Investor Presentation for Quarter - I for FY 2026-27 on the Business operations of the Company.

Ref No: CFL/SEC/2026-27/27 Date: August 13, 2026 The Manager, Department of Corporate Services, BSE Limited, Phirozee Jeejeeboy Towers, Dalal Street, Fort, Mumbai - 400 001. Scrip Code: 535267 Dear Sir/Ma’am, Subject: Investor Presentation for Quarter – I Business Operations of the Company. Pursuant to the Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements), Regulations, 2015 ("SEBI Listing Regulations"), and in relation to the captioned subject, we are submitting herewith the Investors Presentation for Quarter – I for FY 2026-27 on the business operations of the Company. The aforesaid information is also available on the website of the Company www.comfortfincap.com. This is for your information and records. Yours faithfully, For Comfort Fincap Limited Ankur Agrawal Director DIN: 06408167 Encl: as above Investor Presentation Quarter I FY26-27 DISCLAIMER Certain statements in this report relating to the future growth and performance of Comfort Fincap Limited are forward-looking statements based on current expectations and assumptions. These statements involve known and unknown risks, uncertainties, and other factors that may cause actual results, performance, or outcomes to differ materially from those expressed or implied. Factors that could influence such results include fluctuations in earnings, the Company’s ability to manage growth effectively, regulatory changes in the financial and infrastructure sectors, competitive pressures, interest rate volatility, and overall economic conditions affecting credit demand and real estate investments. The Company also faces challenges in attracting and retaining skilled professionals, addressing operational and compliance requirements, securing planned financing, and adapting to evolving government policies. Any forward-looking statements contained in this report are subject to these risks and uncertainties and should not be regarded as assurances of future performance. Projections, forecasts, and industry data made by third parties and included herein have not been independently verified or adopted by the Company, and Comfort Fincap Limited assumes no responsibility for such third-party information. The Company undertakes no obligation to update or revise any forward-looking statements, whether as a result of new information, future events, or otherwise. ABOUT US Comfort Fincap Limited is a non-deposit taking Non-Banking Financial Company (“NBFC-ND”) registered with the RBI and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). At Comfort Fincap Limited, we bridge the gap between traditional banking and local money lenders by offering flexible, competitive, and timely lending options designed to meet your unique financial needs. Whether you're a business or corporate entity seeking capital infusion or an individual in need of personalized loan solutions, we are here to provide reliable and innovative financial services. Our offerings include loans secured by securities (such as shares, mutual we don’t just lend money, we invest in your future. funds, and promoter funding), Consumer Durable Loan and supply chain financing options like bill discounting, all crafted to fuel growth and success. Backed by a strong capital base and a tech-enabled platform, CFL brings efficiency, transparency, and speed to the lending process. Our Direct-to-Customer (D2C) approach, combined with lending partnerships and a growing distribution network, allows us to serve a wide range of borrowers across geographies, especially in semi-urban and underserved markets. BOARD OF DIRECTORS & KEY MANAGEMENT TEAM Mr. Ankur Mr. Sanjeev Mr. Sanjiv Mr. Milin Agrawal Kumar Pandey Swarup Jagdish Ramani Chairperson & Executive Non-Executive Non-Executive Non-Executive Director Independent Director Independent Director Independent Director Mrs. Nirmala Mr. Bharat Ms. Sneha Kanjar Nanubhai Shiroya Mandelia Executive Director and Chief Executive Company Secretary & Chief Financial Officer Officer Compliance Officer PERFORMANCE OVERVIEW Income from Operations EBITDA PAT Income from operations increased from EBITDA surged 79.08% QoQ, increasing Profit After Tax increased from ₹106.66 ₹400.21 lakhs to ₹443.25 lakhs. from ₹173.61 lakhs to ₹310.89 lakhs. lakhs to ₹220.07 lakhs. 443.25 400.21 +10.76% Quarter Ended Quarter Ended March 31, 2026 June 30, 2026 This graph is for illustrative purposes only. The data presented is accurate and derived from the standalone financial statements. For a comprehensive understanding, please look at the detailed company’s quarterly results of this investor presentation. shkaL 310.89 173.61 Quarter Ended Quarter Ended March 31, 2026 June 30, 2026 shkaL 220.07 +79.08% 106.66 Quarter Ended Quarter Ended March 31, 2026 June 30, 2026 shkaL +106.28% OUR CORE OFFERINGS Our business model is built around one clear idea: LOANS AGAINST SECURITIES CONSUMER DURABLE LOANS finance should be enabling, Access funds easily without selling Buy your desired Mobile Phones and not limiting. We deliver investments — retain ownership Laptops now and pay later, with and benefit from market growth. quick, easy financing. structured credit solutions that are fast, flexible, and personalized, designed to power momentum for entrepreneurs, businesses, and individuals alike. By leveraging asset-backed lending, robust credit PROMOTER FUNDING assessment, and SUPPLY CHAIN FINANCE Leverage your shareholdings for tech-enabled servicing, we instant liquidity while retaining Bridge cash flow gaps efficiently company ownership and control. — finance payables, strengthen unlock capital at critical inventory, and ensure smooth operations. moments, enabling clients to scale, sustain, or stabilize their operations. OPERATING MODEL Technology isn’t an add-on, it’s a core enabler of how we deliver speed, flexibility, and trust. From faster approvals to smarter credit decisions, we are investing in digital systems that simplify lending while enhancing accuracy, transparency, and scale. Accelerated Disbursement Smarter Credit Evaluation Frictionless Customer On boarding Real-time processing ensures faster Advanced credit models use broader Digital KYC and streamlined processes loan disbursals, getting funds to data for fairer, faster, and more enable quick, paperless onboarding borrowers when they need them. accurate lending decisions. with minimal effort. TECHNOLOGY LANDSCAPE Loan Servicing Onboarding • Dedicated customer • KYC & VKYC integration support Lead Generation Credit Underwriting Loan Disbursal • Digital web-based • PAN verification • CRM-led servicing • Automated multilevel • e-NACH enablement Credit Sanctioning application platform rule engine • Legal verification • Rapid sanction • Digital mandate setup • Online customer (GST & Udyam) • Help desk and digital • Seamless credit workflow acquisition • Automated fund collections decisioning • Banking & bureau • Rule-based eligibility disbursement checks • Zero manual validation intervention API Integration Layer Banking Partners FUTURE OUTLOOK NOW LIVE Digital Consumer Durable Loan | Mobile Financing Instant Credit Decisioning Expand Device Cross-Sell Powered by our Categories & Upsell BRE-based rules Reach engine, enabling Scale from mobile Tier 2 & 3 Markets Convert first-time CDL sub-60-second phones to laptops, Scale Loan Book borrowers into approvals and Deep Retail Penetrate underserved tablets, and wearables Aggressively multi-product seamless checkout Partnerships semi-urban markets — becoming the customers through financing, with where access to preferred EMI partner Target a 3x growth in targeted offerings AI-driven credit Forge tie-ups with branded consumer for consumer Consumer Durable AUM including Loans Against decisioning coming leading online electronics financing is electronics retail. within 18 months by Securities. next for smarter, marketplaces (Flipkart, limited, capturing a leveraging the existing per [Showing first 8,000 characters — download PDF for full document]