BSECompany Update6d ago · 13 Aug 2026, 04:52 pm
Enclosed Press release
Finkurve Financial Services Ltd · 508954
✦ AI Summary▲ PositiveResults
Finkurve Financial Services Ltd. announced its Q1 FY27 financial performance, with AUM growing 134.5% YoY to INR 1,270.4 Cr and PAT rising 65.8% YoY. The company's gold loan franchise expanded, with a healthy Capital Adequacy Ratio of 26.6%. The management expressed confidence in the company's growth journey, with a focus on expanding presence in the gold loan market and improving branch productivity.
Analysis Scores
Earnings Impact8/10
Growth Catalyst6/10
Governance Concern2/10
Regulatory Risk1/10
Balance Sheet Risk5/10
Liquidity Impact9/10
Market Sentiment8/10
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Finkurve Financial Services Ltd - 508954 - Announcement under Regulation 30 (LODR)-Press Release / Media Release
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August 13, 2026
To, To,
Listing Department The Manager – Compliance Department
BSE Limited National Stock Exchange of India Limited
Phiroze Jeejeebhoy Towers, Dalal Street, ‘Exchange Plaza’ Bandra Kurla Complex,
Mumbai – 400 001 Bandra (East) Mumbai 400051
Scrip Code: 508954 NSE Symbol: FINKURVE
Subject: Press Release on Un-Audited Financial Results for quarter ended June 30, 2026
Dear Sir/Madam,
In continuation of our letter dated August 13, 2026 on Un-Audited Financial Results for the quarter
ended June 30, 2026, pursuant to Regulation 30 of SEBI (Listing Obligations and Disclosure
Requirements) Regulations, 2015, we enclose herewith a copy of Press Release being issued by the
Company in this regard.
The above document is also being made available on the Company's website at www.arvog.com.
Kindly take this information on record.
Thanking you.
For Finkurve Financial Services Limited
Kajal Parmar
Company Secretary & Compliance Officer
Membership No: ACS65484
Encl: As above
Finkurve Financial Services Ltd.- Q1 FY27 Results Release
Finkurve delivers strong Q1 FY27 performance;
AUM grows 134.5% YoY to INR 1,270.4 Cr and PAT rises 65.8% YoY
Mumbai, August 13, 2026: Finkurve Financial services Limited (NSE: FINKURVE; BSE: 508954), among
leading Tech-first Gold Loan NBFC, announced its financial performance for the quarter ended 30th June
2026.
Business Highlights: Q1 FY27
Asset under Management (AUM) grew by 134.5% YoY from INR 541.8 Cr to INR 1,270.4 Cr (Including off
Book AUM of INR 38 Cr)
Branch network increased from 83 to 118 branches YoY
Number of active customers (GL), as on 30th June 2026 stood at 31,522
Financial Highlights: Q1 FY27
Total income grew 89.37% YoY from INR 40.04 Cr in Q1 FY26 to INR 75.82 Cr in Q1 FY27
Gross NPA reported at 0.54% and Net NPA is reported at 0.48%
Capital adequacy ratio remained healthy at 26.6%
Key Highlights Till date:
Successfully onboarded Franklin Templeton as the Company’s first AIF investor through issuance of INR 50
crore NCD.
During the quarter, the Company further strengthened its Board with the appointment of Mr. Rajendran
Chinna Veerappan as an Additional Director (Non-Executive, Non-Independent)
Reinforcing its commitment to strengthen governance and disciplined growth, the Company has expanded
its leadership architecture with the appointment of Mr. Raju Shah as Chief Risk Officer and Mr. Husain
Pittalwala as Head of Compliance.
Financial Snapshot: Q1 FY27
(INR.Cr)
Particulars Q1 FY27 Q1 FY26 Y-o-Y Q4 FY26 Q-o-Q
Total Income 75.82 40.04 89.37% 69.21 9.55%
PBT 11.21 6.83 64.06% 10.42 7.54%
PAT 8.44 5.09 65.78% 8.04 4.95%
Basic EPS (INR) 0.60 0.38 57.89% 0.58 3.45%
Key Metrics: Q1 FY27
Particulars Q1 FY27 Q1 FY26 Y-o-Y Q4 FY26 Q-o-Q
AUM (INR. cr)* 1,270.4 541.8 134.5% 1,096.1 15.9%
Branch Network 118 83 42.2% 105 12.4%
Avg. Gold Loan per
10.3 5.8 77.6% 9.9 4.0%
Branch (INR. cr)
* Includes Off Book AUM
Particulars Q1 FY27 Q1 FY26
Return on Average Loan assets 2.9% 4.2%
Return on Average Equity 9.7% 8.1%
Capital Adequacy Ratio 26.6% 57.3%
Debt to Equity Ratio 2.9x 0.7x
Commenting on the performance, Mr. Priyank Kothari, Executive Director said:
“Q1 FY27 reflects continued momentum in our growth journey, with Assets under Management reaching INR
1,270.4 Cr, registering a strong 134.5% YoY growth. The expansion in our gold loan franchise has been supported
by the scaling up of our technology-enabled branch network, which increased to 118 branches from 83 branches
a year ago.
We have continued to focus on building scale while maintaining a disciplined approach to asset quality and
capital management. Profit After Tax grew 65.8% YoY to INR 8.4 Cr. Asset quality remained stable, with Gross
NPA and Net NPA at 0.54% and 0.48% respectively, while the Capital Adequacy Ratio stood at a healthy 26.6%.
As we progress through FY27, our focus remains on expanding our presence in the gold loan market,
strengthening our technology-led operating model and improving branch productivity. We will continue to
pursue growth while maintaining prudent risk management, operational discipline and a strong focus on
customer experience. Our objective is to build a scalable and sustainable franchise supported by a diversified
funding base and robust governance.”
About Finkurve Financial Services Limited (Arvog):
Finkurve Financial Services Limited (NSE: FINKURVE; BSE: 508954), also known by its brand name Arvog, is a
non-banking financial company (NBFC) registered with the Reserve Bank of India (RBI) as a non-deposit-taking,
Middle-layer NBFC. Established in 1984 as Sanjay Leasing Ltd., the Company obtained its NBFC license in 1998
and was acquired by the Promoters in the year 2010.
Finkurve focuses primarily on gold loans, which forms the majority of its Assets under Management (AUM),
positioning it as a leading gold loan NBFC. The Company also offers personal loans and SME loans, expanding its
financial solutions through partnerships with fintech companies.
Finkurve also has a strategic tie-up with Augmont Goldtech, India's largest fully integrated gold platform, serving
as a one-stop destination for all gold-related needs. With a growing presence across India, Finkurve remains
committed to providing accessible, technology-driven financial services to a broad customer base.
For more details, please visit, www.arvog.com
For More information please contact:
Finkurve Financial Services Ltd. Adfactors PR – Investor Relations
Mr. Aakash Jain, CFO Mr. Smit Shah / Ms. Forum Goshar
Email id – investorrelations@arvog.com Email id – smit.shah@adfactorspr.com /
forum.goshar@adfactorspr.com