Investor Presentation

Ref. No.: LIFL/SLC/2026-27/26 Date: August 12, 2026 To, To, Listing Compliance Department Listing Compliance Department BSE Limited National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers, Dalal Street Exchange Plaza, C-1, Block G, Mumbai – 400 001(Maharashtra) Bandra Kurla Complex, Bandra (East) Scrip Code: 544465 Mumbai-400051(Maharashtra) Symbol: LAXMIINDIA Sub.: Investor/Earnings Presentation under Regulation 30 of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 Dear Sir / Madam, With reference to Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, (“SEBI LODR”), please find enclosed herewith the copy of the Investor/Earnings Presentation for the quarter ended June 30, 2026. In compliance with Regulation 46 of the SEBI LODR, the Investor Presentation will also be available on the website of the Company at www.lifc.co.in. This is for your information and appropriate dissemination. Thanking you, Yours faithfully, For Laxmi India Finance Limited (Formerly known as Laxmi India Finance Private Limited) Sourabh Mishra Company Secretary & Chief Compliance Officer M. No.: A51872 LAXMI INDIA FINANCE LIMITED “Sapne dekho bade dekho, Hamare sath unhe pura hote dekho” Q1 FY27 Investor Presentation Disclaimer This presentation has been prepared for general information purposes in respect of Laxmi India Finance Limited ("Company") together with its subsidiaries, as applicable (together, with the Company, the "Group") only, without regard to any specific objectives, suitability, financial situations and needs of any particular person and does not constitute any recommendation or form port of any offer or invitation, directly or indirectly, in any manner, or inducement to seller issue, or any solicitation of any offer to purchase or subscribe for, any securities of the Company in any jurisdiction, nor shall it or any port of it or the fact of its distribution form the basis of, or be relied on in connection with, any contract or commitment therefor. This presentation does not solicit any action based on the material contained herein. Nothing in this presentation is intended by the Group to be construed as legal, accounting or tax advice. This presentation has not been approved and will not or may not be reviewed or approved by any statutory or regulatory authority in India or by any Stock Exchange in India. This presentation contains certain forward-looking statements relating to the business, financial performance, strategy and results of the Group and/ or the industry in which it operates. Forward-looking statements ore statements concerning future circumstances and results, and any other statements that are not historical facts, sometimes identified by the words including, without limitation "believes", "expects", "predicts", "intends", "projects", "plans", "estimates", "aims", "foresees", "anticipates", "targets", and similar expressions. The forward-looking statements, including those cited from third party sources, contained in this presentation ore based on numerous assumptions and ore uncertain and subject to risks. A multitude of factors including, but not limited to, changes in demand, competition and technology, con cause actual events, performance or results to differ significantly from any anticipated development. Neither the Group nor its affiliates or advisors or representatives nor any of its or their parent or subsidiary undertakings or any such person's officers or employees guarantees that the assumptions underlying such forward-looking statements ore free from errors nor does either accept any responsibility for the future accuracy of the forward-looking statements contained in this presentation or the actual occurrence of the forecasted developments. Forward-looking statements speak only as of the dote of this presentation and ore not guarantees of future performance. Asa result, the Group expressly disclaims any obligation or undertaking to release any update or revisions to any forward-looking statements in this presentation as a result of any change in expectations or any change in events, conditions, assumptions or circumstances on which these forward looking statements ore based. Given these uncertainties and other factors, viewers of this presentation ore cautioned not to place undue reliance on these forward-looking statements. Certain numbers in these presentations and materials hove been subject to routine rounding off and accordingly figures shown as total in tables and diagrams may not be on arithmetic aggregation of the figures that precede them. The information contained in these presentations and materials are only current as of the dotes specified herein and hove not been independently verified. None of the Group, its directors, promoter or affiliates, nor any of its or their respective employees, advisers or representatives or any other person accepts any responsibility or liability whatsoever, whether arising in tort, contract or otherwise, for any errors, omissions or inaccuracies in such information or opinions or for any loss, cost or damage suffered or incurred howsoever arising, directly or indirectly, from any use of this presentation or its contents or otherwise in connection with this presentation, and makes no representation or warranty, express or implied, for the contents of this presentation including its accuracy, fairness, completeness or verification or for any other statement mode or purported to be mode by any of them, or on behalf of them, and nothing in this presentation or at this presentation shall be relied upon as a promise or representation in this respect, whether as to the post or the future. Post performance is not a guide for future performance. The information contained in this presentation is current, and if not stated otherwise, mode as of the dote of this presentation. The Group undertakes no obligation to update or revise any information in this presentation as a result of new information, future events or otherwise. Any person/ party intending to provide finance/ invest in the shores/ businesses of the Group shall do so offer seeking their own professional advice and offer carrying out their own due diligence procedure to ensure that they are making on in-formed decision. This presentation includes certain industry data and projections that hove been obtained from industry publications and surveys. Industry publications and surveys and forecasts generally state that the information contained therein hos been obtained from sources believed to be reliable, but there is no assurance that the information is accurate or complete. Neither the Company nor any of its advisors or representatives have independently verified any of the data from third-party sources or ascertained the underlying economic assumptions relied upon therein. All industry data and projections contained in this presentation ore based on data obtained from the sources cited and involve significant elements of subjective judgment and analysis, which may or may not be correct. For the reasons mentioned above, you should not rely in any way on any of the projections contained in this presentation for any purpose. This presentation is not a prospectus, a statement in lieu of a prospectus, on offering circular, on advertisement or on offer document under the Companies Act, 2013, as amended, the Securities and Exchange Boord of Indio (Issue of Capitol and Disclosure Requirements) Regulations, 2018, as amended, or any other applicable low in Indio, nor does it form port of, and should not be construed as, any present or future invitation, recommendation or offer to purchase or sell securities of the Company or on inducement to enter into investment activity in any jurisdiction. No port of this presentation, nor the fact of its distribution, should form the basis of, or be relied on in c [Showing first 8,000 characters — download PDF for full document]