Disclosure under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 - Investor Presentation

Date: August 13, 2026 BSE Limited The Corporate Relationship Department Phiroze Jeejeebhoy Towers, 1st Floor, Dalal Street, Mumbai – 400 001 Ref: Scrip Code: 543931 ISIN: INE0Q0M01015 Sub: Disclosure under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 – Investor Presentation Dear Sir/ Ma’am, Please find attached the Investor Presentation in accordance with Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. This presentation highlights the financial results of the Company for the quarter ended June 30, 2026. Kindly take the above information on record. The information in the above notice is also available on the website of the Company www.veefin.com. Thanking you, FOR VEEFIN SOLUTIONS LIMITED GAUTAM VIJAY UDANI WHOLE-TIME DIRECTOR DIN- 03081749 Q1 FY27 at a Glance Standalone product economics remained strong; consolidated results reflect the wider group perimeter. STANDALONE — LISTED ENTITY STANDALONE REVENUE STANDALONE EBITDA STANDALONE PAT NEW CLIENTS ₹23.14 Cr ₹12.83 Cr ₹6.74 Cr 5 Q1 FY27 55.4% margin 29.1% margin Added during Q1 CONSOLIDATED — STATUTORY GROUP CONSOLIDATED REVENUE CONSOLIDATED EBITDA CONSOLIDATED PAT QUALIFIED PIPELINE ₹113.97 Cr ₹22.42 Cr ₹9.50 Cr USD 80.13 Mn Statutory group perimeter 19.7% margin 8.3% margin Closing pipeline · Q1 FY27 THIRD-PARTY RECOGNITION #1 —IBSi Sales League Table Industry Leader —IBSi SCF Spectrum Euromoney Awards 2025 Wholesale Transaction Banking Repeat placement across two consecutive editions World’s Most Innovative Software Provider for Supply Chain Finance Use standalone results to judge product economics; use consolidated results to understand the full statutory perimeter and shareholder attribution. Veefin at Scale The installed base behind Q1 FY27 — production deployments across the platform. ANNUALIZED INSTITUTIONS SERVED COUNTRIES PRODUCTS IN PRODUCTION DISBURSEMENTS 50+ $47B+ 16 10 Banks, NBFCs and financial Enabled on Veefin platforms Live deployments worldwide Lending, transaction banking institutions and risk PRODUCTS IN PRODUCTION Retail LOS SME LOS Corporate LOS SCF Retail LMS SME LMS Corporate LMS Digital Channels Collections Fraud & Risk Analytics Every product runs on the shared Veefin 4.0 chassis —one architecture, one integration layer, one operational core. 50+ institutions across 16 countries run Veefin in production —the installed base that each quarter’s new wins layer onto. Q1 FY27 Wins & Multi-Product Traction Some of the flagship wins signed in Q1 FY27 · Client names withheld under confidentiality FLAGSHIP WIN · GCC 6 PRODUCTS MIDDLE EAST 3 PRODUCTS PAN-AFRICA SCF WIN 5 COUNTRIES One of the largest digital banks in the A non-banking finance company in Supply Chain Finance across five GCC the Middle East African markets LOS LMS Collections LOS LMS Collections Supply Chain Finance LOS Trade Finance Supply Chain Finance 5-country implementation Limits Microservice One relationship spanning lending, transaction banking Full lending stack adopted by a non-bank lender. SCF and LOS on one platform across five countries. and limits infrastructure. Q1 FY27 TRACTION SCOREBOARD NEW CLIENTS LARGEST SINGLE WIN WINS CONVERTED NEW MARKET DEPTH 5 6 products USD 15.27 Mn 5 countries Signed in Q1 FY27 One digital bank, one contract From qualified pipeline Single SCF rollout in Africa This quarter’s flagship wins span multi-product and multi-country deals —Veefin is increasingly bought as a platform, not a single product. From Signing to Revenue: How Wins Convert Typical enterprise deal · Indicative timelines — actual phasing varies by deal scope and milestones. YEAR 1 YEAR 2 YEAR 3+ SIGNING GO-LIVE · ~9 MONTHS AMC BEGINS · ~21 MONTHS Implementation fees trickles in through delivery ONE-TIME Milestone-based billing through delivery —begins at signing, concludes at go-live. License Annual/monthly license revenue begins RECURRING Begins at go-live —typically ~9 months from signing; billed annually thereafter. AMC / support recurring AMC begins RECURRING Begins after the first license year —a second annuity layer. Why reported revenue lags signings: a win converts to revenue over ~21 months —implementation first, license at go-live (~9 months), AMC a year later. Each cohort of wins layers new recurring revenue on top of the last —today’s signings build the annuity base of the next two financial years. How to Read Veefin’s Numbers Three reporting lenses answer three different investor questions. MANAGEMENT VIEW STANDALONE NUMBERS CONSOLIDATED NUMBERS What management is building What the listed product entity delivers What the statutory group reports Integrated BFSI product platform Veefin Solutions Ltd. Subsidiaries and controlled entities Product roadmap and common Different business models and Product revenue and profitability chassis margins Execution across group entities Core operating economics PAT split between owners and NCI Use standalone results to judge product economics; use consolidated results to understand the full statutory perimeter and shareholder attribution. Q1 FY27 Standalone Financial Performance Standalone Q1 FY27 performance compared with Q1 FY26. FINANCIAL PERFORMANCE (STANDALONE) REVENUE REPORTED EBITDA (₹ Cr) Q1 FY27 Q1 FY26 Q1 FY27 Q1 FY26 ₹23.14 Cr ₹10.14 Cr ₹12.83 Cr ₹5.49 Cr Q1 FY26 Q1 FY27 ↑ +128.2% YoY ↑ +133.7% YoY ₹ Cr % +128.2% +133.7% +151.4% 23.14 REPORTED EBITDA MARGIN REPORTED PAT Q1 FY27 Q1 FY26 Q1 FY27 Q1 FY26 55.4% 54.1% ₹6.74 Cr ₹2.68 Cr 15 12.83 ↑ +130 bps YoY ↑ +151.4% YoY 10.14 6.74 8 5.49 PAT GROWTH REPORTED PAT MARGIN 2.68 Q1 FY27 Q1 FY26 Q1 FY27 Q1 FY26 +151.4% BASE 29.1% 26.4% Revenue Reported EBITDA Reported PAT ↑ Q1-on-Q1 uplift ↑ +269 bps YoY More Than Double the Scale Stronger Profit Conversion Margin Expansion Standalone revenue and EBITDA increased 128.2% PAT increased 151.4% YoY, ahead of the EBITDA margin expanded 130 bps and PAT and 133.7% respectively YoY. growth in revenue. margin expanded 269 bps YoY. Note: Q1 FY26 figures are management comparatives Q1 FY27 standalone revenue, EBITDA and PAT more than doubled versus Q1 FY26, with both margins expanding. from the supplied working file. Standalone Revenue Quality Q1 FY27 revenue composition (₹23.14 Cr) REVENUE MODEL CLIENT MIX GEOGRAPHY Existing clients Recurring 74% Domestic 51% 74% 77% 51% One-time 26% New clients 23% Export 49% ₹17.13 Cr recurring · ₹6.00 Cr one-time ₹17.90 Cr existing · ₹5.24 Cr new ₹11.84 Cr domestic · ₹11.30 Cr export Recurring majority supports earnings 5 new clients added —future cross-sell Near-balanced domestic / export mix. visibility. potential. Recurring revenue remains the majority of standalone revenue, with a near-balanced domestic / export mix. Receivables Discipline: Collections Keeping Pace with Growth Standalone Days Sales Outstanding (DSO) — how quickly billed revenue converts to cash. STANDALONE DSO TREND (DAYS — LOWER IS BETTER) DSO — Q1 FY27 80 days ↓ 19 days better than FY26 IMPROVEMENT SINCE FY24 ↓ 99 − 69 days ↓ ↓ From 149 days in FY24 WHY IT MATTERS Lower DSO means billed revenue converts to cash sooner — collections are tightening even as revenue scales. Detailed operating cash-flow disclosure follows with the statutory statements. FY24 FY25 FY26 Q1 FY27 Note: DSO figures are annualized. Standalone DSO has improved from 149 days in FY24 to 80 days in Q1 FY27 —growth is converting to collections, not to a receivables build-up. Q1 FY27 Standalone Financial Performance Standalone results reflect Veefin Solutions Ltd., excluding subsidiaries and controlled investee entities. FINANCIAL PERFORMANCE (STANDALONE) REVENUE REPORTED EBITDA (₹ Cr) Q1 FY27 Q4 FY26 Q1 FY27 Q4 FY26 ₹23.14 Cr ₹24.17 Cr ₹12.83 Cr ₹13.79 Cr Q4 FY26 Q1 FY27 ↓ (4.2%) QoQ ↓ (6.9%) QoQ ₹ Cr % -4.2% -6.9% +17.1% 24.17 23.14 REPORTED EBITDA MARGIN REPORTED PAT Q1 FY27 Q4 FY26 Q1 FY27 Q4 FY26 55.4% 57.1% ₹6.74 Cr ₹5.76 Cr 15 13.79 12.83 ↓ (1.6 pp) QoQ [Showing first 8,000 characters — download PDF for full document]