% PAT 9.1 13.3 +46% EPS (₹) 5.02 7.32 +46% EBITDA = Profit Before Tax + Depreciation & Amortisation + Finance Costs. EPS computed on 1,81,92,900 equity shares of ₹10 face value each. 4. Asset Quality: 31 Mar 2026 vs 30 Jun 2026 4.1 Current loan book Metric 31 Mar 2026 30 Jun 2026 Gross Loan Book (₹ Cr) 442.12 394.2 Gross NPA (₹ Cr) [1] 79.90 35.21 Gross NPA Ratio 18.76% 8.9% Provision on NPA (₹ Cr) 50.30 6.50 Net NPA Ratio 6.7% 7.3% [1] Collateral coverage: the ₹35.17 Cr of NPA (99.90% of total gross NPA) is backed by collateral valued at ₹87.7 Cr, a coverage of approximately 2.5x. 4.2 Security and Collateral Cover on Residual NPA Category Amount (₹ Cr) % of Gross NPA Secured NPA 35.17 99.90% Unsecured NPA 0.04 0.10% Total Gross NPA 35.21 100.00% 5. Leverage The Company's conservative capital structure improved further during the quarter, providing continued headroom to scale the loan book through incremental borrowing. Metric 31 Mar 2026 30 Jun 2026 Debt-to-Equity (Borrowings / Equity) 0.16x 0.14x Registered office: Village Tangori, Banur, Mohali, Punjab 140601 Corporate Office: CP Tower-1, Road No-1, IPIA, Kota, Rajasthan-324005 Phone:, +91 744 3559282; Website: www.cpcapital.in, E-mail: investors@cpil.in CIN: L64990PB2000PLC054497 | Page 2 of 3 6. Loan Book Composition Standalone gross loan book by product, as at 30 June 2026: Product % of Loan Book Nature Loan Against Property (LAP) 48% Secured - residential/commercial property collateral Unsecured - MSME / small-business working Unsecured Business Loan 43% capital Trade Finance 9% Trade finance for wholesale market participants 7. Strategy & Outlook: FY2027 and beyond Forward-Looking Statements & Disclaimer This note contains forward-looking statements based on current expectations, projections, and assumptions about future events, which involve known and unknown risks and uncertainties. Actual results, performance, or achievements may differ materially from those expressed or implied. Nothing in this note constitutes investment, legal, or tax advice, or an offer or solicitation to buy or sell any securities. Registered office: Village Tangori, Banur, Mohali, Punjab 140601 Corporate Office: CP Tower-1, Road No-1, IPIA, Kota, Rajasthan-324005 Phone:, +91 744 3559282; Website: www.cpcapital.in, E-mail: investors@cpil.in CIN: L64990PB2000PLC054497 | Page 3 of 3