Action(s) taken or orders passed

CIC HOUSING FINANCE LTD. 11■11 ---- - - --- ------------------------ ~~flrlr,,ra --- GICHFL/SEC/2026-27 July 03, 2026 National Stock Exchange of India Limited 'Exchange Plaza', C-1, Block G, Bandra-Kurla Complex, Bandra (E), Mumbai - 400 051 Scrip Code: GICHSGFIN Dear Sir, Sub: Disclosure under Regulation 30 of the SEBI {Listing Obligations & Disclosure Requirements) Regulations, 2015 read with Industry Standards Note on Regulation 30 of the SEBI Listing Regulations and SEBI Master Circular No. SEBI/HO/49/14/14{7)2025-CFD-POD2/I/3762/2026 dated January 30, 2026. Event date and time of occurrence - July 03, 2026 at 05.21 P.M. With reference to the captioned subject, we wish to inform that the Reserve Bank of India (RBI) imposed monetary penalty of Rs. 3,10,000/- (Rupees Three Lakhs Ten Thousand only) on the Company for non-compliance with certain provisions of the directions issued by RBI on 'Know Your Customer (KYC)'. This penalty has been imposed in exercise of the powers conferred on RBI under Section 52A of the National Housing Bank Act, 1987. Further, the details as required to be provided as per sub-para 20 of Para A of Part A of Schedule III of SEBI Listing Regulations read with Industry Standards Note on Regulation 30 of the SEBI Listing Regulations and SEBI Master Circular No. HO/49/14/14(7)2025-CFD POD2/I/3762/2026 dated January 30, 2026 is enclosed herewith as Annexure-A. The above intimation is also being uploaded on the website of the Company www.gichfindia.com. This is for your information and record purpose. Thanking You, Yours faithfully, Raj Gor Group Head & Company Secretary Encl.: a/a. Regd. Office: National Insurance Building, 6th Floor, 14, Jamshedji Tata Road, Churchgate, Mumbai -400 020. Tel.: (022) 4304 1900, Email: corporate@gichf.com •Website: www.gichfindia.com CIN No. : L65922MH1989PLC054583 1r.l( GIC HOUSING FINANCE LTD. --------- ------------------------ 'Ii*-""'!.- --- Annexure-A Information under Regulation 30 of the SEBI (Listing Obligations & Disclosure Requirements) Regulations, 2015 read with Industry Standards Note on Regulation 30 of the SEBI Listing Regulations and SEBI Master Circular No. SEBI/ HO/49/14/14(7)2025-CFD-POD2/I/3762/2026 dated January 30, 2026. Sr. Particulars Details 1. Name of the Listed Company GIC Housinq Finance Limited 2. Name of the Authority from whom Reserve Bank of India (RBI') communication received 3. Type of communication received Speaking Order issued by RBI 4. Date of receipt of communication Order received vide email dated 03/07/2026 5. Brief summary of the material contents RBI, Imposed penalty of Rs. 3.10 lakh of the communication received, (Rupees Three Lakhs and Ten Thousand only) including reasons for receipt of the in exercise of the powers conferred under the communication provisions of Section 52A of the National Housinq Bank Act 1987. 6. Period for which communication would Violation of RBI directions observed during be applicable, if stated statutory inspection conducted by National Housing Bank (NHB) with reference to the Company's position as on March 31, 2025. 7. Expected financial implications on the There is no material impact on financial, listed company, if any operation or other activities of the Company due to the penalty payable. 8. Details of any aberrations/ non- Paragraph 12 of Chapter IV and 37(a) of compliances identified by the authority Chapter VI of the 'Reserve Bank of India in the communication (Know Your Customer (KYC)) Directions, 2016 (issued vide circular No.DBR.AML.BC.No,81/ 14.01.001/2015-16 dated February 25, 2016, and updated as on January 04, 2024) - "absence of periodic review of risk categorization of customer accounts" 9. Details of any penalty or restriction or Rs. 3.10 lakh (Rupees Three Lakhs and Ten sanction imposed pursuant to the Thousand only) communication 10. Action(s) taken by the Company with The Company is in the process of respect to the communication implementing corrective measures to ensure compliance with the applicable RBI Directions. 11. Any other relevant information - Regd. Office: National Insurance Building, 6th Floor, 14, Jamshedji Tata Road, Churchgate, Mumbai -400 020. Tel.: (022) 4304 1900 •Email: corporate@gichf.com •Website: www.gichfindia.com CIN No. : L65922MH1989PLC054583