Investor Presentation

July 03, 2026 The Listing Department The Listing Department BSE Limited National Stock Exchange of India Ltd., Phiroze Jeejeebhoy Towers, Towers, Exchange Plaza, Dalal Street, Bandra - Kurla Complex, Bandra (E), Mumbai 400 001 Mumbai 400 051 Scrip Code: 544574 Symbol: TATACAP Dear Sir/Madam, Sub: Intimation under SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 (“SEBI Listing Regulations”). Pursuant to Regulation 30 of the SEBI Listing Regulations, as amended from time to time, and with reference to our intimation dated July 1, 2026, informing you about the schedule of investor / analysts meetings, please find attached the investor presentation for the said meeting. The said investor presentation is also available on the website of the Company at: https://www.tatacapital.com/content/dam/tata-capital/pdf/investors-and-financial- reports/stock-exchange/Business-Overview-FY-2025-26.pdf No unpublished price sensitive information is mentioned in the aforesaid investor presentation. You are requested to take the same on record. Thanking you. Yours faithfully For Tata Capital Limited Sarita Kamath Chief Legal and Compliance Officer & Company Secretary /Admin/ADVANCED GRAPHICS/Cover and Template/2025/2025_04/4485076-001_Tata Capital_Avinash Anand_Cover and dividers Business Overview July 2026 Disclaimer (1/2) COLOR PALETTE Text NOT FOR RELEASE, PUBLICATION OR DISTRIBUTION, DIRECTLY OR INDIRECTLY, IN OR INTO THE UNITED STATES OR IN ANY OTHER JURISDICTION IN WHICH SUCH RELEASE, PUBLICATION OR DISTRIBUTION WOULD BE PROHIBITED 50 56 62 BY APPLICABLE LAW. This presentation and the accompanying slides (the "presentation") is being furnished solely for your information and may not be reproduced or redistributed to any other person or used for any other purpose without the express Accent bar consent of Tata Capital Limited and its subsidiaries (“the Company”). It does not purport to present a comprehensive overview of the Company or contain all the information necessary to evaluate an investment in the Company. This 25 97 172 presentation is for information purposes only and is not a prospectus, disclosure document or other offering document under any law, nor does it form part of, and should not be construed as, any present or future invitation, recommendation or offer to purchase or sell securities of the Company or an inducement to enter into investment activity in any jurisdiction. ACCENT S No part of this presentation nor the fact of its distribution should form the basis of, or be relied on in connection with, any contract or commitment or investment decision whatsoever. If there is any subsequent offering of any security 1 25 146 of the Company, it will be made pursuant to a separate and distinct offering documentation. Any decision to purchase securities in the context of an offering of securities (if any) should be made solely on the basis of information 97 191 Bullets 172 239 contained in the offering documentation published in relation to such offering. 221 248 This presentation is being communicated to selected persons who have professional experience in matters relating to investments for information purposes only and does not constitute a recommendation regarding any securities of 2 220 248 the Company. Other persons should not rely or act upon this presentation or any of its contents. Certain statements contained in this presentation may be of future expectations and other forward-looking statements that are based on 14 152 third party sources and involve known and unknown risks and uncertainties. In replicating such data in this document, the Company and its Representatives do not make any representation, whether express or implied, as to the accuracy of such data. The replication of any third party views in this document should not necessarily be treated as an indication that the Company and its Representatives agree with or concurs with such views. Forward-looking 177 224 3 177 224 statements, if any, contained in this presentation regarding past trends or activities should not be taken as a representation that such trends or activities will continue in the future. There is no obligation to update or revise any forward- 177 224 looking statements, whether as a result of new information, future events or otherwise. You should not place undue reliance on forward-looking statements, which speak only as of the date of this presentation. There is no obligation to update, modify or amend such information or statements or to otherwise notify any recipient if any information or statement set forth herein, changes or subsequently becomes inaccurate or outdated. The information and any opinions 91 189 4 155 215 contained in this document is provided as at the date of this document and is subject to change without notice. 213 238 The Company or any of its subsidiaries, respective affiliates, shareholders, directors, employees, agents or representatives (“its Representatives”) have prepared this presentation based on information and date which they consider reliable, but they do not make any representation or warranty, express or implied, whatsoever, and no reliance shall be placed on, the truth, accuracy, completeness, fairness and reasonableness of the contents of this presentation 112 197 5 173 224 (including statements of opinion and expectation, whether communicated in written, oral, visual or electronic form) which have not been independently verified. This presentation may not be all-inclusive and may not contain all of the 71 180 information that may be considered material. The Company and its Representatives expressly exclude any liability in respect of the contents of, or any omission from, this presentation. Opinions and estimates constitute the sole judgement of the Company as of the date of this presentation and are subject to change without notice. The information contained in, and the statements made in, this presentation should be considered in the context of the 126 203 6 215 239 circumstances prevailing at the time. 247 252 Neither the Company nor its Representatives shall be liable for any loss or damage (direct or indirect) suffered as a result of reliance upon any statements contained in, or any omission from this presentation and expressly disclaim any 25 146 and all liability and responsibility (including without limitation any liability arising from negligence or otherwise) for any direct or indirect loss or damage, howsoever arising, which may be suffered by any recipient through use of or Hyperlink 97 191 reliance on anything contained in or omitted from or otherwise arising in connection with this presentation. 172 239 By viewing this presentation or by accepting any copy of the slides presented, you agree to be bound by the foregoing limitations. 221 248 Followed 220 248 The distribution of this presentation in certain jurisdictions may be restricted by law and recipients should inform themselves about and observe any such restrictions. In particular, this presentation may not be transmitted or distributed, Hyperlink 14 152 directly or indirectly, in the United States. TABL This presentation has not been and will not be filed, registered, produced or published as an offer document (whether a prospectus in respect of a public offer, a statement in lieu of prospectus or information memorandum, private E placement offer cum application letter or placement memorandum, general information document or key information document or any other offering material in respect of any private placement with the Registrar of Companies in India in accordance with the Companies Act, 2013 as amended and/or any regulations formulated by Securities and Exchange Board of India or any other applicable Indian laws) with any Registrar of Companies, the Securities and Lines 56 62 Exchange Board of India, the Reserve Bank of India or any Indian stock exchange or the any other statutory or regulatory body of like nature in India, save [Showing first 8,000 characters — download PDF for full document]